Bendigo and Adelaide Bank Ltd (BEN) — Free Cash Flow Generation Index
Bendigo and Adelaide Bank Ltd (BEN) has a Free Cash Flow Generation Index of 0.85x as of June 2023. Free cash flow of AU$60.30 Million represents 1% of operating cash flow (AU$70.55 Million). Read Bendigo and Adelaide Bank Ltd (BEN) financial obligations for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Bendigo and Adelaide Bank Ltd Free Cash Flow Generation Index (1991–2025)
Historical FCF Generation Index trend for Bendigo and Adelaide Bank Ltd across 29 annual periods. Explore Bendigo and Adelaide Bank Ltd (BEN) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Bendigo and Adelaide Bank Ltd (1991–2025)
Year-by-year Free Cash Flow Generation Index for Bendigo and Adelaide Bank Ltd. For the full company profile including market capitalisation, see BEN market cap overview.
| Year | FCG Index | Free Cash Flow (AUD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | AU$1.68 Billion | AU$1.70 Billion | AU$18.30 Million | ▼ -0.5% |
| 2023 | 0.99x | AU$5.68 Billion | AU$5.71 Billion | AU$30.60 Million | ▼ -0.2% |
| 2021 | 1.00x | AU$6.11 Billion | AU$6.13 Billion | AU$21.00 Million | ▲ +12.1% |
| 2020 | 0.89x | AU$287.70 Million | AU$323.50 Million | AU$35.80 Million | ▲ +2.5% |
| 2018 | 0.87x | AU$100.80 Million | AU$116.20 Million | AU$15.40 Million | ▼ -11.7% |
| 2015 | 0.98x | AU$1.50 Billion | AU$1.52 Billion | AU$26.30 Million | ▲ +13.6% |
| 2014 | 0.87x | AU$342.10 Million | AU$395.40 Million | AU$53.30 Million | ▼ -8.9% |
| 2013 | 0.95x | AU$244.60 Million | AU$257.60 Million | AU$13.00 Million | ▲ +10.1% |
| 2012 | 0.86x | AU$172.40 Million | AU$199.90 Million | AU$27.50 Million | ▼ -10.2% |
| 2011 | 0.96x | AU$468.70 Million | AU$488.20 Million | AU$19.50 Million | ▲ +1.1% |
| 2010 | 0.95x | AU$335.20 Million | AU$353.00 Million | AU$17.80 Million | ▲ +71.8% |
| 2009 | 0.55x | AU$70.30 Million | AU$127.20 Million | AU$56.90 Million | ▲ +21.5% |
| 2008 | 0.45x | AU$71.80 Million | AU$157.90 Million | AU$86.10 Million | ▲ +305.9% |
| 2007 | -0.22x | AU$-21.60 Million | AU$97.80 Million | AU$119.40 Million | ▼ -132.2% |
| 2006 | 0.69x | AU$117.60 Million | AU$171.20 Million | AU$53.60 Million | ▲ +7.1% |
| 2005 | 0.64x | AU$41.90 Million | AU$65.30 Million | AU$23.40 Million | ▼ -15.0% |
| 2004 | 0.76x | AU$64.50 Million | AU$85.40 Million | AU$20.90 Million | ▼ -13.4% |
| 2003 | 0.87x | AU$111.97 Million | AU$128.43 Million | AU$16.46 Million | ▲ +76.8% |
| 2002 | 0.49x | AU$16.29 Million | AU$33.04 Million | AU$16.75 Million | ▼ -36.3% |
| 2001 | 0.77x | AU$33.69 Million | AU$43.52 Million | AU$9.83 Million | ▼ -5.2% |
| 2000 | 0.82x | AU$43.43 Million | AU$53.21 Million | AU$9.78 Million | ▼ -13.0% |
| 1998 | 0.94x | AU$52.34 Million | AU$55.82 Million | AU$3.48 Million | ▲ +172.8% |
| 1997 | 0.34x | AU$3.31 Million | AU$9.62 Million | AU$6.31 Million | ▼ -31.0% |
| 1996 | 0.50x | AU$9.30 Million | AU$18.69 Million | AU$9.39 Million | ▼ -9.9% |
| 1995 | 0.55x | AU$6.25 Million | AU$11.32 Million | AU$5.07 Million | ▲ +21.2% |
| 1994 | 0.46x | AU$5.92 Million | AU$12.98 Million | AU$7.07 Million | ▼ -28.5% |
| 1993 | 0.64x | AU$4.66 Million | AU$7.31 Million | AU$2.65 Million | ▲ +23.5% |
| 1992 | 0.52x | AU$4.12 Million | AU$7.99 Million | AU$3.86 Million | ▼ -48.1% |
| 1991 | 1.00x | AU$6.07 Million | AU$6.10 Million | AU$30.00K | — |