National Australia Bank Ltd (NAB) — Cash Flow-to-Debt Ratio
National Australia Bank Ltd (NAB) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of AU$10.51 Billion could theoretically repay 0% of its total liabilities (AU$1.05 Trillion) in one year. See NAB free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
National Australia Bank Ltd Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for National Australia Bank Ltd across 37 annual periods. Also explore NAB net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for National Australia Bank Ltd (1989–2025)
Year-by-year debt coverage analysis for National Australia Bank Ltd. For market capitalisation and broader financial context, see market value of National Australia Bank Ltd.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | AU$8.51 Billion | AU$1.05 Trillion | ▲ +123.2% |
| 2024 | -0.04x | AU$-35.78 Billion | AU$1.02 Trillion | ▼ -31.3% |
| 2023 | -0.03x | AU$-26.70 Billion | AU$997.69 Billion | ▼ -194.5% |
| 2022 | 0.03x | AU$28.22 Billion | AU$996.22 Billion | ▲ +3122.5% |
| 2021 | 0.00x | AU$759.00 Million | AU$863.41 Billion | ▼ -97.9% |
| 2020 | 0.04x | AU$33.89 Billion | AU$805.57 Billion | ▲ +667.8% |
| 2019 | -0.01x | AU$-5.87 Billion | AU$791.52 Billion | ▲ +24.0% |
| 2018 | -0.01x | AU$-7.35 Billion | AU$753.80 Billion | ▲ +76.2% |
| 2017 | -0.04x | AU$-30.21 Billion | AU$737.01 Billion | ▼ -26.8% |
| 2016 | -0.03x | AU$-23.46 Billion | AU$725.39 Billion | ▼ -170.3% |
| 2015 | -0.01x | AU$-10.76 Billion | AU$899.54 Billion | ▲ +67.0% |
| 2014 | -0.04x | AU$-30.26 Billion | AU$835.39 Billion | ▼ -2476.1% |
| 2013 | 0.00x | AU$1.16 Billion | AU$763.49 Billion | ▲ +104.6% |
| 2012 | -0.03x | AU$-23.74 Billion | AU$717.69 Billion | ▼ -356.9% |
| 2011 | 0.01x | AU$9.16 Billion | AU$711.57 Billion | ▲ +42.1% |
| 2010 | 0.01x | AU$5.87 Billion | AU$647.00 Billion | ▼ -56.0% |
| 2009 | 0.02x | AU$12.70 Billion | AU$616.28 Billion | ▲ +39.7% |
| 2008 | 0.01x | AU$9.20 Billion | AU$623.95 Billion | ▲ +155.6% |
| 2007 | -0.03x | AU$-14.18 Billion | AU$534.75 Billion | ▼ -18.3% |
| 2006 | -0.02x | AU$-10.24 Billion | AU$456.81 Billion | ▼ -161.9% |
| 2005 | 0.04x | AU$13.95 Billion | AU$385.31 Billion | ▲ +118.7% |
| 2004 | 0.02x | AU$6.32 Billion | AU$381.54 Billion | ▲ +1374.5% |
| 2003 | 0.00x | AU$-481.00 Million | AU$370.26 Billion | ▼ -106.4% |
| 2002 | 0.02x | AU$7.24 Billion | AU$354.14 Billion | ▲ +168.5% |
| 2001 | 0.01x | AU$2.67 Billion | AU$351.16 Billion | ▼ -11.1% |
| 2000 | 0.01x | AU$2.28 Billion | AU$265.79 Billion | ▼ -43.0% |
| 1999 | 0.02x | AU$3.54 Billion | AU$235.56 Billion | ▲ +583.6% |
| 1998 | 0.00x | AU$519.00 Million | AU$235.95 Billion | ▼ -81.0% |
| 1997 | 0.01x | AU$2.19 Billion | AU$189.39 Billion | ▼ -27.8% |
| 1996 | 0.02x | AU$2.58 Billion | AU$161.19 Billion | ▲ +13.5% |
| 1995 | 0.01x | AU$1.50 Billion | AU$106.06 Billion | ▼ -63.4% |
| 1994 | 0.04x | AU$3.54 Billion | AU$91.89 Billion | ▲ +2.9% |
| 1993 | 0.04x | AU$3.25 Billion | AU$86.81 Billion | ▲ +20.5% |
| 1992 | 0.03x | AU$2.37 Billion | AU$76.14 Billion | ▲ +18.2% |
| 1991 | 0.03x | AU$1.78 Billion | AU$67.66 Billion | ▲ +89.0% |
| 1990 | 0.01x | AU$940.80 Million | AU$67.65 Billion | ▼ -16.8% |
| 1989 | 0.02x | AU$885.00 Million | AU$52.98 Billion | — |