Bank Tabungan Pensiunan Nasional Syariah PT Cash Flow Quality Index
Bank Tabungan Pensiunan Nasional Syariah PT cash flow quality index. Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) has a Cash Flow Quality Index of 0.65x as of June 2026. Operating cash flow of Rp217.91 Billion is below net income of Rp336.00 Billion, suggesting accrual-heavy earnings not yet converted to cash. See BTPS financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Bank Tabungan Pensiunan Nasional Syariah PT (2013–2025)
Cash flow quality index of Bank Tabungan Pensiunan Nasional Syariah PT from 2013 to 2025. Historical Cash Flow Quality Index for Bank Tabungan Pensiunan Nasional Syariah PT across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore BTPS debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Bank Tabungan Pensiunan Nasional Syariah PT Cash Flow Quality Index by Year (2013–2025)
Bank Tabungan Pensiunan Nasional Syariah PT cash flow quality index by year from 2013 to 2025. Year-by-year earnings quality comparison for Bank Tabungan Pensiunan Nasional Syariah PT. For the full cash flow conversion analysis, see Bank Tabungan Pensiunan Nasional Syariah operating cash flow efficiency.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.49x | Rp1.79 Trillion | Rp1.20 Trillion | ▼ -14.4% |
| 2024 | 1.74x | Rp1.85 Trillion | Rp1.06 Trillion | ▲ +5.6% |
| 2023 | 1.65x | Rp1.78 Trillion | Rp1.08 Trillion | ▲ +39.1% |
| 2022 | 1.18x | Rp2.11 Trillion | Rp1.78 Trillion | ▼ -56.0% |
| 2021 | 2.69x | Rp3.94 Trillion | Rp1.47 Trillion | ▲ +107.0% |
| 2020 | 1.30x | Rp1.11 Trillion | Rp854.61 Billion | ▲ +246.9% |
| 2019 | 0.37x | Rp524.45 Billion | Rp1.40 Trillion | ▼ -46.5% |
| 2018 | 0.70x | Rp676.72 Billion | Rp965.31 Billion | ▲ +26.7% |
| 2017 | 0.55x | Rp370.74 Billion | Rp670.18 Billion | ▼ -67.6% |
| 2016 | 1.71x | Rp704.35 Billion | Rp412.50 Billion | ▲ +18.2% |
| 2015 | 1.44x | Rp244.42 Billion | Rp169.21 Billion | ▲ +174.0% |
| 2014 | -1.95x | Rp-193.23 Billion | Rp98.94 Billion | ▲ +97.5% |
| 2013 | -79.19x | Rp-13.70 Billion | Rp173.00 Million | — |