PNB Housing Finance Limited (PNBHOUSING) — Net Asset Quality Index
PNB Housing Finance Limited (PNBHOUSING) has a Net Asset Quality Index of 21.0% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs857.56 Billion minus total liabilities of Rs677.86 Billion yields net assets of Rs179.71 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check PNBHOUSING financial resilience to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
PNB Housing Finance Limited Net Asset Quality Index Over Time (2012–2025)
This chart shows how PNB Housing Finance Limited's Net Asset Quality Index has evolved across 14 annual periods from 2012 to 2025. As of September 2025, the index stands at 21.0%, representing net assets of Rs179.71 Billion against total assets of Rs857.56 Billion INR. See PNBHOUSING working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for PNB Housing Finance Limited (2012–2025)
The table below presents the year-by-year Net Asset Quality Index for PNB Housing Finance Limited from 2012 to 2025, covering 14 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see PNB Housing Finance Limited stock valuation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 20.4% | Rs168.63 Billion | Rs825.20 Billion | Rs656.57 Billion | ▼ -0.2 pp |
| 2024 | 20.7% | Rs149.74 Billion | Rs724.05 Billion | Rs574.30 Billion | ▲ +4.2 pp |
| 2023 | 16.5% | Rs110.14 Billion | Rs668.74 Billion | Rs558.60 Billion | ▲ +1.5 pp |
| 2022 | 15.0% | Rs98.72 Billion | Rs657.30 Billion | Rs558.58 Billion | ▲ +2.5 pp |
| 2021 | 12.5% | Rs89.23 Billion | Rs713.92 Billion | Rs624.69 Billion | ▲ +2.4 pp |
| 2020 | 10.1% | Rs79.98 Billion | Rs789.30 Billion | Rs709.32 Billion | ▲ +1.1 pp |
| 2019 | 9.0% | Rs75.44 Billion | Rs838.69 Billion | Rs763.25 Billion | ▼ -0.9 pp |
| 2018 | 9.9% | Rs63.06 Billion | Rs637.99 Billion | Rs574.93 Billion | ▼ -3.1 pp |
| 2017 | 13.0% | Rs55.77 Billion | Rs429.60 Billion | Rs373.82 Billion | ▲ +5.8 pp |
| 2016 | 7.2% | Rs21.44 Billion | Rs296.72 Billion | Rs275.28 Billion | ▼ -1.1 pp |
| 2015 | 8.3% | Rs15.79 Billion | Rs190.35 Billion | Rs174.57 Billion | ▲ +0.2 pp |
| 2014 | 8.1% | Rs9.34 Billion | Rs115.40 Billion | Rs106.05 Billion | ▲ +0.0 pp |
| 2013 | 8.1% | Rs6.18 Billion | Rs76.55 Billion | Rs70.37 Billion | ▼ -0.9 pp |
| 2012 | 9.0% | Rs4.00 Billion | Rs44.36 Billion | Rs40.36 Billion | — |