Banco Hipotecario SA (BHIP) — Cash Flow Quality Index
Banco Hipotecario SA (BHIP) has a Cash Flow Quality Index of -7.03x as of December 2025. Operating cash flow of AR$-146.73 Billion is below net income of AR$20.86 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore BHIP long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Hipotecario SA Cash Flow Quality Index (2015–2025)
Historical Cash Flow Quality Index for Banco Hipotecario SA across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BHIP tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Banco Hipotecario SA (2015–2025)
Year-by-year earnings quality comparison for Banco Hipotecario SA. For live market cap and the full company financial profile, see market cap of Banco Hipotecario SA.
| Year | Quality Index | Operating CF (ARS) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 6.61x | AR$166.48 Billion | AR$25.18 Billion | ▲ +116.0% |
| 2024 | 3.06x | AR$246.37 Billion | AR$80.49 Billion | ▲ +152.9% |
| 2023 | 1.21x | AR$149.11 Billion | AR$123.18 Billion | ▼ -94.1% |
| 2022 | 20.59x | AR$124.68 Billion | AR$6.05 Billion | ▲ +143.7% |
| 2020 | -47.17x | AR$-43.23 Billion | AR$916.51 Million | ▼ -471.5% |
| 2019 | 12.70x | AR$22.62 Billion | AR$1.78 Billion | ▲ +309.9% |
| 2018 | 3.10x | AR$6.35 Billion | AR$2.05 Billion | ▲ +135.5% |
| 2017 | -8.73x | AR$-9.87 Billion | AR$1.13 Billion | ▲ +48.3% |
| 2016 | -16.90x | AR$-10.40 Billion | AR$615.33 Million | ▼ -309.1% |
| 2015 | -4.13x | AR$-4.48 Billion | AR$1.09 Billion | — |