Bendigo and Adelaide Bank Ltd (BEN) — Cash Flow Quality Index
Bendigo and Adelaide Bank Ltd (BEN) has a Cash Flow Quality Index of -5.09x as of December 2024. Operating cash flow of AU$-1.10 Billion is below net income of AU$216.80 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore BEN long-term investments to assets to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bendigo and Adelaide Bank Ltd Cash Flow Quality Index (1991–2024)
Historical Cash Flow Quality Index for Bendigo and Adelaide Bank Ltd across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Bendigo and Adelaide Bank Ltd tangible book value ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Bendigo and Adelaide Bank Ltd (1991–2024)
Year-by-year earnings quality comparison for Bendigo and Adelaide Bank Ltd. For live market cap and the full company financial profile, see BEN market cap overview.
| Year | Quality Index | Operating CF (AUD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -13.93x | AU$-7.59 Billion | AU$545.00 Million | ▼ -221.3% |
| 2023 | 11.48x | AU$5.71 Billion | AU$497.00 Million | ▲ +272.4% |
| 2022 | -6.66x | AU$-3.25 Billion | AU$488.10 Million | ▼ -156.9% |
| 2021 | 11.71x | AU$6.13 Billion | AU$524.00 Million | ▲ +597.7% |
| 2020 | 1.68x | AU$323.50 Million | AU$192.80 Million | ▲ +176.1% |
| 2019 | -2.21x | AU$-831.10 Million | AU$376.80 Million | ▼ -924.8% |
| 2018 | 0.27x | AU$116.20 Million | AU$434.50 Million | ▲ +106.7% |
| 2017 | -4.00x | AU$-1.72 Billion | AU$429.60 Million | ▲ +49.4% |
| 2016 | -7.91x | AU$-3.29 Billion | AU$415.60 Million | ▼ -320.2% |
| 2015 | 3.59x | AU$1.52 Billion | AU$423.90 Million | ▲ +238.1% |
| 2014 | 1.06x | AU$395.40 Million | AU$372.30 Million | ▲ +45.2% |
| 2013 | 0.73x | AU$257.60 Million | AU$352.30 Million | ▼ -28.7% |
| 2012 | 1.03x | AU$199.90 Million | AU$195.00 Million | ▼ -28.2% |
| 2011 | 1.43x | AU$488.20 Million | AU$342.10 Million | ▼ -1.9% |
| 2010 | 1.46x | AU$353.00 Million | AU$242.60 Million | ▼ -4.1% |
| 2009 | 1.52x | AU$127.20 Million | AU$83.80 Million | ▲ +63.9% |
| 2008 | 0.93x | AU$157.90 Million | AU$170.50 Million | ▲ +15.3% |
| 2007 | 0.80x | AU$97.80 Million | AU$121.80 Million | ▼ -45.3% |
| 2006 | 1.47x | AU$171.20 Million | AU$116.70 Million | ▲ +103.1% |
| 2005 | 0.72x | AU$65.30 Million | AU$90.40 Million | ▼ -32.5% |
| 2004 | 1.07x | AU$85.40 Million | AU$79.80 Million | ▼ -50.8% |
| 2003 | 2.18x | AU$128.43 Million | AU$59.00 Million | ▲ +221.4% |
| 2002 | 0.68x | AU$33.04 Million | AU$48.78 Million | ▼ -48.2% |
| 2001 | 1.31x | AU$43.52 Million | AU$33.28 Million | ▼ -47.6% |
| 2000 | 2.50x | AU$53.21 Million | AU$21.31 Million | ▲ +886.6% |
| 1999 | -0.32x | AU$-6.25 Million | AU$19.70 Million | ▼ -108.1% |
| 1998 | 3.93x | AU$55.82 Million | AU$14.19 Million | ▲ +351.4% |
| 1997 | 0.87x | AU$9.62 Million | AU$11.04 Million | ▼ -36.7% |
| 1996 | 1.38x | AU$18.69 Million | AU$13.59 Million | ▼ -19.7% |
| 1995 | 1.71x | AU$11.32 Million | AU$6.60 Million | ▲ +22.1% |
| 1994 | 1.40x | AU$12.98 Million | AU$9.25 Million | ▼ -13.2% |
| 1993 | 1.62x | AU$7.31 Million | AU$4.52 Million | ▲ +20.5% |
| 1992 | 1.34x | AU$7.99 Million | AU$5.95 Million | ▼ -7.3% |
| 1991 | 1.45x | AU$6.10 Million | AU$4.21 Million | — |