UWM Holdings Corp (UWMC) — Free Cash Flow Generation Index

Latest as of December 2025: 0.79x

UWM Holdings Corp (UWMC) has a Free Cash Flow Generation Index of 0.79x as of December 2025. Free cash flow of $82.02 Million represents 1% of operating cash flow ($103.76 Million). See UWM Holdings Corp (UWMC) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.79x
Free Cash Flow / Operating CF

Free Cash Flow

$82.02 Million
USD

Operating Cash Flow

$103.76 Million
USD

Capital Expenditures

$21.74 Million
USD

UWM Holdings Corp Free Cash Flow Generation Index (2019–2023)

Historical FCF Generation Index trend for UWM Holdings Corp across 4 annual periods. Explore debt repayment capacity of UWM Holdings Corp to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for UWM Holdings Corp (2019–2023)

Year-by-year Free Cash Flow Generation Index for UWM Holdings Corp. For the full company profile including market capitalisation, see UWM Holdings Corp market cap and net worth.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2023 0.84x $138.81 Million $165.24 Million $26.43 Million ▼ -15.7%
2022 1.00x $8.24 Billion $8.27 Billion $26.61 Million ▲ +0.0%
2021 1.00x $8.24 Billion $8.27 Billion $26.61 Million ▲ +6519.0%
2019 -0.02x $-876.00K $56.41 Million $57.29 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).