Banco Hipotecario SA (BHIP) — Financial Flexibility Index

Latest as of December 2025: -0.05x

Banco Hipotecario SA (BHIP) has a Financial Flexibility Index of -0.05x as of December 2025. Free cash flow of AR$-145.01 Billion (operating CF AR$-146.73 Billion minus capex AR$1.72 Billion) represents 0% of total liabilities (AR$3.14 Trillion). Also explore BHIP year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

AR$-145.01 Billion
Operating CF − Capex

Total Liabilities

AR$3.14 Trillion
ARS

Capital Expenditures

AR$1.72 Billion
ARS

Banco Hipotecario SA Financial Flexibility Index (2015–2025)

Historical Financial Flexibility Index trend for Banco Hipotecario SA across 11 annual periods. Check Banco Hipotecario SA strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Banco Hipotecario SA (2015–2025)

Year-by-year free cash flow to debt coverage for Banco Hipotecario SA. For the full company profile including market capitalisation, see Banco Hipotecario SA (BHIP) market capitalisation.

Year Flexibility Index Free Cash Flow (ARS) Operating CF Total Liabilities YoY Change
2025 0.06x AR$173.68 Billion AR$166.48 Billion AR$3.14 Trillion ▼ -32.0%
2024 0.08x AR$254.61 Billion AR$246.37 Billion AR$3.13 Trillion ▲ +48.2%
2023 0.05x AR$155.32 Billion AR$149.11 Billion AR$2.83 Trillion ▼ -84.6%
2022 0.36x AR$125.27 Billion AR$124.68 Billion AR$352.23 Billion ▲ +144.5%
2021 -0.80x AR$-261.78 Billion AR$-262.36 Billion AR$327.85 Billion ▼ -122.4%
2020 -0.36x AR$-42.94 Billion AR$-43.23 Billion AR$119.59 Billion ▼ -222.2%
2019 0.29x AR$22.94 Billion AR$22.62 Billion AR$78.11 Billion ▲ +231.2%
2018 0.09x AR$6.60 Billion AR$6.35 Billion AR$74.47 Billion ▲ +159.0%
2017 -0.15x AR$-8.62 Billion AR$-9.87 Billion AR$57.34 Billion ▲ +31.1%
2016 -0.22x AR$-10.02 Billion AR$-10.40 Billion AR$45.89 Billion ▼ -68.3%
2015 -0.13x AR$-4.40 Billion AR$-4.48 Billion AR$33.93 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities