PNB Housing Finance Limited (PNBHOUSING) — Net Asset Quality Index
PNB Housing Finance Limited (PNBHOUSING) has a Net Asset Quality Index of 21.0% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs857.56 Billion minus total liabilities of Rs677.86 Billion yields net assets of Rs179.71 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read PNBHOUSING total liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
PNB Housing Finance Limited Net Asset Quality Index Over Time (2012–2025)
This chart shows how PNB Housing Finance Limited's Net Asset Quality Index has evolved across 14 annual periods from 2012 to 2025. As of September 2025, the index stands at 21.0%, representing net assets of Rs179.71 Billion against total assets of Rs857.56 Billion INR. For live market cap and overall valuation, see PNB Housing Finance Limited stock valuation.
Annual Net Asset Quality Index for PNB Housing Finance Limited (2012–2025)
The table below presents the year-by-year Net Asset Quality Index for PNB Housing Finance Limited from 2012 to 2025, covering 14 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check PNB Housing Finance Limited PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 20.4% | Rs168.63 Billion | Rs825.20 Billion | Rs656.57 Billion | ▼ -0.2 pp |
| 2024 | 20.7% | Rs149.74 Billion | Rs724.05 Billion | Rs574.30 Billion | ▲ +4.2 pp |
| 2023 | 16.5% | Rs110.14 Billion | Rs668.74 Billion | Rs558.60 Billion | ▲ +1.5 pp |
| 2022 | 15.0% | Rs98.72 Billion | Rs657.30 Billion | Rs558.58 Billion | ▲ +2.5 pp |
| 2021 | 12.5% | Rs89.23 Billion | Rs713.92 Billion | Rs624.69 Billion | ▲ +2.4 pp |
| 2020 | 10.1% | Rs79.98 Billion | Rs789.30 Billion | Rs709.32 Billion | ▲ +1.1 pp |
| 2019 | 9.0% | Rs75.44 Billion | Rs838.69 Billion | Rs763.25 Billion | ▼ -0.9 pp |
| 2018 | 9.9% | Rs63.06 Billion | Rs637.99 Billion | Rs574.93 Billion | ▼ -3.1 pp |
| 2017 | 13.0% | Rs55.77 Billion | Rs429.60 Billion | Rs373.82 Billion | ▲ +5.8 pp |
| 2016 | 7.2% | Rs21.44 Billion | Rs296.72 Billion | Rs275.28 Billion | ▼ -1.1 pp |
| 2015 | 8.3% | Rs15.79 Billion | Rs190.35 Billion | Rs174.57 Billion | ▲ +0.2 pp |
| 2014 | 8.1% | Rs9.34 Billion | Rs115.40 Billion | Rs106.05 Billion | ▲ +0.0 pp |
| 2013 | 8.1% | Rs6.18 Billion | Rs76.55 Billion | Rs70.37 Billion | ▼ -0.9 pp |
| 2012 | 9.0% | Rs4.00 Billion | Rs44.36 Billion | Rs40.36 Billion | — |