Bendigo and Adelaide Bank Ltd (BEN) — Cash Flow Quality Index
Bendigo and Adelaide Bank Ltd (BEN) has a Cash Flow Quality Index of -5.09x as of December 2024. Operating cash flow of AU$-1.10 Billion is below net income of AU$216.80 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash efficiency ratio of Bendigo and Adelaide Bank Ltd to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bendigo and Adelaide Bank Ltd Cash Flow Quality Index (1991–2024)
Historical Cash Flow Quality Index for Bendigo and Adelaide Bank Ltd across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BEN cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Bendigo and Adelaide Bank Ltd (1991–2024)
Year-by-year earnings quality comparison for Bendigo and Adelaide Bank Ltd. For live market cap and the full company financial profile, see how much is Bendigo and Adelaide Bank Ltd worth.
| Year | Quality Index | Operating CF (AUD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -13.93x | AU$-7.59 Billion | AU$545.00 Million | ▼ -221.3% |
| 2023 | 11.48x | AU$5.71 Billion | AU$497.00 Million | ▲ +272.4% |
| 2022 | -6.66x | AU$-3.25 Billion | AU$488.10 Million | ▼ -156.9% |
| 2021 | 11.71x | AU$6.13 Billion | AU$524.00 Million | ▲ +597.7% |
| 2020 | 1.68x | AU$323.50 Million | AU$192.80 Million | ▲ +176.1% |
| 2019 | -2.21x | AU$-831.10 Million | AU$376.80 Million | ▼ -924.8% |
| 2018 | 0.27x | AU$116.20 Million | AU$434.50 Million | ▲ +106.7% |
| 2017 | -4.00x | AU$-1.72 Billion | AU$429.60 Million | ▲ +49.4% |
| 2016 | -7.91x | AU$-3.29 Billion | AU$415.60 Million | ▼ -320.2% |
| 2015 | 3.59x | AU$1.52 Billion | AU$423.90 Million | ▲ +238.1% |
| 2014 | 1.06x | AU$395.40 Million | AU$372.30 Million | ▲ +45.2% |
| 2013 | 0.73x | AU$257.60 Million | AU$352.30 Million | ▼ -28.7% |
| 2012 | 1.03x | AU$199.90 Million | AU$195.00 Million | ▼ -28.2% |
| 2011 | 1.43x | AU$488.20 Million | AU$342.10 Million | ▼ -1.9% |
| 2010 | 1.46x | AU$353.00 Million | AU$242.60 Million | ▼ -4.1% |
| 2009 | 1.52x | AU$127.20 Million | AU$83.80 Million | ▲ +63.9% |
| 2008 | 0.93x | AU$157.90 Million | AU$170.50 Million | ▲ +15.3% |
| 2007 | 0.80x | AU$97.80 Million | AU$121.80 Million | ▼ -45.3% |
| 2006 | 1.47x | AU$171.20 Million | AU$116.70 Million | ▲ +103.1% |
| 2005 | 0.72x | AU$65.30 Million | AU$90.40 Million | ▼ -32.5% |
| 2004 | 1.07x | AU$85.40 Million | AU$79.80 Million | ▼ -50.8% |
| 2003 | 2.18x | AU$128.43 Million | AU$59.00 Million | ▲ +221.4% |
| 2002 | 0.68x | AU$33.04 Million | AU$48.78 Million | ▼ -48.2% |
| 2001 | 1.31x | AU$43.52 Million | AU$33.28 Million | ▼ -47.6% |
| 2000 | 2.50x | AU$53.21 Million | AU$21.31 Million | ▲ +886.6% |
| 1999 | -0.32x | AU$-6.25 Million | AU$19.70 Million | ▼ -108.1% |
| 1998 | 3.93x | AU$55.82 Million | AU$14.19 Million | ▲ +351.4% |
| 1997 | 0.87x | AU$9.62 Million | AU$11.04 Million | ▼ -36.7% |
| 1996 | 1.38x | AU$18.69 Million | AU$13.59 Million | ▼ -19.7% |
| 1995 | 1.71x | AU$11.32 Million | AU$6.60 Million | ▲ +22.1% |
| 1994 | 1.40x | AU$12.98 Million | AU$9.25 Million | ▼ -13.2% |
| 1993 | 1.62x | AU$7.31 Million | AU$4.52 Million | ▲ +20.5% |
| 1992 | 1.34x | AU$7.99 Million | AU$5.95 Million | ▼ -7.3% |
| 1991 | 1.45x | AU$6.10 Million | AU$4.21 Million | — |