National Australia Bank Ltd (NAB) — Financial Flexibility Index
National Australia Bank Ltd (NAB) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of AU$11.37 Billion (operating CF AU$10.51 Billion minus capex AU$866.00 Million) represents 0% of total liabilities (AU$1.05 Trillion). Check strategic asset allocation of National Australia Bank Ltd to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
National Australia Bank Ltd Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for National Australia Bank Ltd across 37 annual periods. See National Australia Bank Ltd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for National Australia Bank Ltd (1989–2025)
Year-by-year free cash flow to debt coverage for National Australia Bank Ltd. For the full company profile including market capitalisation, see NAB market cap overview.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | AU$9.92 Billion | AU$8.51 Billion | AU$1.05 Trillion | ▲ +128.1% |
| 2024 | -0.03x | AU$-34.34 Billion | AU$-35.78 Billion | AU$1.02 Trillion | ▼ -31.9% |
| 2023 | -0.03x | AU$-25.51 Billion | AU$-26.70 Billion | AU$997.69 Billion | ▼ -186.9% |
| 2022 | 0.03x | AU$29.30 Billion | AU$28.22 Billion | AU$996.22 Billion | ▲ +1470.3% |
| 2021 | 0.00x | AU$1.62 Billion | AU$759.00 Million | AU$863.41 Billion | ▼ -95.7% |
| 2020 | 0.04x | AU$34.86 Billion | AU$33.89 Billion | AU$805.57 Billion | ▲ +824.2% |
| 2019 | -0.01x | AU$-4.73 Billion | AU$-5.87 Billion | AU$791.52 Billion | ▲ +28.5% |
| 2018 | -0.01x | AU$-6.30 Billion | AU$-7.35 Billion | AU$753.80 Billion | ▲ +78.9% |
| 2017 | -0.04x | AU$-29.18 Billion | AU$-30.21 Billion | AU$737.01 Billion | ▼ -27.2% |
| 2016 | -0.03x | AU$-22.59 Billion | AU$-23.46 Billion | AU$725.39 Billion | ▼ -186.2% |
| 2015 | -0.01x | AU$-9.79 Billion | AU$-10.76 Billion | AU$899.54 Billion | ▲ +68.7% |
| 2014 | -0.03x | AU$-29.02 Billion | AU$-30.26 Billion | AU$835.39 Billion | ▼ -1206.9% |
| 2013 | 0.00x | AU$2.40 Billion | AU$1.16 Billion | AU$763.49 Billion | ▲ +109.9% |
| 2012 | -0.03x | AU$-22.80 Billion | AU$-23.74 Billion | AU$717.69 Billion | ▼ -320.9% |
| 2011 | 0.01x | AU$10.23 Billion | AU$9.16 Billion | AU$711.57 Billion | ▲ +39.7% |
| 2010 | 0.01x | AU$6.66 Billion | AU$5.87 Billion | AU$647.00 Billion | ▼ -53.5% |
| 2009 | 0.02x | AU$13.65 Billion | AU$12.70 Billion | AU$616.28 Billion | ▲ +37.3% |
| 2008 | 0.02x | AU$10.07 Billion | AU$9.20 Billion | AU$623.95 Billion | ▲ +164.4% |
| 2007 | -0.03x | AU$-13.39 Billion | AU$-14.18 Billion | AU$534.75 Billion | ▼ -27.9% |
| 2006 | -0.02x | AU$-8.94 Billion | AU$-10.24 Billion | AU$456.81 Billion | ▼ -127.1% |
| 2005 | 0.07x | AU$27.80 Billion | AU$13.95 Billion | AU$385.31 Billion | ▲ +222.8% |
| 2004 | 0.02x | AU$8.53 Billion | AU$6.32 Billion | AU$381.54 Billion | ▲ +15511.1% |
| 2003 | 0.00x | AU$53.00 Million | AU$-481.00 Million | AU$370.26 Billion | ▼ -99.4% |
| 2002 | 0.02x | AU$8.11 Billion | AU$7.24 Billion | AU$354.14 Billion | ▲ +32.5% |
| 2001 | 0.02x | AU$6.07 Billion | AU$2.67 Billion | AU$351.16 Billion | ▼ -68.4% |
| 2000 | 0.05x | AU$14.54 Billion | AU$2.28 Billion | AU$265.79 Billion | ▲ +224.6% |
| 1999 | 0.02x | AU$3.97 Billion | AU$3.54 Billion | AU$235.56 Billion | ▲ +255.8% |
| 1998 | 0.00x | AU$1.12 Billion | AU$519.00 Million | AU$235.95 Billion | ▼ -72.1% |
| 1997 | 0.02x | AU$3.22 Billion | AU$2.19 Billion | AU$189.39 Billion | ▼ -20.8% |
| 1996 | 0.02x | AU$3.46 Billion | AU$2.58 Billion | AU$161.19 Billion | ▲ +26.3% |
| 1995 | 0.02x | AU$1.80 Billion | AU$1.50 Billion | AU$106.06 Billion | ▼ -58.9% |
| 1994 | 0.04x | AU$3.80 Billion | AU$3.54 Billion | AU$91.89 Billion | ▲ +4.9% |
| 1993 | 0.04x | AU$3.42 Billion | AU$3.25 Billion | AU$86.81 Billion | ▲ +16.3% |
| 1992 | 0.03x | AU$2.58 Billion | AU$2.37 Billion | AU$76.14 Billion | ▲ +13.9% |
| 1991 | 0.03x | AU$2.02 Billion | AU$1.78 Billion | AU$67.66 Billion | ▲ +114.2% |
| 1990 | 0.01x | AU$940.80 Million | AU$940.80 Million | AU$67.65 Billion | ▼ -16.8% |
| 1989 | 0.02x | AU$885.00 Million | AU$885.00 Million | AU$52.98 Billion | — |