UWM Holdings Corp (UWMC) — Free Cash Flow Generation Index

Latest as of December 2025: 0.79x

UWM Holdings Corp (UWMC) has a Free Cash Flow Generation Index of 0.79x as of December 2025. Free cash flow of $82.02 Million represents 1% of operating cash flow ($103.76 Million). Read UWM Holdings Corp balance sheet liabilities for a breakdown of total debt and financial obligations.

FCF Generation Index

0.79x
Free Cash Flow / Operating CF

Free Cash Flow

$82.02 Million
USD

Operating Cash Flow

$103.76 Million
USD

Capital Expenditures

$21.74 Million
USD

UWM Holdings Corp Free Cash Flow Generation Index (2019–2023)

Historical FCF Generation Index trend for UWM Holdings Corp across 4 annual periods. Explore reinvestment intensity of UWM Holdings Corp to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for UWM Holdings Corp (2019–2023)

Year-by-year Free Cash Flow Generation Index for UWM Holdings Corp. For the full company profile including market capitalisation, see UWMC market cap overview.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2023 0.84x $138.81 Million $165.24 Million $26.43 Million ▼ -15.7%
2022 1.00x $8.24 Billion $8.27 Billion $26.61 Million ▲ +0.0%
2021 1.00x $8.24 Billion $8.27 Billion $26.61 Million ▲ +6519.0%
2019 -0.02x $-876.00K $56.41 Million $57.29 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).