UWM Holdings Corp Financial Flexibility Index

Latest as of March 2026: -0.13x

UWM Holdings Corp financial flexibility index. UWM Holdings Corp (UWMC) has a Financial Flexibility Index of -0.13x as of March 2026. Free cash flow of $-2.23 Billion (operating CF $-2.23 Billion minus capex $0.00) represents 0% of total liabilities ($17.67 Billion). See UWM Holdings Corp (UWMC) free cash flow to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

-0.13x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-2.23 Billion
Operating CF − Capex

Total Liabilities

$17.67 Billion
USD

Capital Expenditures

$0.00
USD

Financial Flexibility Index of UWM Holdings Corp (2017–2025)

Financial flexibility index of UWM Holdings Corp from 2017 to 2025. Historical Financial Flexibility Index trend for UWM Holdings Corp across 9 annual periods. Check UWMC cash flow quality score to evaluate the quality of earnings relative to operating cash generation.

UWM Holdings Corp Financial Flexibility Index by Year (2017–2025)

UWM Holdings Corp financial flexibility index by year from 2017 to 2025. Year-by-year free cash flow to debt coverage for UWM Holdings Corp. For the full cash flow conversion analysis, see cash flow conversion of UWM Holdings Corp.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 -0.17x $-2.57 Billion $-2.65 Billion $15.34 Billion ▲ +63.2%
2024 -0.46x $-6.20 Billion $-6.24 Billion $13.62 Billion ▼ -2332.9%
2023 0.02x $191.68 Million $165.24 Million $9.40 Billion ▼ -97.4%
2022 0.80x $8.29 Billion $8.27 Billion $10.43 Billion ▲ +0.0%
2021 0.80x $8.29 Billion $8.27 Billion $10.43 Billion ▲ +173.3%
2020 -1.08x $-9.89 Billion $-9.96 Billion $9.12 Billion ▼ -5817.1%
2019 0.02x $113.70 Million $56.41 Million $5.99 Billion ▲ +106.0%
2018 -0.32x $-872.90 Million $-926.17 Million $2.76 Billion ▲ +18.8%
2017 -0.39x $-754.48 Million $-754.64 Million $1.94 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities