BSP Financial Group Ltd (BFL) — Financial Flexibility Index
BSP Financial Group Ltd (BFL) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of AU$573.77 Million (operating CF AU$535.92 Million minus capex AU$37.84 Million) represents 0% of total liabilities (AU$37.82 Billion). Check BFL PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
BSP Financial Group Ltd Financial Flexibility Index (2012–2025)
Historical Financial Flexibility Index trend for BSP Financial Group Ltd across 14 annual periods. See BSP Financial Group Ltd current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for BSP Financial Group Ltd (2012–2025)
Year-by-year free cash flow to debt coverage for BSP Financial Group Ltd. For the full company profile including market capitalisation, see market value of BSP Financial Group Ltd.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | AU$1.38 Billion | AU$1.26 Billion | AU$37.82 Billion | ▼ -21.8% |
| 2024 | 0.05x | AU$1.51 Billion | AU$1.38 Billion | AU$32.47 Billion | ▲ +343.8% |
| 2023 | -0.02x | AU$-624.40 Million | AU$-699.20 Million | AU$32.71 Billion | ▼ -100.4% |
| 2022 | 5.32x | AU$2.83 Billion | AU$2.66 Billion | AU$532.06 Million | ▲ +126.2% |
| 2021 | 2.35x | AU$1.20 Billion | AU$973.26 Million | AU$510.88 Million | ▲ +6152.8% |
| 2020 | 0.04x | AU$906.30 Million | AU$842.35 Million | AU$24.09 Billion | ▼ -96.3% |
| 2019 | 1.03x | AU$119.90 Million | AU$37.12 Million | AU$116.82 Million | ▲ +6637.7% |
| 2018 | -0.02x | AU$-317.27 Million | AU$-350.03 Million | AU$20.21 Billion | ▼ -216.1% |
| 2017 | 0.00x | AU$-98.04 Million | AU$-216.56 Million | AU$19.74 Billion | ▲ +85.1% |
| 2016 | -0.03x | AU$-615.49 Million | AU$-684.67 Million | AU$18.52 Billion | ▼ -118.5% |
| 2015 | -0.02x | AU$-245.89 Million | AU$-381.05 Million | AU$16.17 Billion | ▲ +74.8% |
| 2014 | -0.06x | AU$-845.30 Million | AU$-1.04 Billion | AU$14.02 Billion | ▼ -312.6% |
| 2013 | 0.03x | AU$401.16 Million | AU$188.51 Million | AU$14.14 Billion | ▲ +768.2% |
| 2012 | 0.00x | AU$-50.38 Million | AU$-268.40 Million | AU$11.87 Billion | — |