Bendigo and Adelaide Bank Ltd (BEN) — Free Cash Flow Generation Index
Bendigo and Adelaide Bank Ltd (BEN) has a Free Cash Flow Generation Index of 0.85x as of June 2023. Free cash flow of AU$60.30 Million represents 1% of operating cash flow (AU$70.55 Million). See Bendigo and Adelaide Bank Ltd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Bendigo and Adelaide Bank Ltd Free Cash Flow Generation Index (1991–2025)
Historical FCF Generation Index trend for Bendigo and Adelaide Bank Ltd across 29 annual periods. Explore Bendigo and Adelaide Bank Ltd cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Bendigo and Adelaide Bank Ltd (1991–2025)
Year-by-year Free Cash Flow Generation Index for Bendigo and Adelaide Bank Ltd. For the full company profile including market capitalisation, see Bendigo and Adelaide Bank Ltd (BEN) total market value.
| Year | FCG Index | Free Cash Flow (AUD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | AU$1.68 Billion | AU$1.70 Billion | AU$18.30 Million | ▼ -0.5% |
| 2023 | 0.99x | AU$5.68 Billion | AU$5.71 Billion | AU$30.60 Million | ▼ -0.2% |
| 2021 | 1.00x | AU$6.11 Billion | AU$6.13 Billion | AU$21.00 Million | ▲ +12.1% |
| 2020 | 0.89x | AU$287.70 Million | AU$323.50 Million | AU$35.80 Million | ▲ +2.5% |
| 2018 | 0.87x | AU$100.80 Million | AU$116.20 Million | AU$15.40 Million | ▼ -11.7% |
| 2015 | 0.98x | AU$1.50 Billion | AU$1.52 Billion | AU$26.30 Million | ▲ +13.6% |
| 2014 | 0.87x | AU$342.10 Million | AU$395.40 Million | AU$53.30 Million | ▼ -8.9% |
| 2013 | 0.95x | AU$244.60 Million | AU$257.60 Million | AU$13.00 Million | ▲ +10.1% |
| 2012 | 0.86x | AU$172.40 Million | AU$199.90 Million | AU$27.50 Million | ▼ -10.2% |
| 2011 | 0.96x | AU$468.70 Million | AU$488.20 Million | AU$19.50 Million | ▲ +1.1% |
| 2010 | 0.95x | AU$335.20 Million | AU$353.00 Million | AU$17.80 Million | ▲ +71.8% |
| 2009 | 0.55x | AU$70.30 Million | AU$127.20 Million | AU$56.90 Million | ▲ +21.5% |
| 2008 | 0.45x | AU$71.80 Million | AU$157.90 Million | AU$86.10 Million | ▲ +305.9% |
| 2007 | -0.22x | AU$-21.60 Million | AU$97.80 Million | AU$119.40 Million | ▼ -132.2% |
| 2006 | 0.69x | AU$117.60 Million | AU$171.20 Million | AU$53.60 Million | ▲ +7.1% |
| 2005 | 0.64x | AU$41.90 Million | AU$65.30 Million | AU$23.40 Million | ▼ -15.0% |
| 2004 | 0.76x | AU$64.50 Million | AU$85.40 Million | AU$20.90 Million | ▼ -13.4% |
| 2003 | 0.87x | AU$111.97 Million | AU$128.43 Million | AU$16.46 Million | ▲ +76.8% |
| 2002 | 0.49x | AU$16.29 Million | AU$33.04 Million | AU$16.75 Million | ▼ -36.3% |
| 2001 | 0.77x | AU$33.69 Million | AU$43.52 Million | AU$9.83 Million | ▼ -5.2% |
| 2000 | 0.82x | AU$43.43 Million | AU$53.21 Million | AU$9.78 Million | ▼ -13.0% |
| 1998 | 0.94x | AU$52.34 Million | AU$55.82 Million | AU$3.48 Million | ▲ +172.8% |
| 1997 | 0.34x | AU$3.31 Million | AU$9.62 Million | AU$6.31 Million | ▼ -31.0% |
| 1996 | 0.50x | AU$9.30 Million | AU$18.69 Million | AU$9.39 Million | ▼ -9.9% |
| 1995 | 0.55x | AU$6.25 Million | AU$11.32 Million | AU$5.07 Million | ▲ +21.2% |
| 1994 | 0.46x | AU$5.92 Million | AU$12.98 Million | AU$7.07 Million | ▼ -28.5% |
| 1993 | 0.64x | AU$4.66 Million | AU$7.31 Million | AU$2.65 Million | ▲ +23.5% |
| 1992 | 0.52x | AU$4.12 Million | AU$7.99 Million | AU$3.86 Million | ▼ -48.1% |
| 1991 | 1.00x | AU$6.07 Million | AU$6.10 Million | AU$30.00K | — |