National Australia Bank Ltd (NAB) — Free Cash Flow Generation Index
National Australia Bank Ltd (NAB) has a Free Cash Flow Generation Index of 0.92x as of September 2025. Free cash flow of AU$9.64 Billion represents 1% of operating cash flow (AU$10.51 Billion). Read NAB current and long-term liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
National Australia Bank Ltd Free Cash Flow Generation Index (1989–2025)
Historical FCF Generation Index trend for National Australia Bank Ltd across 25 annual periods. Explore reinvestment intensity of National Australia Bank Ltd to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for National Australia Bank Ltd (1989–2025)
Year-by-year Free Cash Flow Generation Index for National Australia Bank Ltd. For the full company profile including market capitalisation, see National Australia Bank Ltd (NAB) total market value.
| Year | FCG Index | Free Cash Flow (AUD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.83x | AU$7.10 Billion | AU$8.51 Billion | AU$1.41 Billion | ▼ -13.2% |
| 2022 | 0.96x | AU$27.14 Billion | AU$28.22 Billion | AU$1.08 Billion | ▲ +837.4% |
| 2021 | -0.13x | AU$-99.00 Million | AU$759.00 Million | AU$858.00 Million | ▼ -113.4% |
| 2020 | 0.97x | AU$32.92 Billion | AU$33.89 Billion | AU$972.00 Million | ▲ +1762.7% |
| 2013 | -0.06x | AU$-68.00 Million | AU$1.16 Billion | AU$1.23 Billion | ▼ -106.6% |
| 2011 | 0.88x | AU$8.10 Billion | AU$9.16 Billion | AU$1.07 Billion | ▲ +2.2% |
| 2010 | 0.86x | AU$5.07 Billion | AU$5.87 Billion | AU$797.00 Million | ▼ -6.6% |
| 2009 | 0.93x | AU$11.75 Billion | AU$12.70 Billion | AU$951.00 Million | ▲ +2.1% |
| 2008 | 0.91x | AU$8.34 Billion | AU$9.20 Billion | AU$865.00 Million | ▲ +11604.3% |
| 2005 | 0.01x | AU$108.00 Million | AU$13.95 Billion | AU$13.84 Billion | ▼ -98.8% |
| 2004 | 0.65x | AU$4.11 Billion | AU$6.32 Billion | AU$2.21 Billion | ▼ -26.1% |
| 2002 | 0.88x | AU$6.38 Billion | AU$7.24 Billion | AU$865.00 Million | ▲ +429.0% |
| 2001 | -0.27x | AU$-716.00 Million | AU$2.67 Billion | AU$3.39 Billion | ▲ +93.9% |
| 2000 | -4.38x | AU$-9.99 Billion | AU$2.28 Billion | AU$12.27 Billion | ▼ -598.8% |
| 1999 | 0.88x | AU$3.11 Billion | AU$3.54 Billion | AU$429.00 Million | ▲ +670.2% |
| 1998 | -0.15x | AU$-80.00 Million | AU$519.00 Million | AU$599.00 Million | ▼ -129.0% |
| 1997 | 0.53x | AU$1.16 Billion | AU$2.19 Billion | AU$1.03 Billion | ▼ -19.6% |
| 1996 | 0.66x | AU$1.70 Billion | AU$2.58 Billion | AU$877.00 Million | ▼ -17.1% |
| 1995 | 0.80x | AU$1.19 Billion | AU$1.50 Billion | AU$305.00 Million | ▼ -14.0% |
| 1994 | 0.93x | AU$3.27 Billion | AU$3.54 Billion | AU$263.00 Million | ▼ -2.2% |
| 1993 | 0.95x | AU$3.07 Billion | AU$3.25 Billion | AU$175.00 Million | ▲ +4.2% |
| 1992 | 0.91x | AU$2.15 Billion | AU$2.37 Billion | AU$217.60 Million | ▲ +4.8% |
| 1991 | 0.87x | AU$1.54 Billion | AU$1.78 Billion | AU$236.90 Million | ▼ -13.3% |
| 1990 | 1.00x | AU$940.80 Million | AU$940.80 Million | AU$0.00 | ▲ +0.0% |
| 1989 | 1.00x | AU$885.00 Million | AU$885.00 Million | AU$0.00 | — |