UWM Holdings Corp Cash Flow Quality Index

Latest as of March 2026: -88.13x

UWM Holdings Corp cash flow quality index. UWM Holdings Corp (UWMC) has a Cash Flow Quality Index of -88.13x as of March 2026. Operating cash flow of $-2.23 Billion is below net income of $25.30 Million, suggesting accrual-heavy earnings not yet converted to cash. See UWMC financial flexibility index to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

-88.13x
Operating CF / Net Income

Operating Cash Flow

$-2.23 Billion
USD

Net Income

$25.30 Million
USD

Data as of

Mar 2026
Most recent filing

Cash Flow Quality Index of UWM Holdings Corp (2017–2025)

Cash flow quality index of UWM Holdings Corp from 2017 to 2025. Historical Cash Flow Quality Index for UWM Holdings Corp across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore UWM Holdings Corp cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

UWM Holdings Corp Cash Flow Quality Index by Year (2017–2025)

UWM Holdings Corp cash flow quality index by year from 2017 to 2025. Year-by-year earnings quality comparison for UWM Holdings Corp. For the full cash flow conversion analysis, see UWM Holdings Corp cash conversion from operations.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 -96.70x $-2.65 Billion $27.38 Million ▼ -410.3%
2024 -18.95x $-6.24 Billion $329.38 Million ▼ -313.6%
2022 8.87x $8.27 Billion $931.86 Million ▲ +0.0%
2021 8.87x $8.27 Billion $931.86 Million ▲ +239.8%
2020 -6.35x $-9.96 Billion $1.57 Billion ▼ -38166.0%
2019 0.02x $56.41 Million $3.38 Billion ▲ +100.2%
2018 -10.14x $-926.17 Million $91.32 Million ▼ -54.0%
2017 -6.58x $-754.64 Million $114.60 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.