Banco Hipotecario SA (BHIP) — Defensive Interval Ratio

Latest as of June 2023: 2 days

Banco Hipotecario SA (BHIP) has a Defensive Interval Ratio of 2 days as of June 2023. Defensive assets of AR$2.55 Billion (cash AR$-, short-term investments AR$-, receivables AR$2.55 Billion) cover 2 days of daily cash needs of AR$1.44 Billion/day. See BHIP working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

2 days

Days of operational coverage

Defensive Assets

AR$2.55 Billion

Cash + ST Investments + Receivables

Daily Cash Need

AR$1.44 Billion

Current Liabilities ÷ 365

Current Liabilities

AR$525.63 Billion

ARS

Banco Hipotecario SA Defensive Interval Ratio (2015–2022)

This chart shows how Banco Hipotecario SA's Defensive Interval Ratio has evolved across 8 annual periods from 2015 to 2022. As of June 2023, the ratio stands at 2 days, meaning defensive assets of AR$2.55 Billion can fund 2 days of operations without new revenue. See BHIP equity financing ratio to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Banco Hipotecario SA (2015–2022)

The table below presents the year-by-year Defensive Interval Ratio for Banco Hipotecario SA from 2015 to 2022, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Banco Hipotecario SA market capitalisation.

Year	DIR (days)	Defensive Assets (ARS)	Daily Cash Need	Cash	ST Investments	Change (days)
2022	2 days	AR$1.94 Billion	AR$859.77 Million/day	AR$-	AR$-	▲ +1 days
2021	2 days	AR$2.77 Billion	AR$1.66 Billion/day	AR$-	AR$-	▼ -2 days
2020	4 days	AR$1.43 Billion	AR$403.78 Million/day	AR$-	AR$-	▼ -21 days
2019	24 days	AR$5.69 Billion	AR$235.10 Million/day	AR$-	AR$4.19 Billion	▲ +10 days
2018	14 days	AR$1.56 Billion	AR$108.91 Million/day	AR$-	AR$589.47 Million	▲ +5 days
2017	10 days	AR$754.44 Million	AR$78.50 Million/day	AR$-	AR$115.16 Million	▼ -99 days
2016	109 days	AR$7.09 Billion	AR$65.30 Million/day	AR$-	AR$-	▲ +28 days
2015	80 days	AR$4.87 Billion	AR$60.75 Million/day	AR$-	AR$-	—

DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)