Banco Hipotecario SA (BHIP) — Financial Flexibility Index
Banco Hipotecario SA (BHIP) has a Financial Flexibility Index of -0.05x as of December 2025. Free cash flow of AR$-145.01 Billion (operating CF AR$-146.73 Billion minus capex AR$1.72 Billion) represents 0% of total liabilities (AR$3.14 Trillion). Check BHIP strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banco Hipotecario SA Financial Flexibility Index (2015–2025)
Historical Financial Flexibility Index trend for Banco Hipotecario SA across 11 annual periods. See BHIP working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Banco Hipotecario SA (2015–2025)
Year-by-year free cash flow to debt coverage for Banco Hipotecario SA. For the full company profile including market capitalisation, see market value of Banco Hipotecario SA.
| Year | Flexibility Index | Free Cash Flow (ARS) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.06x | AR$173.68 Billion | AR$166.48 Billion | AR$3.14 Trillion | ▼ -32.0% |
| 2024 | 0.08x | AR$254.61 Billion | AR$246.37 Billion | AR$3.13 Trillion | ▲ +48.2% |
| 2023 | 0.05x | AR$155.32 Billion | AR$149.11 Billion | AR$2.83 Trillion | ▼ -84.6% |
| 2022 | 0.36x | AR$125.27 Billion | AR$124.68 Billion | AR$352.23 Billion | ▲ +144.5% |
| 2021 | -0.80x | AR$-261.78 Billion | AR$-262.36 Billion | AR$327.85 Billion | ▼ -122.4% |
| 2020 | -0.36x | AR$-42.94 Billion | AR$-43.23 Billion | AR$119.59 Billion | ▼ -222.2% |
| 2019 | 0.29x | AR$22.94 Billion | AR$22.62 Billion | AR$78.11 Billion | ▲ +231.2% |
| 2018 | 0.09x | AR$6.60 Billion | AR$6.35 Billion | AR$74.47 Billion | ▲ +159.0% |
| 2017 | -0.15x | AR$-8.62 Billion | AR$-9.87 Billion | AR$57.34 Billion | ▲ +31.1% |
| 2016 | -0.22x | AR$-10.02 Billion | AR$-10.40 Billion | AR$45.89 Billion | ▼ -68.3% |
| 2015 | -0.13x | AR$-4.40 Billion | AR$-4.48 Billion | AR$33.93 Billion | — |