Banco Hipotecario SA (BHIP) — Cash Flow Quality Index
Banco Hipotecario SA (BHIP) has a Cash Flow Quality Index of -7.03x as of December 2025. Operating cash flow of AR$-146.73 Billion is below net income of AR$20.86 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore BHIP cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Hipotecario SA Cash Flow Quality Index (2015–2025)
Historical Cash Flow Quality Index for Banco Hipotecario SA across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BHIP cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Banco Hipotecario SA (2015–2025)
Year-by-year earnings quality comparison for Banco Hipotecario SA. For live market cap and the full company financial profile, see how much is Banco Hipotecario SA worth.
| Year | Quality Index | Operating CF (ARS) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 6.61x | AR$166.48 Billion | AR$25.18 Billion | ▲ +116.0% |
| 2024 | 3.06x | AR$246.37 Billion | AR$80.49 Billion | ▲ +152.9% |
| 2023 | 1.21x | AR$149.11 Billion | AR$123.18 Billion | ▼ -94.1% |
| 2022 | 20.59x | AR$124.68 Billion | AR$6.05 Billion | ▲ +143.7% |
| 2020 | -47.17x | AR$-43.23 Billion | AR$916.51 Million | ▼ -471.5% |
| 2019 | 12.70x | AR$22.62 Billion | AR$1.78 Billion | ▲ +309.9% |
| 2018 | 3.10x | AR$6.35 Billion | AR$2.05 Billion | ▲ +135.5% |
| 2017 | -8.73x | AR$-9.87 Billion | AR$1.13 Billion | ▲ +48.3% |
| 2016 | -16.90x | AR$-10.40 Billion | AR$615.33 Million | ▼ -309.1% |
| 2015 | -4.13x | AR$-4.48 Billion | AR$1.09 Billion | — |