Banco Hipotecario SA (BHIP) — Financial Flexibility Index
Banco Hipotecario SA (BHIP) has a Financial Flexibility Index of -0.05x as of December 2025. Free cash flow of AR$-145.01 Billion (operating CF AR$-146.73 Billion minus capex AR$1.72 Billion) represents 0% of total liabilities (AR$3.14 Trillion). Check Banco Hipotecario SA total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banco Hipotecario SA Financial Flexibility Index (2015–2025)
Historical Financial Flexibility Index trend for Banco Hipotecario SA across 11 annual periods. For the full cash flow conversion analysis, see how efficiently does Banco Hipotecario SA generate cash.
Annual Financial Flexibility Index for Banco Hipotecario SA (2015–2025)
Year-by-year free cash flow to debt coverage for Banco Hipotecario SA. Explore Banco Hipotecario SA debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (ARS) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.06x | AR$173.68 Billion | AR$166.48 Billion | AR$3.14 Trillion | ▼ -32.0% |
| 2024 | 0.08x | AR$254.61 Billion | AR$246.37 Billion | AR$3.13 Trillion | ▲ +48.2% |
| 2023 | 0.05x | AR$155.32 Billion | AR$149.11 Billion | AR$2.83 Trillion | ▼ -84.6% |
| 2022 | 0.36x | AR$125.27 Billion | AR$124.68 Billion | AR$352.23 Billion | ▲ +144.5% |
| 2021 | -0.80x | AR$-261.78 Billion | AR$-262.36 Billion | AR$327.85 Billion | ▼ -122.4% |
| 2020 | -0.36x | AR$-42.94 Billion | AR$-43.23 Billion | AR$119.59 Billion | ▼ -222.2% |
| 2019 | 0.29x | AR$22.94 Billion | AR$22.62 Billion | AR$78.11 Billion | ▲ +231.2% |
| 2018 | 0.09x | AR$6.60 Billion | AR$6.35 Billion | AR$74.47 Billion | ▲ +159.0% |
| 2017 | -0.15x | AR$-8.62 Billion | AR$-9.87 Billion | AR$57.34 Billion | ▲ +31.1% |
| 2016 | -0.22x | AR$-10.02 Billion | AR$-10.40 Billion | AR$45.89 Billion | ▼ -68.3% |
| 2015 | -0.13x | AR$-4.40 Billion | AR$-4.48 Billion | AR$33.93 Billion | — |