UWM Holdings Corp (UWMC) — Cash Flow Quality Index
UWM Holdings Corp (UWMC) has a Cash Flow Quality Index of -88.13x as of March 2026. Operating cash flow of $-2.23 Billion is below net income of $25.30 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how well can UWM Holdings Corp service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
UWM Holdings Corp Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for UWM Holdings Corp across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of UWM Holdings Corp.
Annual Cash Flow Quality Index for UWM Holdings Corp (2017–2025)
Year-by-year earnings quality comparison for UWM Holdings Corp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -96.70x | $-2.65 Billion | $27.38 Million | ▼ -410.3% |
| 2024 | -18.95x | $-6.24 Billion | $329.38 Million | ▼ -313.6% |
| 2022 | 8.87x | $8.27 Billion | $931.86 Million | ▲ +0.0% |
| 2021 | 8.87x | $8.27 Billion | $931.86 Million | ▲ +239.8% |
| 2020 | -6.35x | $-9.96 Billion | $1.57 Billion | ▼ -38166.0% |
| 2019 | 0.02x | $56.41 Million | $3.38 Billion | ▲ +100.2% |
| 2018 | -10.14x | $-926.17 Million | $91.32 Million | ▼ -54.0% |
| 2017 | -6.58x | $-754.64 Million | $114.60 Million | — |