Bendigo and Adelaide Bank Ltd Net Asset Quality Index
Bendigo and Adelaide Bank Ltd net asset quality index. Bendigo and Adelaide Bank Ltd (BEN) has a Net Asset Quality Index of 6.5% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of AU$103.22 Billion minus total liabilities of AU$96.55 Billion yields net assets of AU$6.67 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See BEN net assets for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Bendigo and Adelaide Bank Ltd (1991–2025)
Net asset quality index of Bendigo and Adelaide Bank Ltd from 1991 to 2025. This chart shows how Bendigo and Adelaide Bank Ltd's Net Asset Quality Index has evolved across 35 annual periods from 1991 to 2025. As of June 2025, the index stands at 6.5%, representing net assets of AU$6.67 Billion against total assets of AU$103.22 Billion AUD. Check BEN capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Bendigo and Adelaide Bank Ltd Net Asset Quality Index by Year (1991–2025)
Bendigo and Adelaide Bank Ltd net asset quality index by year from 1991 to 2025. The table below presents the year-by-year Net Asset Quality Index for Bendigo and Adelaide Bank Ltd from 1991 to 2025, covering 35 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see how much is Bendigo and Adelaide Bank Ltd worth.
| Year | Quality Index | Net Assets (AUD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 6.5% | AU$6.67 Billion | AU$103.22 Billion | AU$96.55 Billion | ▼ -0.7 pp |
| 2024 | 7.2% | AU$7.03 Billion | AU$98.19 Billion | AU$91.15 Billion | ▲ +0.2 pp |
| 2023 | 7.0% | AU$6.85 Billion | AU$98.48 Billion | AU$91.63 Billion | ▼ -0.1 pp |
| 2022 | 7.0% | AU$6.71 Billion | AU$95.24 Billion | AU$88.53 Billion | ▼ -0.3 pp |
| 2021 | 7.3% | AU$6.35 Billion | AU$86.58 Billion | AU$80.22 Billion | ▼ -0.3 pp |
| 2020 | 7.6% | AU$5.80 Billion | AU$76.01 Billion | AU$70.22 Billion | ▼ -0.1 pp |
| 2019 | 7.8% | AU$5.63 Billion | AU$72.44 Billion | AU$66.80 Billion | ▼ -0.1 pp |
| 2018 | 7.9% | AU$5.62 Billion | AU$71.44 Billion | AU$65.82 Billion | ▲ +0.3 pp |
| 2017 | 7.6% | AU$5.43 Billion | AU$71.42 Billion | AU$65.99 Billion | ▲ +0.1 pp |
| 2016 | 7.5% | AU$5.12 Billion | AU$68.57 Billion | AU$63.46 Billion | ▼ 0.0 pp |
| 2015 | 7.5% | AU$4.94 Billion | AU$66.03 Billion | AU$61.09 Billion | ▼ -0.1 pp |
| 2014 | 7.6% | AU$4.97 Billion | AU$65.06 Billion | AU$60.10 Billion | ▲ +0.3 pp |
| 2013 | 7.4% | AU$4.43 Billion | AU$60.28 Billion | AU$55.85 Billion | ▼ 0.0 pp |
| 2012 | 7.4% | AU$4.22 Billion | AU$57.24 Billion | AU$53.02 Billion | ▲ +0.2 pp |
| 2011 | 7.2% | AU$3.96 Billion | AU$54.93 Billion | AU$50.97 Billion | ▼ -0.2 pp |
| 2010 | 7.4% | AU$3.88 Billion | AU$52.12 Billion | AU$48.24 Billion | ▲ +0.8 pp |
| 2009 | 6.6% | AU$3.12 Billion | AU$47.11 Billion | AU$44.00 Billion | ▼ -0.2 pp |
| 2008 | 6.8% | AU$3.27 Billion | AU$48.11 Billion | AU$44.84 Billion | ▲ +0.8 pp |
| 2007 | 6.0% | AU$1.01 Billion | AU$17.00 Billion | AU$15.99 Billion | ▲ +0.1 pp |
| 2006 | 5.9% | AU$899.50 Million | AU$15.20 Billion | AU$14.30 Billion | ▲ +0.3 pp |
| 2005 | 5.6% | AU$749.10 Million | AU$13.26 Billion | AU$12.51 Billion | ▼ -0.3 pp |
| 2004 | 6.0% | AU$676.40 Million | AU$11.28 Billion | AU$10.61 Billion | ▲ +0.0 pp |
| 2003 | 6.0% | AU$552.71 Million | AU$9.26 Billion | AU$8.70 Billion | ▼ -0.2 pp |
| 2002 | 6.2% | AU$494.43 Million | AU$7.97 Billion | AU$7.47 Billion | ▲ +0.1 pp |
| 2001 | 6.1% | AU$422.80 Million | AU$6.98 Billion | AU$6.56 Billion | ▲ +0.2 pp |
| 2000 | 5.9% | AU$288.36 Million | AU$4.91 Billion | AU$4.62 Billion | ▲ +0.1 pp |
| 1999 | 5.8% | AU$243.09 Million | AU$4.20 Billion | AU$3.96 Billion | ▲ +1.1 pp |
| 1998 | 4.7% | AU$149.69 Million | AU$3.17 Billion | AU$3.02 Billion | ▼ -0.6 pp |
| 1997 | 5.3% | AU$139.05 Million | AU$2.63 Billion | AU$2.49 Billion | ▼ -2.4 pp |
| 1996 | 7.6% | AU$144.58 Million | AU$1.89 Billion | AU$1.75 Billion | ▼ -0.5 pp |
| 1995 | 8.2% | AU$127.16 Million | AU$1.55 Billion | AU$1.43 Billion | ▼ -0.3 pp |
| 1994 | 8.5% | AU$116.73 Million | AU$1.37 Billion | AU$1.25 Billion | ▼ -0.3 pp |
| 1993 | 8.9% | AU$112.46 Million | AU$1.27 Billion | AU$1.16 Billion | ▲ +0.2 pp |
| 1992 | 8.7% | AU$80.51 Million | AU$930.43 Million | AU$849.92 Million | ▲ +0.2 pp |
| 1991 | 8.4% | AU$55.92 Million | AU$662.95 Million | AU$607.03 Million | — |