BSP Financial Group Ltd (BFL) — Cash Flow Quality Index

Latest as of December 2025: 0.86x

BSP Financial Group Ltd (BFL) has a Cash Flow Quality Index of 0.86x as of December 2025. Operating cash flow of AU$535.92 Million is below net income of AU$620.97 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore BFL long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.86x
Operating CF / Net Income

Operating Cash Flow

AU$535.92 Million
AUD

Net Income

AU$620.97 Million
AUD

Data as of

Dec 2025
Most recent filing

BSP Financial Group Ltd Cash Flow Quality Index (2012–2025)

Historical Cash Flow Quality Index for BSP Financial Group Ltd across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how tangible is BSP Financial Group Ltd's equity to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for BSP Financial Group Ltd (2012–2025)

Year-by-year earnings quality comparison for BSP Financial Group Ltd. For live market cap and the full company financial profile, see BSP Financial Group Ltd market cap and net worth.

Year Quality Index Operating CF (AUD) Net Income YoY Change
2025 1.01x AU$1.26 Billion AU$1.25 Billion ▼ -24.0%
2024 1.33x AU$1.38 Billion AU$1.04 Billion ▲ +268.8%
2023 -0.79x AU$-699.20 Million AU$890.22 Million ▼ -131.9%
2022 2.46x AU$2.66 Billion AU$1.08 Billion ▲ +171.6%
2021 0.91x AU$973.26 Million AU$1.08 Billion ▼ -13.4%
2020 1.04x AU$842.35 Million AU$806.22 Million ▲ +2406.4%
2019 0.04x AU$37.12 Million AU$890.36 Million ▲ +110.1%
2018 -0.41x AU$-350.03 Million AU$844.07 Million ▼ -45.0%
2017 -0.29x AU$-216.56 Million AU$757.00 Million ▲ +73.1%
2016 -1.06x AU$-684.67 Million AU$643.45 Million ▼ -48.5%
2015 -0.72x AU$-381.05 Million AU$531.88 Million ▲ +65.0%
2014 -2.05x AU$-1.04 Billion AU$507.34 Million ▼ -573.9%
2013 0.43x AU$188.51 Million AU$436.83 Million ▲ +165.6%
2012 -0.66x AU$-268.40 Million AU$407.74 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.