National Australia Bank Ltd (NAB) — Free Cash Flow Generation Index
National Australia Bank Ltd (NAB) has a Free Cash Flow Generation Index of 0.92x as of September 2025. Free cash flow of AU$9.64 Billion represents 1% of operating cash flow (AU$10.51 Billion). Explore National Australia Bank Ltd capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
National Australia Bank Ltd Free Cash Flow Generation Index (1989–2025)
Historical FCF Generation Index trend for National Australia Bank Ltd across 25 annual periods. For the full cash flow conversion analysis, see National Australia Bank Ltd cash flow conversion.
Annual Free Cash Flow Generation for National Australia Bank Ltd (1989–2025)
Year-by-year Free Cash Flow Generation Index for National Australia Bank Ltd. Check NAB capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (AUD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.83x | AU$7.10 Billion | AU$8.51 Billion | AU$1.41 Billion | ▼ -13.2% |
| 2022 | 0.96x | AU$27.14 Billion | AU$28.22 Billion | AU$1.08 Billion | ▲ +837.4% |
| 2021 | -0.13x | AU$-99.00 Million | AU$759.00 Million | AU$858.00 Million | ▼ -113.4% |
| 2020 | 0.97x | AU$32.92 Billion | AU$33.89 Billion | AU$972.00 Million | ▲ +1762.7% |
| 2013 | -0.06x | AU$-68.00 Million | AU$1.16 Billion | AU$1.23 Billion | ▼ -106.6% |
| 2011 | 0.88x | AU$8.10 Billion | AU$9.16 Billion | AU$1.07 Billion | ▲ +2.2% |
| 2010 | 0.86x | AU$5.07 Billion | AU$5.87 Billion | AU$797.00 Million | ▼ -6.6% |
| 2009 | 0.93x | AU$11.75 Billion | AU$12.70 Billion | AU$951.00 Million | ▲ +2.1% |
| 2008 | 0.91x | AU$8.34 Billion | AU$9.20 Billion | AU$865.00 Million | ▲ +11604.3% |
| 2005 | 0.01x | AU$108.00 Million | AU$13.95 Billion | AU$13.84 Billion | ▼ -98.8% |
| 2004 | 0.65x | AU$4.11 Billion | AU$6.32 Billion | AU$2.21 Billion | ▼ -26.1% |
| 2002 | 0.88x | AU$6.38 Billion | AU$7.24 Billion | AU$865.00 Million | ▲ +429.0% |
| 2001 | -0.27x | AU$-716.00 Million | AU$2.67 Billion | AU$3.39 Billion | ▲ +93.9% |
| 2000 | -4.38x | AU$-9.99 Billion | AU$2.28 Billion | AU$12.27 Billion | ▼ -598.8% |
| 1999 | 0.88x | AU$3.11 Billion | AU$3.54 Billion | AU$429.00 Million | ▲ +670.2% |
| 1998 | -0.15x | AU$-80.00 Million | AU$519.00 Million | AU$599.00 Million | ▼ -129.0% |
| 1997 | 0.53x | AU$1.16 Billion | AU$2.19 Billion | AU$1.03 Billion | ▼ -19.6% |
| 1996 | 0.66x | AU$1.70 Billion | AU$2.58 Billion | AU$877.00 Million | ▼ -17.1% |
| 1995 | 0.80x | AU$1.19 Billion | AU$1.50 Billion | AU$305.00 Million | ▼ -14.0% |
| 1994 | 0.93x | AU$3.27 Billion | AU$3.54 Billion | AU$263.00 Million | ▼ -2.2% |
| 1993 | 0.95x | AU$3.07 Billion | AU$3.25 Billion | AU$175.00 Million | ▲ +4.2% |
| 1992 | 0.91x | AU$2.15 Billion | AU$2.37 Billion | AU$217.60 Million | ▲ +4.8% |
| 1991 | 0.87x | AU$1.54 Billion | AU$1.78 Billion | AU$236.90 Million | ▼ -13.3% |
| 1990 | 1.00x | AU$940.80 Million | AU$940.80 Million | AU$0.00 | ▲ +0.0% |
| 1989 | 1.00x | AU$885.00 Million | AU$885.00 Million | AU$0.00 | — |