Bendigo and Adelaide Bank Ltd Cash Flow-to-Debt Ratio
Bendigo and Adelaide Bank Ltd cash flow-to-debt ratio. Bendigo and Adelaide Bank Ltd (BEN) has a Cash Flow-to-Debt Ratio of -0.01x as of June 2025, meaning its operating cash flow of AU$-663.30 Million could theoretically repay 0% of its total liabilities (AU$96.55 Billion) in one year. Check BEN cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Bendigo and Adelaide Bank Ltd (1991–2025)
Cash flow-to-debt ratio of Bendigo and Adelaide Bank Ltd from 1991 to 2025. Historical debt coverage capacity for Bendigo and Adelaide Bank Ltd across 35 annual periods. Check cash flow reinvestment rate of Bendigo and Adelaide Bank Ltd to assess the company's total reinvestment commitment from operating cash flow.
Bendigo and Adelaide Bank Ltd Cash Flow-to-Debt Ratio by Year (1991–2025)
Bendigo and Adelaide Bank Ltd cash flow-to-debt ratio by year from 1991 to 2025. Year-by-year debt coverage analysis for Bendigo and Adelaide Bank Ltd. For the full cash flow conversion analysis, see Bendigo and Adelaide Bank Ltd cash conversion from operations.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | AU$1.70 Billion | AU$96.55 Billion | ▲ +121.1% |
| 2024 | -0.08x | AU$-7.59 Billion | AU$91.15 Billion | ▼ -233.8% |
| 2023 | 0.06x | AU$5.71 Billion | AU$91.63 Billion | ▲ +269.6% |
| 2022 | -0.04x | AU$-3.25 Billion | AU$88.53 Billion | ▼ -148.0% |
| 2021 | 0.08x | AU$6.13 Billion | AU$80.22 Billion | ▲ +1559.8% |
| 2020 | 0.00x | AU$323.50 Million | AU$70.22 Billion | ▲ +137.0% |
| 2019 | -0.01x | AU$-831.10 Million | AU$66.80 Billion | ▼ -804.7% |
| 2018 | 0.00x | AU$116.20 Million | AU$65.82 Billion | ▲ +106.8% |
| 2017 | -0.03x | AU$-1.72 Billion | AU$65.99 Billion | ▲ +49.7% |
| 2016 | -0.05x | AU$-3.29 Billion | AU$63.46 Billion | ▼ -307.8% |
| 2015 | 0.02x | AU$1.52 Billion | AU$61.09 Billion | ▲ +278.8% |
| 2014 | 0.01x | AU$395.40 Million | AU$60.10 Billion | ▲ +42.6% |
| 2013 | 0.00x | AU$257.60 Million | AU$55.85 Billion | ▲ +22.3% |
| 2012 | 0.00x | AU$199.90 Million | AU$53.02 Billion | ▼ -60.6% |
| 2011 | 0.01x | AU$488.20 Million | AU$50.97 Billion | ▲ +30.9% |
| 2010 | 0.01x | AU$353.00 Million | AU$48.24 Billion | ▲ +153.1% |
| 2009 | 0.00x | AU$127.20 Million | AU$44.00 Billion | ▼ -17.9% |
| 2008 | 0.00x | AU$157.90 Million | AU$44.84 Billion | ▼ -42.4% |
| 2007 | 0.01x | AU$97.80 Million | AU$15.99 Billion | ▼ -48.9% |
| 2006 | 0.01x | AU$171.20 Million | AU$14.30 Billion | ▲ +129.5% |
| 2005 | 0.01x | AU$65.30 Million | AU$12.51 Billion | ▼ -35.2% |
| 2004 | 0.01x | AU$85.40 Million | AU$10.61 Billion | ▼ -45.4% |
| 2003 | 0.01x | AU$128.43 Million | AU$8.70 Billion | ▲ +233.8% |
| 2002 | 0.00x | AU$33.04 Million | AU$7.47 Billion | ▼ -33.4% |
| 2001 | 0.01x | AU$43.52 Million | AU$6.56 Billion | ▼ -42.3% |
| 2000 | 0.01x | AU$53.21 Million | AU$4.62 Billion | ▲ +828.8% |
| 1999 | 0.00x | AU$-6.25 Million | AU$3.96 Billion | ▼ -108.5% |
| 1998 | 0.02x | AU$55.82 Million | AU$3.02 Billion | ▲ +378.2% |
| 1997 | 0.00x | AU$9.62 Million | AU$2.49 Billion | ▼ -63.9% |
| 1996 | 0.01x | AU$18.69 Million | AU$1.75 Billion | ▲ +35.0% |
| 1995 | 0.01x | AU$11.32 Million | AU$1.43 Billion | ▼ -23.4% |
| 1994 | 0.01x | AU$12.98 Million | AU$1.25 Billion | ▲ +64.0% |
| 1993 | 0.01x | AU$7.31 Million | AU$1.16 Billion | ▼ -32.7% |
| 1992 | 0.01x | AU$7.99 Million | AU$849.92 Million | ▼ -6.6% |
| 1991 | 0.01x | AU$6.10 Million | AU$607.03 Million | — |