Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) — Cash Flow Quality Index
Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) has a Cash Flow Quality Index of 0.76x as of March 2026. Operating cash flow of Rp242.67 Billion is below net income of Rp319.43 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow conversion of Bank Tabungan Pensiunan Nasional Syariah to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Tabungan Pensiunan Nasional Syariah PT Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for Bank Tabungan Pensiunan Nasional Syariah PT across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check cash flow reinvestment rate of Bank Tabungan Pensiunan Nasional Syariah to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Bank Tabungan Pensiunan Nasional Syariah PT (2013–2025)
Year-by-year earnings quality comparison for Bank Tabungan Pensiunan Nasional Syariah PT. For live market cap and the full company financial profile, see Bank Tabungan Pensiunan Nasional Syariah (BTPS) market capitalisation.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.49x | Rp1.79 Trillion | Rp1.20 Trillion | ▼ -14.4% |
| 2024 | 1.74x | Rp1.85 Trillion | Rp1.06 Trillion | ▲ +5.6% |
| 2023 | 1.65x | Rp1.78 Trillion | Rp1.08 Trillion | ▲ +39.1% |
| 2022 | 1.18x | Rp2.11 Trillion | Rp1.78 Trillion | ▼ -56.0% |
| 2021 | 2.69x | Rp3.94 Trillion | Rp1.47 Trillion | ▲ +107.0% |
| 2020 | 1.30x | Rp1.11 Trillion | Rp854.61 Billion | ▲ +246.9% |
| 2019 | 0.37x | Rp524.45 Billion | Rp1.40 Trillion | ▼ -46.5% |
| 2018 | 0.70x | Rp676.72 Billion | Rp965.31 Billion | ▲ +26.7% |
| 2017 | 0.55x | Rp370.74 Billion | Rp670.18 Billion | ▼ -67.6% |
| 2016 | 1.71x | Rp704.35 Billion | Rp412.50 Billion | ▲ +18.2% |
| 2015 | 1.44x | Rp244.42 Billion | Rp169.21 Billion | ▲ +174.0% |
| 2014 | -1.95x | Rp-193.23 Billion | Rp98.94 Billion | ▲ +97.5% |
| 2013 | -79.19x | Rp-13.70 Billion | Rp173.00 Million | — |