UWM Holdings Corp (UWMC) — Cash Flow Quality Index
UWM Holdings Corp (UWMC) has a Cash Flow Quality Index of -88.13x as of March 2026. Operating cash flow of $-2.23 Billion is below net income of $25.30 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore UWMC long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
UWM Holdings Corp Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for UWM Holdings Corp across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check UWMC intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for UWM Holdings Corp (2017–2025)
Year-by-year earnings quality comparison for UWM Holdings Corp. For live market cap and the full company financial profile, see UWM Holdings Corp market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -96.70x | $-2.65 Billion | $27.38 Million | ▼ -410.3% |
| 2024 | -18.95x | $-6.24 Billion | $329.38 Million | ▼ -313.6% |
| 2022 | 8.87x | $8.27 Billion | $931.86 Million | ▲ +0.0% |
| 2021 | 8.87x | $8.27 Billion | $931.86 Million | ▲ +239.8% |
| 2020 | -6.35x | $-9.96 Billion | $1.57 Billion | ▼ -38166.0% |
| 2019 | 0.02x | $56.41 Million | $3.38 Billion | ▲ +100.2% |
| 2018 | -10.14x | $-926.17 Million | $91.32 Million | ▼ -54.0% |
| 2017 | -6.58x | $-754.64 Million | $114.60 Million | — |