Bendigo and Adelaide Bank Ltd (BEN) — Free Cash Flow Generation Index
Bendigo and Adelaide Bank Ltd (BEN) has a Free Cash Flow Generation Index of 0.85x as of June 2023. Free cash flow of AU$60.30 Million represents 1% of operating cash flow (AU$70.55 Million). Explore Bendigo and Adelaide Bank Ltd capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Bendigo and Adelaide Bank Ltd Free Cash Flow Generation Index (1991–2025)
Historical FCF Generation Index trend for Bendigo and Adelaide Bank Ltd across 29 annual periods. For the full cash flow conversion analysis, see Bendigo and Adelaide Bank Ltd cash flow conversion.
Annual Free Cash Flow Generation for Bendigo and Adelaide Bank Ltd (1991–2025)
Year-by-year Free Cash Flow Generation Index for Bendigo and Adelaide Bank Ltd. Check Bendigo and Adelaide Bank Ltd (BEN) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (AUD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | AU$1.68 Billion | AU$1.70 Billion | AU$18.30 Million | ▼ -0.5% |
| 2023 | 0.99x | AU$5.68 Billion | AU$5.71 Billion | AU$30.60 Million | ▼ -0.2% |
| 2021 | 1.00x | AU$6.11 Billion | AU$6.13 Billion | AU$21.00 Million | ▲ +12.1% |
| 2020 | 0.89x | AU$287.70 Million | AU$323.50 Million | AU$35.80 Million | ▲ +2.5% |
| 2018 | 0.87x | AU$100.80 Million | AU$116.20 Million | AU$15.40 Million | ▼ -11.7% |
| 2015 | 0.98x | AU$1.50 Billion | AU$1.52 Billion | AU$26.30 Million | ▲ +13.6% |
| 2014 | 0.87x | AU$342.10 Million | AU$395.40 Million | AU$53.30 Million | ▼ -8.9% |
| 2013 | 0.95x | AU$244.60 Million | AU$257.60 Million | AU$13.00 Million | ▲ +10.1% |
| 2012 | 0.86x | AU$172.40 Million | AU$199.90 Million | AU$27.50 Million | ▼ -10.2% |
| 2011 | 0.96x | AU$468.70 Million | AU$488.20 Million | AU$19.50 Million | ▲ +1.1% |
| 2010 | 0.95x | AU$335.20 Million | AU$353.00 Million | AU$17.80 Million | ▲ +71.8% |
| 2009 | 0.55x | AU$70.30 Million | AU$127.20 Million | AU$56.90 Million | ▲ +21.5% |
| 2008 | 0.45x | AU$71.80 Million | AU$157.90 Million | AU$86.10 Million | ▲ +305.9% |
| 2007 | -0.22x | AU$-21.60 Million | AU$97.80 Million | AU$119.40 Million | ▼ -132.2% |
| 2006 | 0.69x | AU$117.60 Million | AU$171.20 Million | AU$53.60 Million | ▲ +7.1% |
| 2005 | 0.64x | AU$41.90 Million | AU$65.30 Million | AU$23.40 Million | ▼ -15.0% |
| 2004 | 0.76x | AU$64.50 Million | AU$85.40 Million | AU$20.90 Million | ▼ -13.4% |
| 2003 | 0.87x | AU$111.97 Million | AU$128.43 Million | AU$16.46 Million | ▲ +76.8% |
| 2002 | 0.49x | AU$16.29 Million | AU$33.04 Million | AU$16.75 Million | ▼ -36.3% |
| 2001 | 0.77x | AU$33.69 Million | AU$43.52 Million | AU$9.83 Million | ▼ -5.2% |
| 2000 | 0.82x | AU$43.43 Million | AU$53.21 Million | AU$9.78 Million | ▼ -13.0% |
| 1998 | 0.94x | AU$52.34 Million | AU$55.82 Million | AU$3.48 Million | ▲ +172.8% |
| 1997 | 0.34x | AU$3.31 Million | AU$9.62 Million | AU$6.31 Million | ▼ -31.0% |
| 1996 | 0.50x | AU$9.30 Million | AU$18.69 Million | AU$9.39 Million | ▼ -9.9% |
| 1995 | 0.55x | AU$6.25 Million | AU$11.32 Million | AU$5.07 Million | ▲ +21.2% |
| 1994 | 0.46x | AU$5.92 Million | AU$12.98 Million | AU$7.07 Million | ▼ -28.5% |
| 1993 | 0.64x | AU$4.66 Million | AU$7.31 Million | AU$2.65 Million | ▲ +23.5% |
| 1992 | 0.52x | AU$4.12 Million | AU$7.99 Million | AU$3.86 Million | ▼ -48.1% |
| 1991 | 1.00x | AU$6.07 Million | AU$6.10 Million | AU$30.00K | — |