PNB Housing Finance Limited (PNBHOUSING) - Total Liabilities

Latest as of September 2025: Rs677.86 Billion INR ≈ $7.33 Billion USD

Based on the latest financial reports, PNB Housing Finance Limited (PNBHOUSING) has total liabilities worth Rs677.86 Billion INR (≈ $7.33 Billion USD) as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore PNB Housing Finance Limited annual equity growth to track the company's year-over-year net asset growth rate.

PNB Housing Finance Limited - Total Liabilities Trend (2012–2025)

This chart illustrates how PNB Housing Finance Limited's total liabilities have evolved over time, based on quarterly financial data. See free cash flow generation of PNB Housing Finance Limited to measure how efficiently the company converts operating cash flow to free cash.

PNB Housing Finance Limited Competitors by Total Liabilities

The table below lists competitors of PNB Housing Finance Limited ranked by their total liabilities.

Company	Country	Total Liabilities
Guangdong Kingshine Electronic Tech SHE:300903	China	CN¥4.86 Billion
Hellenic Petroleum S.A AT:ELPE	Greece	€5.84 Billion
Sparebank 1 SMN OL:MING	Norway	Nkr225.19 Billion
China Baoan Group Co Ltd SHE:000009	China	CN¥33.71 Billion
Applied Opt NASDAQ:AAOI	USA	$419.44 Million
Brederode SA BR:BREB	Belgium	€1.19 Million
Ashland Global Holdings Inc NYSE:ASH	USA	$2.64 Billion
Chongqing Water Group Co Ltd SHG:601158	China	CN¥18.39 Billion

Liability Composition Analysis (2012–2025)

This chart breaks down PNB Housing Finance Limited's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see PNBHOUSING market cap overview.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	132.83	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	131.45	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	3.77	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.79	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how PNB Housing Finance Limited's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for PNB Housing Finance Limited (2012–2025)

The table below shows the annual total liabilities of PNB Housing Finance Limited from 2012 to 2025.

Year	Total Liabilities	Change
2025-03-31	Rs656.57 Billion ≈ $7.10 Billion	+14.32%
2024-03-31	Rs574.30 Billion ≈ $6.21 Billion	+2.81%
2023-03-31	Rs558.60 Billion ≈ $6.04 Billion	+0.00%
2022-03-31	Rs558.58 Billion ≈ $6.04 Billion	-10.58%
2021-03-31	Rs624.69 Billion ≈ $6.76 Billion	-11.93%
2020-03-31	Rs709.32 Billion ≈ $7.67 Billion	-7.07%
2019-03-31	Rs763.25 Billion ≈ $8.25 Billion	+32.75%
2018-03-31	Rs574.93 Billion ≈ $6.22 Billion	+53.80%
2017-03-31	Rs373.82 Billion ≈ $4.04 Billion	+35.80%
2016-03-31	Rs275.28 Billion ≈ $2.98 Billion	+57.70%
2015-03-31	Rs174.57 Billion ≈ $1.89 Billion	+64.60%
2014-03-31	Rs106.05 Billion ≈ $1.15 Billion	+50.71%
2013-03-31	Rs70.37 Billion ≈ $761.03 Million	+74.34%
2012-03-31	Rs40.36 Billion ≈ $436.52 Million	--

About PNB Housing Finance Limited

NSE:PNBHOUSING India Mortgage Finance

Market Cap

$2.97 Billion

Rs274.34 Billion INR

Market Cap Rank

#4863 Global

#219 in India

Share Price

Rs1053.10

Change (1 day)

+1.94%

52-Week Range

Rs750.75 - Rs1122.30

All Time High

Rs1660.87