BSP Financial Group Ltd (BFL) — Financial Flexibility Index

Latest as of December 2025: 0.02x

BSP Financial Group Ltd (BFL) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of AU$573.77 Million (operating CF AU$535.92 Million minus capex AU$37.84 Million) represents 0% of total liabilities (AU$37.82 Billion). Also explore net asset growth rate of BSP Financial Group Ltd to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

AU$573.77 Million
Operating CF − Capex

Total Liabilities

AU$37.82 Billion
AUD

Capital Expenditures

AU$37.84 Million
AUD

BSP Financial Group Ltd Financial Flexibility Index (2012–2025)

Historical Financial Flexibility Index trend for BSP Financial Group Ltd across 14 annual periods. Check BSP Financial Group Ltd (BFL) strategic asset index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for BSP Financial Group Ltd (2012–2025)

Year-by-year free cash flow to debt coverage for BSP Financial Group Ltd. For the full company profile including market capitalisation, see BSP Financial Group Ltd market capitalisation.

Year Flexibility Index Free Cash Flow (AUD) Operating CF Total Liabilities YoY Change
2025 0.04x AU$1.38 Billion AU$1.26 Billion AU$37.82 Billion ▼ -21.8%
2024 0.05x AU$1.51 Billion AU$1.38 Billion AU$32.47 Billion ▲ +343.8%
2023 -0.02x AU$-624.40 Million AU$-699.20 Million AU$32.71 Billion ▼ -100.4%
2022 5.32x AU$2.83 Billion AU$2.66 Billion AU$532.06 Million ▲ +126.2%
2021 2.35x AU$1.20 Billion AU$973.26 Million AU$510.88 Million ▲ +6152.8%
2020 0.04x AU$906.30 Million AU$842.35 Million AU$24.09 Billion ▼ -96.3%
2019 1.03x AU$119.90 Million AU$37.12 Million AU$116.82 Million ▲ +6637.7%
2018 -0.02x AU$-317.27 Million AU$-350.03 Million AU$20.21 Billion ▼ -216.1%
2017 0.00x AU$-98.04 Million AU$-216.56 Million AU$19.74 Billion ▲ +85.1%
2016 -0.03x AU$-615.49 Million AU$-684.67 Million AU$18.52 Billion ▼ -118.5%
2015 -0.02x AU$-245.89 Million AU$-381.05 Million AU$16.17 Billion ▲ +74.8%
2014 -0.06x AU$-845.30 Million AU$-1.04 Billion AU$14.02 Billion ▼ -312.6%
2013 0.03x AU$401.16 Million AU$188.51 Million AU$14.14 Billion ▲ +768.2%
2012 0.00x AU$-50.38 Million AU$-268.40 Million AU$11.87 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities