BSP Financial Group Ltd (BFL) — Cash Flow Quality Index
BSP Financial Group Ltd (BFL) has a Cash Flow Quality Index of 0.86x as of December 2025. Operating cash flow of AU$535.92 Million is below net income of AU$620.97 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow to debt ratio of BSP Financial Group Ltd to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
BSP Financial Group Ltd Cash Flow Quality Index (2012–2025)
Historical Cash Flow Quality Index for BSP Financial Group Ltd across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see BFL cash flow metrics.
Annual Cash Flow Quality Index for BSP Financial Group Ltd (2012–2025)
Year-by-year earnings quality comparison for BSP Financial Group Ltd.
| Year | Quality Index | Operating CF (AUD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.01x | AU$1.26 Billion | AU$1.25 Billion | ▼ -24.0% |
| 2024 | 1.33x | AU$1.38 Billion | AU$1.04 Billion | ▲ +268.8% |
| 2023 | -0.79x | AU$-699.20 Million | AU$890.22 Million | ▼ -131.9% |
| 2022 | 2.46x | AU$2.66 Billion | AU$1.08 Billion | ▲ +171.6% |
| 2021 | 0.91x | AU$973.26 Million | AU$1.08 Billion | ▼ -13.4% |
| 2020 | 1.04x | AU$842.35 Million | AU$806.22 Million | ▲ +2406.4% |
| 2019 | 0.04x | AU$37.12 Million | AU$890.36 Million | ▲ +110.1% |
| 2018 | -0.41x | AU$-350.03 Million | AU$844.07 Million | ▼ -45.0% |
| 2017 | -0.29x | AU$-216.56 Million | AU$757.00 Million | ▲ +73.1% |
| 2016 | -1.06x | AU$-684.67 Million | AU$643.45 Million | ▼ -48.5% |
| 2015 | -0.72x | AU$-381.05 Million | AU$531.88 Million | ▲ +65.0% |
| 2014 | -2.05x | AU$-1.04 Billion | AU$507.34 Million | ▼ -573.9% |
| 2013 | 0.43x | AU$188.51 Million | AU$436.83 Million | ▲ +165.6% |
| 2012 | -0.66x | AU$-268.40 Million | AU$407.74 Million | — |