National Australia Bank Ltd (NAB) — Net Asset Quality Index

Latest as of September 2025: 5.7%

National Australia Bank Ltd (NAB) has a Net Asset Quality Index of 5.7% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of AU$1.11 Trillion minus total liabilities of AU$1.05 Trillion yields net assets of AU$63.65 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check NAB asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Quality Index

5.7%
Equity / Total Assets

Net Assets

AU$63.65 Billion
AUD

Total Assets

AU$1.11 Trillion
AUD

Total Liabilities

AU$1.05 Trillion
AUD

National Australia Bank Ltd Net Asset Quality Index Over Time (1989–2025)

This chart shows how National Australia Bank Ltd's Net Asset Quality Index has evolved across 37 annual periods from 1989 to 2025. As of September 2025, the index stands at 5.7%, representing net assets of AU$63.65 Billion against total assets of AU$1.11 Trillion AUD. See National Australia Bank Ltd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for National Australia Bank Ltd (1989–2025)

The table below presents the year-by-year Net Asset Quality Index for National Australia Bank Ltd from 1989 to 2025, covering 37 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see National Australia Bank Ltd stock valuation.

Year Quality Index Net Assets (AUD) Total Assets Total Liabilities Change (pp)
2025 5.7% AU$63.65 Billion AU$1.11 Trillion AU$1.05 Trillion ▼ 0.0 pp
2024 5.8% AU$62.21 Billion AU$1.08 Trillion AU$1.02 Trillion ▼ 0.0 pp
2023 5.8% AU$61.50 Billion AU$1.06 Trillion AU$997.69 Billion ▲ +0.2 pp
2022 5.6% AU$59.03 Billion AU$1.06 Trillion AU$996.22 Billion ▼ -1.2 pp
2021 6.8% AU$62.78 Billion AU$926.19 Billion AU$863.41 Billion ▼ -0.3 pp
2020 7.1% AU$61.29 Billion AU$866.86 Billion AU$805.57 Billion ▲ +0.5 pp
2019 6.6% AU$55.60 Billion AU$847.12 Billion AU$791.52 Billion ▲ +0.0 pp
2018 6.5% AU$52.71 Billion AU$806.51 Billion AU$753.80 Billion ▲ +0.0 pp
2017 6.5% AU$51.32 Billion AU$788.33 Billion AU$737.01 Billion ▼ -0.1 pp
2016 6.6% AU$51.31 Billion AU$776.71 Billion AU$725.39 Billion ▲ +0.8 pp
2015 5.8% AU$55.51 Billion AU$955.05 Billion AU$899.54 Billion ▲ +0.4 pp
2014 5.4% AU$47.91 Billion AU$883.30 Billion AU$835.39 Billion ▼ -0.3 pp
2013 5.7% AU$46.38 Billion AU$809.87 Billion AU$763.49 Billion ▼ -0.2 pp
2012 5.9% AU$45.40 Billion AU$763.09 Billion AU$717.69 Billion ▲ +0.4 pp
2011 5.6% AU$42.19 Billion AU$753.76 Billion AU$711.57 Billion ▼ -0.1 pp
2010 5.7% AU$38.95 Billion AU$685.95 Billion AU$647.00 Billion ▼ -0.1 pp
2009 5.8% AU$37.84 Billion AU$654.12 Billion AU$616.28 Billion ▲ +0.8 pp
2008 5.0% AU$32.85 Billion AU$656.80 Billion AU$623.95 Billion ▼ -0.3 pp
2007 5.3% AU$29.89 Billion AU$564.63 Billion AU$534.75 Billion ▼ -0.5 pp
2006 5.8% AU$27.97 Billion AU$484.79 Billion AU$456.81 Billion ▼ -2.4 pp
2005 8.2% AU$34.28 Billion AU$419.59 Billion AU$385.31 Billion ▲ +0.9 pp
2004 7.2% AU$29.77 Billion AU$411.31 Billion AU$381.54 Billion ▲ +0.4 pp
2003 6.8% AU$27.21 Billion AU$397.47 Billion AU$370.26 Billion ▲ +0.7 pp
2002 6.2% AU$23.25 Billion AU$377.39 Billion AU$354.14 Billion ▼ -0.1 pp
2001 6.3% AU$23.56 Billion AU$374.72 Billion AU$351.16 Billion ▼ -16.4 pp
2000 22.7% AU$77.88 Billion AU$343.68 Billion AU$265.79 Billion ▲ +15.4 pp
1999 7.3% AU$18.52 Billion AU$254.08 Billion AU$235.56 Billion ▲ +1.0 pp
1998 6.3% AU$15.76 Billion AU$251.71 Billion AU$235.95 Billion ▲ +0.0 pp
1997 6.2% AU$12.58 Billion AU$201.97 Billion AU$189.39 Billion ▼ -1.0 pp
1996 7.2% AU$12.52 Billion AU$173.71 Billion AU$161.19 Billion ▼ -2.5 pp
1995 9.7% AU$11.42 Billion AU$117.48 Billion AU$106.06 Billion ▲ +0.0 pp
1994 9.7% AU$9.89 Billion AU$101.78 Billion AU$91.89 Billion ▲ +0.3 pp
1993 9.4% AU$9.04 Billion AU$95.85 Billion AU$86.81 Billion ▼ -0.1 pp
1992 9.5% AU$8.01 Billion AU$84.14 Billion AU$76.14 Billion ▼ -1.1 pp
1991 10.6% AU$8.02 Billion AU$75.69 Billion AU$67.66 Billion ▲ +1.7 pp
1990 8.9% AU$6.57 Billion AU$74.22 Billion AU$67.65 Billion ▼ -1.4 pp
1989 10.2% AU$6.02 Billion AU$59.00 Billion AU$52.98 Billion
pp = percentage points