National Australia Bank Ltd Cash Flow Quality Index
National Australia Bank Ltd cash flow quality index. National Australia Bank Ltd (NAB) has a Cash Flow Quality Index of 3.13x as of September 2025. Operating cash flow of AU$10.51 Billion exceeds net income of AU$3.36 Billion, indicating high earnings quality where cash backs reported profits. See National Australia Bank Ltd leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of National Australia Bank Ltd (1989–2025)
Cash flow quality index of National Australia Bank Ltd from 1989 to 2025. Historical Cash Flow Quality Index for National Australia Bank Ltd across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore National Australia Bank Ltd debt service capacity to assess how comfortably operating cash covers total debt obligations.
National Australia Bank Ltd Cash Flow Quality Index by Year (1989–2025)
National Australia Bank Ltd cash flow quality index by year from 1989 to 2025. Year-by-year earnings quality comparison for National Australia Bank Ltd. For the full cash flow conversion analysis, see cash flow conversion of National Australia Bank Ltd.
| Year | Quality Index | Operating CF (AUD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.25x | AU$8.51 Billion | AU$6.79 Billion | ▲ +124.4% |
| 2024 | -5.14x | AU$-35.78 Billion | AU$6.96 Billion | ▼ -42.8% |
| 2023 | -3.60x | AU$-26.70 Billion | AU$7.41 Billion | ▼ -187.9% |
| 2022 | 4.10x | AU$28.22 Billion | AU$6.89 Billion | ▲ +3333.8% |
| 2021 | 0.12x | AU$759.00 Million | AU$6.36 Billion | ▼ -99.1% |
| 2020 | 13.24x | AU$33.89 Billion | AU$2.56 Billion | ▲ +1183.5% |
| 2019 | -1.22x | AU$-5.87 Billion | AU$4.80 Billion | ▲ +7.7% |
| 2018 | -1.32x | AU$-7.35 Billion | AU$5.55 Billion | ▲ +76.8% |
| 2017 | -5.72x | AU$-30.21 Billion | AU$5.29 Billion | ▲ +91.4% |
| 2016 | -66.65x | AU$-23.46 Billion | AU$352.00 Million | ▼ -3825.4% |
| 2015 | -1.70x | AU$-10.76 Billion | AU$6.34 Billion | ▲ +70.3% |
| 2014 | -5.72x | AU$-30.26 Billion | AU$5.29 Billion | ▼ -2729.4% |
| 2013 | 0.22x | AU$1.16 Billion | AU$5.36 Billion | ▲ +103.7% |
| 2012 | -5.82x | AU$-23.74 Billion | AU$4.08 Billion | ▼ -431.2% |
| 2011 | 1.76x | AU$9.16 Billion | AU$5.22 Billion | ▲ +26.5% |
| 2010 | 1.39x | AU$5.87 Billion | AU$4.22 Billion | ▼ -71.7% |
| 2009 | 4.91x | AU$12.70 Billion | AU$2.59 Billion | ▲ +141.8% |
| 2008 | 2.03x | AU$9.20 Billion | AU$4.54 Billion | ▲ +165.5% |
| 2007 | -3.10x | AU$-14.18 Billion | AU$4.58 Billion | ▼ -32.8% |
| 2006 | -2.33x | AU$-10.24 Billion | AU$4.39 Billion | ▼ -169.1% |
| 2005 | 3.38x | AU$13.95 Billion | AU$4.13 Billion | ▲ +69.8% |
| 2004 | 1.99x | AU$6.32 Billion | AU$3.18 Billion | ▲ +1734.9% |
| 2003 | -0.12x | AU$-481.00 Million | AU$3.96 Billion | ▼ -105.7% |
| 2002 | 2.15x | AU$7.24 Billion | AU$3.37 Billion | ▲ +67.2% |
| 2001 | 1.28x | AU$2.67 Billion | AU$2.08 Billion | ▲ +82.6% |
| 2000 | 0.70x | AU$2.28 Billion | AU$3.24 Billion | ▼ -44.0% |
| 1999 | 1.26x | AU$3.54 Billion | AU$2.82 Billion | ▲ +387.2% |
| 1998 | 0.26x | AU$519.00 Million | AU$2.01 Billion | ▼ -73.8% |
| 1997 | 0.99x | AU$2.19 Billion | AU$2.22 Billion | ▼ -19.8% |
| 1996 | 1.23x | AU$2.58 Billion | AU$2.10 Billion | ▲ +61.6% |
| 1995 | 0.76x | AU$1.50 Billion | AU$1.97 Billion | ▼ -63.3% |
| 1994 | 2.07x | AU$3.54 Billion | AU$1.71 Billion | ▼ -28.0% |
| 1993 | 2.88x | AU$3.25 Billion | AU$1.13 Billion | ▼ -17.9% |
| 1992 | 3.50x | AU$2.37 Billion | AU$675.10 Million | ▲ +41.9% |
| 1991 | 2.47x | AU$1.78 Billion | AU$720.40 Million | ▲ +101.3% |
| 1990 | 1.23x | AU$940.80 Million | AU$767.00 Million | ▲ +8.5% |
| 1989 | 1.13x | AU$885.00 Million | AU$782.70 Million | — |