Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) — Defensive Interval Ratio

Latest as of June 2026: 204 days

Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) has a Defensive Interval Ratio of 204 days as of June 2026. Defensive assets of Rp141.27 Billion (cash Rp-, short-term investments Rp-, receivables Rp141.27 Billion) cover 204 days of daily cash needs of Rp694.04 Million/day.

Defensive Interval Ratio

204 days
Days of operational coverage

Defensive Assets

Rp141.27 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rp694.04 Million
Current Liabilities ÷ 365

Current Liabilities

Rp253.32 Billion
IDR

Bank Tabungan Pensiunan Nasional Syariah PT Defensive Interval Ratio (2013–2025)

This chart shows how Bank Tabungan Pensiunan Nasional Syariah PT's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of June 2026, the ratio stands at 204 days, meaning defensive assets of Rp141.27 Billion can fund 204 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Bank Tabungan Pensiunan Nasional Syariah.

Annual Defensive Interval Ratio for Bank Tabungan Pensiunan Nasional Syariah PT (2013–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank Tabungan Pensiunan Nasional Syariah PT from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Bank Tabungan Pensiunan Nasional Syariah short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2025 4 days Rp136.70 Billion Rp33.66 Billion/day Rp- Rp- ▼ -31 days
2024 35 days Rp249.53 Billion Rp7.12 Billion/day Rp- Rp- ▲ +1 days
2023 34 days Rp240.40 Billion Rp7.09 Billion/day Rp- Rp- ▼ -3364 days
2022 3398 days Rp203.71 Billion Rp59.95 Million/day Rp- Rp- ▼ -64 days
2021 3462 days Rp159.79 Billion Rp46.16 Million/day Rp- Rp- ▲ +1794 days
2020 1668 days Rp111.30 Billion Rp66.72 Million/day Rp- Rp- ▼ -43674 days
2019 45342 days Rp3.25 Trillion Rp71.69 Million/day Rp- Rp3.15 Trillion ▲ +36409 days
2018 8933 days Rp488.05 Billion Rp54.63 Million/day Rp- Rp398.55 Billion ▼ -8767 days
2017 17700 days Rp1.06 Trillion Rp59.99 Million/day Rp- Rp984.88 Billion ▲ +12160 days
2016 5540 days Rp333.69 Billion Rp60.23 Million/day Rp- Rp275.78 Billion ▼ -17496 days
2015 23036 days Rp1.12 Trillion Rp48.44 Million/day Rp- Rp1.07 Trillion ▲ +21424 days
2014 1612 days Rp146.37 Billion Rp90.81 Million/day Rp- Rp146.37 Billion ▲ +962 days
2013 650 days Rp11.85 Billion Rp18.22 Million/day Rp- Rp11.85 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)