Banco Hipotecario SA Financial Flexibility Index
Banco Hipotecario SA financial flexibility index. Banco Hipotecario SA (BHIP) has a Financial Flexibility Index of -0.05x as of December 2025. Free cash flow of AR$-145.01 Billion (operating CF AR$-146.73 Billion minus capex AR$1.72 Billion) represents 0% of total liabilities (AR$3.14 Trillion). See cash generation quality of Banco Hipotecario SA to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Banco Hipotecario SA (2015–2025)
Financial flexibility index of Banco Hipotecario SA from 2015 to 2025. Historical Financial Flexibility Index trend for Banco Hipotecario SA across 11 annual periods. Check cash flow quality index of Banco Hipotecario SA to evaluate the quality of earnings relative to operating cash generation.
Banco Hipotecario SA Financial Flexibility Index by Year (2015–2025)
Banco Hipotecario SA financial flexibility index by year from 2015 to 2025. Year-by-year free cash flow to debt coverage for Banco Hipotecario SA. For the full cash flow conversion analysis, see Banco Hipotecario SA operating cash flow efficiency.
| Year | Flexibility Index | Free Cash Flow (ARS) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.06x | AR$173.68 Billion | AR$166.48 Billion | AR$3.14 Trillion | ▼ -32.0% |
| 2024 | 0.08x | AR$254.61 Billion | AR$246.37 Billion | AR$3.13 Trillion | ▲ +48.2% |
| 2023 | 0.05x | AR$155.32 Billion | AR$149.11 Billion | AR$2.83 Trillion | ▼ -84.6% |
| 2022 | 0.36x | AR$125.27 Billion | AR$124.68 Billion | AR$352.23 Billion | ▲ +144.5% |
| 2021 | -0.80x | AR$-261.78 Billion | AR$-262.36 Billion | AR$327.85 Billion | ▼ -122.4% |
| 2020 | -0.36x | AR$-42.94 Billion | AR$-43.23 Billion | AR$119.59 Billion | ▼ -222.2% |
| 2019 | 0.29x | AR$22.94 Billion | AR$22.62 Billion | AR$78.11 Billion | ▲ +231.2% |
| 2018 | 0.09x | AR$6.60 Billion | AR$6.35 Billion | AR$74.47 Billion | ▲ +159.0% |
| 2017 | -0.15x | AR$-8.62 Billion | AR$-9.87 Billion | AR$57.34 Billion | ▲ +31.1% |
| 2016 | -0.22x | AR$-10.02 Billion | AR$-10.40 Billion | AR$45.89 Billion | ▼ -68.3% |
| 2015 | -0.13x | AR$-4.40 Billion | AR$-4.48 Billion | AR$33.93 Billion | — |