National Australia Bank Ltd (NAB) — Financial Flexibility Index
National Australia Bank Ltd (NAB) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of AU$11.37 Billion (operating CF AU$10.51 Billion minus capex AU$866.00 Million) represents 0% of total liabilities (AU$1.05 Trillion). Also explore NAB year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
National Australia Bank Ltd Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for National Australia Bank Ltd across 37 annual periods. Check National Australia Bank Ltd (NAB) strategic asset index to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for National Australia Bank Ltd (1989–2025)
Year-by-year free cash flow to debt coverage for National Australia Bank Ltd. For the full company profile including market capitalisation, see National Australia Bank Ltd (NAB) total market value.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | AU$9.92 Billion | AU$8.51 Billion | AU$1.05 Trillion | ▲ +128.1% |
| 2024 | -0.03x | AU$-34.34 Billion | AU$-35.78 Billion | AU$1.02 Trillion | ▼ -31.9% |
| 2023 | -0.03x | AU$-25.51 Billion | AU$-26.70 Billion | AU$997.69 Billion | ▼ -186.9% |
| 2022 | 0.03x | AU$29.30 Billion | AU$28.22 Billion | AU$996.22 Billion | ▲ +1470.3% |
| 2021 | 0.00x | AU$1.62 Billion | AU$759.00 Million | AU$863.41 Billion | ▼ -95.7% |
| 2020 | 0.04x | AU$34.86 Billion | AU$33.89 Billion | AU$805.57 Billion | ▲ +824.2% |
| 2019 | -0.01x | AU$-4.73 Billion | AU$-5.87 Billion | AU$791.52 Billion | ▲ +28.5% |
| 2018 | -0.01x | AU$-6.30 Billion | AU$-7.35 Billion | AU$753.80 Billion | ▲ +78.9% |
| 2017 | -0.04x | AU$-29.18 Billion | AU$-30.21 Billion | AU$737.01 Billion | ▼ -27.2% |
| 2016 | -0.03x | AU$-22.59 Billion | AU$-23.46 Billion | AU$725.39 Billion | ▼ -186.2% |
| 2015 | -0.01x | AU$-9.79 Billion | AU$-10.76 Billion | AU$899.54 Billion | ▲ +68.7% |
| 2014 | -0.03x | AU$-29.02 Billion | AU$-30.26 Billion | AU$835.39 Billion | ▼ -1206.9% |
| 2013 | 0.00x | AU$2.40 Billion | AU$1.16 Billion | AU$763.49 Billion | ▲ +109.9% |
| 2012 | -0.03x | AU$-22.80 Billion | AU$-23.74 Billion | AU$717.69 Billion | ▼ -320.9% |
| 2011 | 0.01x | AU$10.23 Billion | AU$9.16 Billion | AU$711.57 Billion | ▲ +39.7% |
| 2010 | 0.01x | AU$6.66 Billion | AU$5.87 Billion | AU$647.00 Billion | ▼ -53.5% |
| 2009 | 0.02x | AU$13.65 Billion | AU$12.70 Billion | AU$616.28 Billion | ▲ +37.3% |
| 2008 | 0.02x | AU$10.07 Billion | AU$9.20 Billion | AU$623.95 Billion | ▲ +164.4% |
| 2007 | -0.03x | AU$-13.39 Billion | AU$-14.18 Billion | AU$534.75 Billion | ▼ -27.9% |
| 2006 | -0.02x | AU$-8.94 Billion | AU$-10.24 Billion | AU$456.81 Billion | ▼ -127.1% |
| 2005 | 0.07x | AU$27.80 Billion | AU$13.95 Billion | AU$385.31 Billion | ▲ +222.8% |
| 2004 | 0.02x | AU$8.53 Billion | AU$6.32 Billion | AU$381.54 Billion | ▲ +15511.1% |
| 2003 | 0.00x | AU$53.00 Million | AU$-481.00 Million | AU$370.26 Billion | ▼ -99.4% |
| 2002 | 0.02x | AU$8.11 Billion | AU$7.24 Billion | AU$354.14 Billion | ▲ +32.5% |
| 2001 | 0.02x | AU$6.07 Billion | AU$2.67 Billion | AU$351.16 Billion | ▼ -68.4% |
| 2000 | 0.05x | AU$14.54 Billion | AU$2.28 Billion | AU$265.79 Billion | ▲ +224.6% |
| 1999 | 0.02x | AU$3.97 Billion | AU$3.54 Billion | AU$235.56 Billion | ▲ +255.8% |
| 1998 | 0.00x | AU$1.12 Billion | AU$519.00 Million | AU$235.95 Billion | ▼ -72.1% |
| 1997 | 0.02x | AU$3.22 Billion | AU$2.19 Billion | AU$189.39 Billion | ▼ -20.8% |
| 1996 | 0.02x | AU$3.46 Billion | AU$2.58 Billion | AU$161.19 Billion | ▲ +26.3% |
| 1995 | 0.02x | AU$1.80 Billion | AU$1.50 Billion | AU$106.06 Billion | ▼ -58.9% |
| 1994 | 0.04x | AU$3.80 Billion | AU$3.54 Billion | AU$91.89 Billion | ▲ +4.9% |
| 1993 | 0.04x | AU$3.42 Billion | AU$3.25 Billion | AU$86.81 Billion | ▲ +16.3% |
| 1992 | 0.03x | AU$2.58 Billion | AU$2.37 Billion | AU$76.14 Billion | ▲ +13.9% |
| 1991 | 0.03x | AU$2.02 Billion | AU$1.78 Billion | AU$67.66 Billion | ▲ +114.2% |
| 1990 | 0.01x | AU$940.80 Million | AU$940.80 Million | AU$67.65 Billion | ▼ -16.8% |
| 1989 | 0.02x | AU$885.00 Million | AU$885.00 Million | AU$52.98 Billion | — |