UWM Holdings Corp (UWMC) — Financial Flexibility Index

Latest as of March 2026: -0.13x

UWM Holdings Corp (UWMC) has a Financial Flexibility Index of -0.13x as of March 2026. Free cash flow of $-2.23 Billion (operating CF $-2.23 Billion minus capex $0.00) represents 0% of total liabilities ($17.67 Billion). Also explore UWMC net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.13x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-2.23 Billion
Operating CF − Capex

Total Liabilities

$17.67 Billion
USD

Capital Expenditures

$0.00
USD

UWM Holdings Corp Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for UWM Holdings Corp across 9 annual periods. Check UWM Holdings Corp strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for UWM Holdings Corp (2017–2025)

Year-by-year free cash flow to debt coverage for UWM Holdings Corp. For the full company profile including market capitalisation, see UWMC market cap.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 -0.17x $-2.57 Billion $-2.65 Billion $15.34 Billion ▲ +63.2%
2024 -0.46x $-6.20 Billion $-6.24 Billion $13.62 Billion ▼ -2332.9%
2023 0.02x $191.68 Million $165.24 Million $9.40 Billion ▼ -97.4%
2022 0.80x $8.29 Billion $8.27 Billion $10.43 Billion ▲ +0.0%
2021 0.80x $8.29 Billion $8.27 Billion $10.43 Billion ▲ +173.3%
2020 -1.08x $-9.89 Billion $-9.96 Billion $9.12 Billion ▼ -5817.1%
2019 0.02x $113.70 Million $56.41 Million $5.99 Billion ▲ +106.0%
2018 -0.32x $-872.90 Million $-926.17 Million $2.76 Billion ▲ +18.8%
2017 -0.39x $-754.48 Million $-754.64 Million $1.94 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities