Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) — Cash Flow-to-Debt Ratio
Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) has a Cash Flow-to-Debt Ratio of 0.02x as of March 2026, meaning its operating cash flow of Rp242.67 Billion could theoretically repay 0% of its total liabilities (Rp12.87 Trillion) in one year. See BTPS FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank Tabungan Pensiunan Nasional Syariah PT Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for Bank Tabungan Pensiunan Nasional Syariah PT across 13 annual periods. Also explore BTPS shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Bank Tabungan Pensiunan Nasional Syariah PT (2013–2025)
Year-by-year debt coverage analysis for Bank Tabungan Pensiunan Nasional Syariah PT. For market capitalisation and broader financial context, see Bank Tabungan Pensiunan Nasional Syariah (BTPS) total market value.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.14x | Rp1.79 Trillion | Rp12.79 Trillion | ▼ -5.8% |
| 2024 | 0.15x | Rp1.85 Trillion | Rp12.43 Trillion | ▲ +5.6% |
| 2023 | 0.14x | Rp1.78 Trillion | Rp12.66 Trillion | ▼ -14.9% |
| 2022 | 0.17x | Rp2.11 Trillion | Rp12.75 Trillion | ▼ -52.0% |
| 2021 | 0.34x | Rp3.94 Trillion | Rp11.45 Trillion | ▲ +227.1% |
| 2020 | 0.11x | Rp1.11 Trillion | Rp10.56 Trillion | ▼ -99.5% |
| 2019 | 20.04x | Rp524.45 Billion | Rp26.17 Billion | ▲ +23718.3% |
| 2018 | 0.08x | Rp676.72 Billion | Rp8.04 Trillion | ▲ +56.6% |
| 2017 | 0.05x | Rp370.74 Billion | Rp6.90 Trillion | ▼ -56.3% |
| 2016 | 0.12x | Rp704.35 Billion | Rp5.73 Trillion | ▲ +102.8% |
| 2015 | 0.06x | Rp244.42 Billion | Rp4.03 Trillion | ▲ +101.0% |
| 2014 | -5.83x | Rp-193.23 Billion | Rp33.14 Billion | ▼ -183.1% |
| 2013 | -2.06x | Rp-13.70 Billion | Rp6.65 Billion | — |