Banco Hipotecario SA Cash Flow Quality Index

Latest as of December 2025: -7.03x

Banco Hipotecario SA cash flow quality index. Banco Hipotecario SA (BHIP) has a Cash Flow Quality Index of -7.03x as of December 2025. Operating cash flow of AR$-146.73 Billion is below net income of AR$20.86 Billion, suggesting accrual-heavy earnings not yet converted to cash. See Banco Hipotecario SA financial flexibility index to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

-7.03x
Operating CF / Net Income

Operating Cash Flow

AR$-146.73 Billion
ARS

Net Income

AR$20.86 Billion
ARS

Data as of

Dec 2025
Most recent filing

Cash Flow Quality Index of Banco Hipotecario SA (2015–2025)

Cash flow quality index of Banco Hipotecario SA from 2015 to 2025. Historical Cash Flow Quality Index for Banco Hipotecario SA across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Banco Hipotecario SA cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Banco Hipotecario SA Cash Flow Quality Index by Year (2015–2025)

Banco Hipotecario SA cash flow quality index by year from 2015 to 2025. Year-by-year earnings quality comparison for Banco Hipotecario SA. For the full cash flow conversion analysis, see cash flow conversion of Banco Hipotecario SA.

Year Quality Index Operating CF (ARS) Net Income YoY Change
2025 6.61x AR$166.48 Billion AR$25.18 Billion ▲ +116.0%
2024 3.06x AR$246.37 Billion AR$80.49 Billion ▲ +152.9%
2023 1.21x AR$149.11 Billion AR$123.18 Billion ▼ -94.1%
2022 20.59x AR$124.68 Billion AR$6.05 Billion ▲ +143.7%
2020 -47.17x AR$-43.23 Billion AR$916.51 Million ▼ -471.5%
2019 12.70x AR$22.62 Billion AR$1.78 Billion ▲ +309.9%
2018 3.10x AR$6.35 Billion AR$2.05 Billion ▲ +135.5%
2017 -8.73x AR$-9.87 Billion AR$1.13 Billion ▲ +48.3%
2016 -16.90x AR$-10.40 Billion AR$615.33 Million ▼ -309.1%
2015 -4.13x AR$-4.48 Billion AR$1.09 Billion —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.