National Australia Bank Ltd Financial Flexibility Index
National Australia Bank Ltd financial flexibility index. National Australia Bank Ltd (NAB) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of AU$11.37 Billion (operating CF AU$10.51 Billion minus capex AU$866.00 Million) represents 0% of total liabilities (AU$1.05 Trillion). See NAB free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of National Australia Bank Ltd (1989–2025)
Financial flexibility index of National Australia Bank Ltd from 1989 to 2025. Historical Financial Flexibility Index trend for National Australia Bank Ltd across 37 annual periods. Check NAB cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
National Australia Bank Ltd Financial Flexibility Index by Year (1989–2025)
National Australia Bank Ltd financial flexibility index by year from 1989 to 2025. Year-by-year free cash flow to debt coverage for National Australia Bank Ltd. For the full cash flow conversion analysis, see National Australia Bank Ltd cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | AU$9.92 Billion | AU$8.51 Billion | AU$1.05 Trillion | ▲ +128.1% |
| 2024 | -0.03x | AU$-34.34 Billion | AU$-35.78 Billion | AU$1.02 Trillion | ▼ -31.9% |
| 2023 | -0.03x | AU$-25.51 Billion | AU$-26.70 Billion | AU$997.69 Billion | ▼ -186.9% |
| 2022 | 0.03x | AU$29.30 Billion | AU$28.22 Billion | AU$996.22 Billion | ▲ +1470.3% |
| 2021 | 0.00x | AU$1.62 Billion | AU$759.00 Million | AU$863.41 Billion | ▼ -95.7% |
| 2020 | 0.04x | AU$34.86 Billion | AU$33.89 Billion | AU$805.57 Billion | ▲ +824.2% |
| 2019 | -0.01x | AU$-4.73 Billion | AU$-5.87 Billion | AU$791.52 Billion | ▲ +28.5% |
| 2018 | -0.01x | AU$-6.30 Billion | AU$-7.35 Billion | AU$753.80 Billion | ▲ +78.9% |
| 2017 | -0.04x | AU$-29.18 Billion | AU$-30.21 Billion | AU$737.01 Billion | ▼ -27.2% |
| 2016 | -0.03x | AU$-22.59 Billion | AU$-23.46 Billion | AU$725.39 Billion | ▼ -186.2% |
| 2015 | -0.01x | AU$-9.79 Billion | AU$-10.76 Billion | AU$899.54 Billion | ▲ +68.7% |
| 2014 | -0.03x | AU$-29.02 Billion | AU$-30.26 Billion | AU$835.39 Billion | ▼ -1206.9% |
| 2013 | 0.00x | AU$2.40 Billion | AU$1.16 Billion | AU$763.49 Billion | ▲ +109.9% |
| 2012 | -0.03x | AU$-22.80 Billion | AU$-23.74 Billion | AU$717.69 Billion | ▼ -320.9% |
| 2011 | 0.01x | AU$10.23 Billion | AU$9.16 Billion | AU$711.57 Billion | ▲ +39.7% |
| 2010 | 0.01x | AU$6.66 Billion | AU$5.87 Billion | AU$647.00 Billion | ▼ -53.5% |
| 2009 | 0.02x | AU$13.65 Billion | AU$12.70 Billion | AU$616.28 Billion | ▲ +37.3% |
| 2008 | 0.02x | AU$10.07 Billion | AU$9.20 Billion | AU$623.95 Billion | ▲ +164.4% |
| 2007 | -0.03x | AU$-13.39 Billion | AU$-14.18 Billion | AU$534.75 Billion | ▼ -27.9% |
| 2006 | -0.02x | AU$-8.94 Billion | AU$-10.24 Billion | AU$456.81 Billion | ▼ -127.1% |
| 2005 | 0.07x | AU$27.80 Billion | AU$13.95 Billion | AU$385.31 Billion | ▲ +222.8% |
| 2004 | 0.02x | AU$8.53 Billion | AU$6.32 Billion | AU$381.54 Billion | ▲ +15511.1% |
| 2003 | 0.00x | AU$53.00 Million | AU$-481.00 Million | AU$370.26 Billion | ▼ -99.4% |
| 2002 | 0.02x | AU$8.11 Billion | AU$7.24 Billion | AU$354.14 Billion | ▲ +32.5% |
| 2001 | 0.02x | AU$6.07 Billion | AU$2.67 Billion | AU$351.16 Billion | ▼ -68.4% |
| 2000 | 0.05x | AU$14.54 Billion | AU$2.28 Billion | AU$265.79 Billion | ▲ +224.6% |
| 1999 | 0.02x | AU$3.97 Billion | AU$3.54 Billion | AU$235.56 Billion | ▲ +255.8% |
| 1998 | 0.00x | AU$1.12 Billion | AU$519.00 Million | AU$235.95 Billion | ▼ -72.1% |
| 1997 | 0.02x | AU$3.22 Billion | AU$2.19 Billion | AU$189.39 Billion | ▼ -20.8% |
| 1996 | 0.02x | AU$3.46 Billion | AU$2.58 Billion | AU$161.19 Billion | ▲ +26.3% |
| 1995 | 0.02x | AU$1.80 Billion | AU$1.50 Billion | AU$106.06 Billion | ▼ -58.9% |
| 1994 | 0.04x | AU$3.80 Billion | AU$3.54 Billion | AU$91.89 Billion | ▲ +4.9% |
| 1993 | 0.04x | AU$3.42 Billion | AU$3.25 Billion | AU$86.81 Billion | ▲ +16.3% |
| 1992 | 0.03x | AU$2.58 Billion | AU$2.37 Billion | AU$76.14 Billion | ▲ +13.9% |
| 1991 | 0.03x | AU$2.02 Billion | AU$1.78 Billion | AU$67.66 Billion | ▲ +114.2% |
| 1990 | 0.01x | AU$940.80 Million | AU$940.80 Million | AU$67.65 Billion | ▼ -16.8% |
| 1989 | 0.02x | AU$885.00 Million | AU$885.00 Million | AU$52.98 Billion | — |