Bendigo and Adelaide Bank Ltd (BEN) — Cash Flow-to-Debt Ratio
Bendigo and Adelaide Bank Ltd (BEN) has a Cash Flow-to-Debt Ratio of -0.01x as of June 2025, meaning its operating cash flow of AU$-663.30 Million could theoretically repay 0% of its total liabilities (AU$96.55 Billion) in one year. Explore BEN long-term investment intensity to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bendigo and Adelaide Bank Ltd Cash Flow-to-Debt Ratio (1991–2025)
Historical debt coverage capacity for Bendigo and Adelaide Bank Ltd across 35 annual periods. Also explore Bendigo and Adelaide Bank Ltd total assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Bendigo and Adelaide Bank Ltd (1991–2025)
Year-by-year debt coverage analysis for Bendigo and Adelaide Bank Ltd. For market capitalisation and broader financial context, see BEN company net worth.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | AU$1.70 Billion | AU$96.55 Billion | ▲ +121.1% |
| 2024 | -0.08x | AU$-7.59 Billion | AU$91.15 Billion | ▼ -233.8% |
| 2023 | 0.06x | AU$5.71 Billion | AU$91.63 Billion | ▲ +269.6% |
| 2022 | -0.04x | AU$-3.25 Billion | AU$88.53 Billion | ▼ -148.0% |
| 2021 | 0.08x | AU$6.13 Billion | AU$80.22 Billion | ▲ +1559.8% |
| 2020 | 0.00x | AU$323.50 Million | AU$70.22 Billion | ▲ +137.0% |
| 2019 | -0.01x | AU$-831.10 Million | AU$66.80 Billion | ▼ -804.7% |
| 2018 | 0.00x | AU$116.20 Million | AU$65.82 Billion | ▲ +106.8% |
| 2017 | -0.03x | AU$-1.72 Billion | AU$65.99 Billion | ▲ +49.7% |
| 2016 | -0.05x | AU$-3.29 Billion | AU$63.46 Billion | ▼ -307.8% |
| 2015 | 0.02x | AU$1.52 Billion | AU$61.09 Billion | ▲ +278.8% |
| 2014 | 0.01x | AU$395.40 Million | AU$60.10 Billion | ▲ +42.6% |
| 2013 | 0.00x | AU$257.60 Million | AU$55.85 Billion | ▲ +22.3% |
| 2012 | 0.00x | AU$199.90 Million | AU$53.02 Billion | ▼ -60.6% |
| 2011 | 0.01x | AU$488.20 Million | AU$50.97 Billion | ▲ +30.9% |
| 2010 | 0.01x | AU$353.00 Million | AU$48.24 Billion | ▲ +153.1% |
| 2009 | 0.00x | AU$127.20 Million | AU$44.00 Billion | ▼ -17.9% |
| 2008 | 0.00x | AU$157.90 Million | AU$44.84 Billion | ▼ -42.4% |
| 2007 | 0.01x | AU$97.80 Million | AU$15.99 Billion | ▼ -48.9% |
| 2006 | 0.01x | AU$171.20 Million | AU$14.30 Billion | ▲ +129.5% |
| 2005 | 0.01x | AU$65.30 Million | AU$12.51 Billion | ▼ -35.2% |
| 2004 | 0.01x | AU$85.40 Million | AU$10.61 Billion | ▼ -45.4% |
| 2003 | 0.01x | AU$128.43 Million | AU$8.70 Billion | ▲ +233.8% |
| 2002 | 0.00x | AU$33.04 Million | AU$7.47 Billion | ▼ -33.4% |
| 2001 | 0.01x | AU$43.52 Million | AU$6.56 Billion | ▼ -42.3% |
| 2000 | 0.01x | AU$53.21 Million | AU$4.62 Billion | ▲ +828.8% |
| 1999 | 0.00x | AU$-6.25 Million | AU$3.96 Billion | ▼ -108.5% |
| 1998 | 0.02x | AU$55.82 Million | AU$3.02 Billion | ▲ +378.2% |
| 1997 | 0.00x | AU$9.62 Million | AU$2.49 Billion | ▼ -63.9% |
| 1996 | 0.01x | AU$18.69 Million | AU$1.75 Billion | ▲ +35.0% |
| 1995 | 0.01x | AU$11.32 Million | AU$1.43 Billion | ▼ -23.4% |
| 1994 | 0.01x | AU$12.98 Million | AU$1.25 Billion | ▲ +64.0% |
| 1993 | 0.01x | AU$7.31 Million | AU$1.16 Billion | ▼ -32.7% |
| 1992 | 0.01x | AU$7.99 Million | AU$849.92 Million | ▼ -6.6% |
| 1991 | 0.01x | AU$6.10 Million | AU$607.03 Million | — |