National Australia Bank Ltd (NAB) — Cash Flow Quality Index
National Australia Bank Ltd (NAB) has a Cash Flow Quality Index of 3.13x as of September 2025. Operating cash flow of AU$10.51 Billion exceeds net income of AU$3.36 Billion, indicating high earnings quality where cash backs reported profits. Explore cash flow conversion of National Australia Bank Ltd to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
National Australia Bank Ltd Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for National Australia Bank Ltd across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check National Australia Bank Ltd total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for National Australia Bank Ltd (1989–2025)
Year-by-year earnings quality comparison for National Australia Bank Ltd. For live market cap and the full company financial profile, see NAB stock market capitalisation.
| Year | Quality Index | Operating CF (AUD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.25x | AU$8.51 Billion | AU$6.79 Billion | ▲ +124.4% |
| 2024 | -5.14x | AU$-35.78 Billion | AU$6.96 Billion | ▼ -42.8% |
| 2023 | -3.60x | AU$-26.70 Billion | AU$7.41 Billion | ▼ -187.9% |
| 2022 | 4.10x | AU$28.22 Billion | AU$6.89 Billion | ▲ +3333.8% |
| 2021 | 0.12x | AU$759.00 Million | AU$6.36 Billion | ▼ -99.1% |
| 2020 | 13.24x | AU$33.89 Billion | AU$2.56 Billion | ▲ +1183.5% |
| 2019 | -1.22x | AU$-5.87 Billion | AU$4.80 Billion | ▲ +7.7% |
| 2018 | -1.32x | AU$-7.35 Billion | AU$5.55 Billion | ▲ +76.8% |
| 2017 | -5.72x | AU$-30.21 Billion | AU$5.29 Billion | ▲ +91.4% |
| 2016 | -66.65x | AU$-23.46 Billion | AU$352.00 Million | ▼ -3825.4% |
| 2015 | -1.70x | AU$-10.76 Billion | AU$6.34 Billion | ▲ +70.3% |
| 2014 | -5.72x | AU$-30.26 Billion | AU$5.29 Billion | ▼ -2729.4% |
| 2013 | 0.22x | AU$1.16 Billion | AU$5.36 Billion | ▲ +103.7% |
| 2012 | -5.82x | AU$-23.74 Billion | AU$4.08 Billion | ▼ -431.2% |
| 2011 | 1.76x | AU$9.16 Billion | AU$5.22 Billion | ▲ +26.5% |
| 2010 | 1.39x | AU$5.87 Billion | AU$4.22 Billion | ▼ -71.7% |
| 2009 | 4.91x | AU$12.70 Billion | AU$2.59 Billion | ▲ +141.8% |
| 2008 | 2.03x | AU$9.20 Billion | AU$4.54 Billion | ▲ +165.5% |
| 2007 | -3.10x | AU$-14.18 Billion | AU$4.58 Billion | ▼ -32.8% |
| 2006 | -2.33x | AU$-10.24 Billion | AU$4.39 Billion | ▼ -169.1% |
| 2005 | 3.38x | AU$13.95 Billion | AU$4.13 Billion | ▲ +69.8% |
| 2004 | 1.99x | AU$6.32 Billion | AU$3.18 Billion | ▲ +1734.9% |
| 2003 | -0.12x | AU$-481.00 Million | AU$3.96 Billion | ▼ -105.7% |
| 2002 | 2.15x | AU$7.24 Billion | AU$3.37 Billion | ▲ +67.2% |
| 2001 | 1.28x | AU$2.67 Billion | AU$2.08 Billion | ▲ +82.6% |
| 2000 | 0.70x | AU$2.28 Billion | AU$3.24 Billion | ▼ -44.0% |
| 1999 | 1.26x | AU$3.54 Billion | AU$2.82 Billion | ▲ +387.2% |
| 1998 | 0.26x | AU$519.00 Million | AU$2.01 Billion | ▼ -73.8% |
| 1997 | 0.99x | AU$2.19 Billion | AU$2.22 Billion | ▼ -19.8% |
| 1996 | 1.23x | AU$2.58 Billion | AU$2.10 Billion | ▲ +61.6% |
| 1995 | 0.76x | AU$1.50 Billion | AU$1.97 Billion | ▼ -63.3% |
| 1994 | 2.07x | AU$3.54 Billion | AU$1.71 Billion | ▼ -28.0% |
| 1993 | 2.88x | AU$3.25 Billion | AU$1.13 Billion | ▼ -17.9% |
| 1992 | 3.50x | AU$2.37 Billion | AU$675.10 Million | ▲ +41.9% |
| 1991 | 2.47x | AU$1.78 Billion | AU$720.40 Million | ▲ +101.3% |
| 1990 | 1.23x | AU$940.80 Million | AU$767.00 Million | ▲ +8.5% |
| 1989 | 1.13x | AU$885.00 Million | AU$782.70 Million | — |