Bendigo and Adelaide Bank Ltd Cash Flow Quality Index
Bendigo and Adelaide Bank Ltd cash flow quality index. Bendigo and Adelaide Bank Ltd (BEN) has a Cash Flow Quality Index of -5.09x as of December 2024. Operating cash flow of AU$-1.10 Billion is below net income of AU$216.80 Million, suggesting accrual-heavy earnings not yet converted to cash. See BEN FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Bendigo and Adelaide Bank Ltd (1991–2024)
Cash flow quality index of Bendigo and Adelaide Bank Ltd from 1991 to 2024. Historical Cash Flow Quality Index for Bendigo and Adelaide Bank Ltd across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Bendigo and Adelaide Bank Ltd cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Bendigo and Adelaide Bank Ltd Cash Flow Quality Index by Year (1991–2024)
Bendigo and Adelaide Bank Ltd cash flow quality index by year from 1991 to 2024. Year-by-year earnings quality comparison for Bendigo and Adelaide Bank Ltd. For the full cash flow conversion analysis, see cash efficiency ratio of Bendigo and Adelaide Bank Ltd.
| Year | Quality Index | Operating CF (AUD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -13.93x | AU$-7.59 Billion | AU$545.00 Million | ▼ -221.3% |
| 2023 | 11.48x | AU$5.71 Billion | AU$497.00 Million | ▲ +272.4% |
| 2022 | -6.66x | AU$-3.25 Billion | AU$488.10 Million | ▼ -156.9% |
| 2021 | 11.71x | AU$6.13 Billion | AU$524.00 Million | ▲ +597.7% |
| 2020 | 1.68x | AU$323.50 Million | AU$192.80 Million | ▲ +176.1% |
| 2019 | -2.21x | AU$-831.10 Million | AU$376.80 Million | ▼ -924.8% |
| 2018 | 0.27x | AU$116.20 Million | AU$434.50 Million | ▲ +106.7% |
| 2017 | -4.00x | AU$-1.72 Billion | AU$429.60 Million | ▲ +49.4% |
| 2016 | -7.91x | AU$-3.29 Billion | AU$415.60 Million | ▼ -320.2% |
| 2015 | 3.59x | AU$1.52 Billion | AU$423.90 Million | ▲ +238.1% |
| 2014 | 1.06x | AU$395.40 Million | AU$372.30 Million | ▲ +45.2% |
| 2013 | 0.73x | AU$257.60 Million | AU$352.30 Million | ▼ -28.7% |
| 2012 | 1.03x | AU$199.90 Million | AU$195.00 Million | ▼ -28.2% |
| 2011 | 1.43x | AU$488.20 Million | AU$342.10 Million | ▼ -1.9% |
| 2010 | 1.46x | AU$353.00 Million | AU$242.60 Million | ▼ -4.1% |
| 2009 | 1.52x | AU$127.20 Million | AU$83.80 Million | ▲ +63.9% |
| 2008 | 0.93x | AU$157.90 Million | AU$170.50 Million | ▲ +15.3% |
| 2007 | 0.80x | AU$97.80 Million | AU$121.80 Million | ▼ -45.3% |
| 2006 | 1.47x | AU$171.20 Million | AU$116.70 Million | ▲ +103.1% |
| 2005 | 0.72x | AU$65.30 Million | AU$90.40 Million | ▼ -32.5% |
| 2004 | 1.07x | AU$85.40 Million | AU$79.80 Million | ▼ -50.8% |
| 2003 | 2.18x | AU$128.43 Million | AU$59.00 Million | ▲ +221.4% |
| 2002 | 0.68x | AU$33.04 Million | AU$48.78 Million | ▼ -48.2% |
| 2001 | 1.31x | AU$43.52 Million | AU$33.28 Million | ▼ -47.6% |
| 2000 | 2.50x | AU$53.21 Million | AU$21.31 Million | ▲ +886.6% |
| 1999 | -0.32x | AU$-6.25 Million | AU$19.70 Million | ▼ -108.1% |
| 1998 | 3.93x | AU$55.82 Million | AU$14.19 Million | ▲ +351.4% |
| 1997 | 0.87x | AU$9.62 Million | AU$11.04 Million | ▼ -36.7% |
| 1996 | 1.38x | AU$18.69 Million | AU$13.59 Million | ▼ -19.7% |
| 1995 | 1.71x | AU$11.32 Million | AU$6.60 Million | ▲ +22.1% |
| 1994 | 1.40x | AU$12.98 Million | AU$9.25 Million | ▼ -13.2% |
| 1993 | 1.62x | AU$7.31 Million | AU$4.52 Million | ▲ +20.5% |
| 1992 | 1.34x | AU$7.99 Million | AU$5.95 Million | ▼ -7.3% |
| 1991 | 1.45x | AU$6.10 Million | AU$4.21 Million | — |