BSP Financial Group Ltd (BFL) — Financial Flexibility Index
BSP Financial Group Ltd (BFL) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of AU$573.77 Million (operating CF AU$535.92 Million minus capex AU$37.84 Million) represents 0% of total liabilities (AU$37.82 Billion). Check BSP Financial Group Ltd (BFL) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
BSP Financial Group Ltd Financial Flexibility Index (2012–2025)
Historical Financial Flexibility Index trend for BSP Financial Group Ltd across 14 annual periods. For the full cash flow conversion analysis, see BFL cash flow metrics.
Annual Financial Flexibility Index for BSP Financial Group Ltd (2012–2025)
Year-by-year free cash flow to debt coverage for BSP Financial Group Ltd. Explore BSP Financial Group Ltd (BFL) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | AU$1.38 Billion | AU$1.26 Billion | AU$37.82 Billion | ▼ -21.8% |
| 2024 | 0.05x | AU$1.51 Billion | AU$1.38 Billion | AU$32.47 Billion | ▲ +343.8% |
| 2023 | -0.02x | AU$-624.40 Million | AU$-699.20 Million | AU$32.71 Billion | ▼ -100.4% |
| 2022 | 5.32x | AU$2.83 Billion | AU$2.66 Billion | AU$532.06 Million | ▲ +126.2% |
| 2021 | 2.35x | AU$1.20 Billion | AU$973.26 Million | AU$510.88 Million | ▲ +6152.8% |
| 2020 | 0.04x | AU$906.30 Million | AU$842.35 Million | AU$24.09 Billion | ▼ -96.3% |
| 2019 | 1.03x | AU$119.90 Million | AU$37.12 Million | AU$116.82 Million | ▲ +6637.7% |
| 2018 | -0.02x | AU$-317.27 Million | AU$-350.03 Million | AU$20.21 Billion | ▼ -216.1% |
| 2017 | 0.00x | AU$-98.04 Million | AU$-216.56 Million | AU$19.74 Billion | ▲ +85.1% |
| 2016 | -0.03x | AU$-615.49 Million | AU$-684.67 Million | AU$18.52 Billion | ▼ -118.5% |
| 2015 | -0.02x | AU$-245.89 Million | AU$-381.05 Million | AU$16.17 Billion | ▲ +74.8% |
| 2014 | -0.06x | AU$-845.30 Million | AU$-1.04 Billion | AU$14.02 Billion | ▼ -312.6% |
| 2013 | 0.03x | AU$401.16 Million | AU$188.51 Million | AU$14.14 Billion | ▲ +768.2% |
| 2012 | 0.00x | AU$-50.38 Million | AU$-268.40 Million | AU$11.87 Billion | — |