UWM Holdings Corp Free Cash Flow Generation Index

Latest as of December 2025: 0.79x

UWM Holdings Corp free cash flow generation index. UWM Holdings Corp (UWMC) has a Free Cash Flow Generation Index of 0.79x as of December 2025. Free cash flow of $82.02 Million represents 1% of operating cash flow ($103.76 Million).

FCF Generation Index

0.79x
Free Cash Flow / Operating CF

Free Cash Flow

$82.02 Million
USD

Operating Cash Flow

$103.76 Million
USD

Capital Expenditures

$21.74 Million
USD

Free Cash Flow Generation Index of UWM Holdings Corp (2019–2023)

Free cash flow generation index of UWM Holdings Corp from 2019 to 2023. Historical FCF Generation Index trend for UWM Holdings Corp across 4 annual periods. See UWMC financial flexibility score to measure the company's free cash flow as a share of total liabilities.

UWM Holdings Corp Free Cash Flow Generation Index by Year (2019–2023)

UWM Holdings Corp free cash flow generation index by year from 2019 to 2023. Year-by-year Free Cash Flow Generation Index for UWM Holdings Corp. For the full cash flow conversion analysis, see UWMC cash flow metrics.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2023 0.84x $138.81 Million $165.24 Million $26.43 Million ▼ -15.7%
2022 1.00x $8.24 Billion $8.27 Billion $26.61 Million ▲ +0.0%
2021 1.00x $8.24 Billion $8.27 Billion $26.61 Million ▲ +6519.0%
2019 -0.02x $-876.00K $56.41 Million $57.29 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).