UWM Holdings Corp (UWMC) — Free Cash Flow Generation Index

Latest as of December 2025: 0.79x

UWM Holdings Corp (UWMC) has a Free Cash Flow Generation Index of 0.79x as of December 2025. Free cash flow of $82.02 Million represents 1% of operating cash flow ($103.76 Million). Explore how much does UWM Holdings Corp reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.79x
Free Cash Flow / Operating CF

Free Cash Flow

$82.02 Million
USD

Operating Cash Flow

$103.76 Million
USD

Capital Expenditures

$21.74 Million
USD

UWM Holdings Corp Free Cash Flow Generation Index (2019–2023)

Historical FCF Generation Index trend for UWM Holdings Corp across 4 annual periods. For the full cash flow conversion analysis, see UWM Holdings Corp (UWMC) cash conversion ratio.

Annual Free Cash Flow Generation for UWM Holdings Corp (2019–2023)

Year-by-year Free Cash Flow Generation Index for UWM Holdings Corp. Check UWM Holdings Corp investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2023 0.84x $138.81 Million $165.24 Million $26.43 Million ▼ -15.7%
2022 1.00x $8.24 Billion $8.27 Billion $26.61 Million ▲ +0.0%
2021 1.00x $8.24 Billion $8.27 Billion $26.61 Million ▲ +6519.0%
2019 -0.02x $-876.00K $56.41 Million $57.29 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).