UWM Holdings Corp (UWMC) — Cash Flow-to-Debt Ratio

Latest as of March 2026: -0.13x

UWM Holdings Corp (UWMC) has a Cash Flow-to-Debt Ratio of -0.13x as of March 2026, meaning its operating cash flow of $-2.23 Billion could theoretically repay 0% of its total liabilities ($17.67 Billion) in one year. See cash generation quality of UWM Holdings Corp to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

-0.13x
Operating CF / Total Liabilities

Operating Cash Flow

$-2.23 Billion
USD

Total Liabilities

$17.67 Billion
USD

Data as of

Mar 2026
Most recent filing

UWM Holdings Corp Cash Flow-to-Debt Ratio (2017–2025)

Historical debt coverage capacity for UWM Holdings Corp across 9 annual periods. Also explore net asset growth rate of UWM Holdings Corp to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for UWM Holdings Corp (2017–2025)

Year-by-year debt coverage analysis for UWM Holdings Corp. For market capitalisation and broader financial context, see UWM Holdings Corp market capitalisation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 -0.17x $-2.65 Billion $15.34 Billion ▲ +62.3%
2024 -0.46x $-6.24 Billion $13.62 Billion ▼ -2706.6%
2023 0.02x $165.24 Million $9.40 Billion ▼ -97.8%
2022 0.79x $8.27 Billion $10.43 Billion ▲ +0.0%
2021 0.79x $8.27 Billion $10.43 Billion ▲ +172.6%
2020 -1.09x $-9.96 Billion $9.12 Billion ▼ -11699.2%
2019 0.01x $56.41 Million $5.99 Billion ▲ +102.8%
2018 -0.34x $-926.17 Million $2.76 Billion ▲ +13.8%
2017 -0.39x $-754.64 Million $1.94 Billion
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.