National Australia Bank Ltd (NAB) — Free Cash Flow Generation Index
National Australia Bank Ltd (NAB) has a Free Cash Flow Generation Index of 0.92x as of September 2025. Free cash flow of AU$9.64 Billion represents 1% of operating cash flow (AU$10.51 Billion). See NAB working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
National Australia Bank Ltd Free Cash Flow Generation Index (1989–2025)
Historical FCF Generation Index trend for National Australia Bank Ltd across 25 annual periods. Explore National Australia Bank Ltd cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for National Australia Bank Ltd (1989–2025)
Year-by-year Free Cash Flow Generation Index for National Australia Bank Ltd. For the full company profile including market capitalisation, see National Australia Bank Ltd market cap and net worth.
| Year | FCG Index | Free Cash Flow (AUD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.83x | AU$7.10 Billion | AU$8.51 Billion | AU$1.41 Billion | ▼ -13.2% |
| 2022 | 0.96x | AU$27.14 Billion | AU$28.22 Billion | AU$1.08 Billion | ▲ +837.4% |
| 2021 | -0.13x | AU$-99.00 Million | AU$759.00 Million | AU$858.00 Million | ▼ -113.4% |
| 2020 | 0.97x | AU$32.92 Billion | AU$33.89 Billion | AU$972.00 Million | ▲ +1762.7% |
| 2013 | -0.06x | AU$-68.00 Million | AU$1.16 Billion | AU$1.23 Billion | ▼ -106.6% |
| 2011 | 0.88x | AU$8.10 Billion | AU$9.16 Billion | AU$1.07 Billion | ▲ +2.2% |
| 2010 | 0.86x | AU$5.07 Billion | AU$5.87 Billion | AU$797.00 Million | ▼ -6.6% |
| 2009 | 0.93x | AU$11.75 Billion | AU$12.70 Billion | AU$951.00 Million | ▲ +2.1% |
| 2008 | 0.91x | AU$8.34 Billion | AU$9.20 Billion | AU$865.00 Million | ▲ +11604.3% |
| 2005 | 0.01x | AU$108.00 Million | AU$13.95 Billion | AU$13.84 Billion | ▼ -98.8% |
| 2004 | 0.65x | AU$4.11 Billion | AU$6.32 Billion | AU$2.21 Billion | ▼ -26.1% |
| 2002 | 0.88x | AU$6.38 Billion | AU$7.24 Billion | AU$865.00 Million | ▲ +429.0% |
| 2001 | -0.27x | AU$-716.00 Million | AU$2.67 Billion | AU$3.39 Billion | ▲ +93.9% |
| 2000 | -4.38x | AU$-9.99 Billion | AU$2.28 Billion | AU$12.27 Billion | ▼ -598.8% |
| 1999 | 0.88x | AU$3.11 Billion | AU$3.54 Billion | AU$429.00 Million | ▲ +670.2% |
| 1998 | -0.15x | AU$-80.00 Million | AU$519.00 Million | AU$599.00 Million | ▼ -129.0% |
| 1997 | 0.53x | AU$1.16 Billion | AU$2.19 Billion | AU$1.03 Billion | ▼ -19.6% |
| 1996 | 0.66x | AU$1.70 Billion | AU$2.58 Billion | AU$877.00 Million | ▼ -17.1% |
| 1995 | 0.80x | AU$1.19 Billion | AU$1.50 Billion | AU$305.00 Million | ▼ -14.0% |
| 1994 | 0.93x | AU$3.27 Billion | AU$3.54 Billion | AU$263.00 Million | ▼ -2.2% |
| 1993 | 0.95x | AU$3.07 Billion | AU$3.25 Billion | AU$175.00 Million | ▲ +4.2% |
| 1992 | 0.91x | AU$2.15 Billion | AU$2.37 Billion | AU$217.60 Million | ▲ +4.8% |
| 1991 | 0.87x | AU$1.54 Billion | AU$1.78 Billion | AU$236.90 Million | ▼ -13.3% |
| 1990 | 1.00x | AU$940.80 Million | AU$940.80 Million | AU$0.00 | ▲ +0.0% |
| 1989 | 1.00x | AU$885.00 Million | AU$885.00 Million | AU$0.00 | — |