Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) — Cash Flow-to-Debt Ratio
Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) has a Cash Flow-to-Debt Ratio of 0.02x as of June 2026, meaning its operating cash flow of Rp217.91 Billion could theoretically repay 0% of its total liabilities (Rp13.04 Trillion) in one year. See Bank Tabungan Pensiunan Nasional Syariah free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank Tabungan Pensiunan Nasional Syariah PT Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for Bank Tabungan Pensiunan Nasional Syariah PT across 13 annual periods. For the full cash flow conversion analysis, see BTPS cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Bank Tabungan Pensiunan Nasional Syariah PT (2013–2025)
Year-by-year debt coverage analysis for Bank Tabungan Pensiunan Nasional Syariah PT. Check BTPS cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.14x | Rp1.79 Trillion | Rp12.79 Trillion | ▼ -5.8% |
| 2024 | 0.15x | Rp1.85 Trillion | Rp12.43 Trillion | ▲ +5.6% |
| 2023 | 0.14x | Rp1.78 Trillion | Rp12.66 Trillion | ▼ -14.9% |
| 2022 | 0.17x | Rp2.11 Trillion | Rp12.75 Trillion | ▼ -52.0% |
| 2021 | 0.34x | Rp3.94 Trillion | Rp11.45 Trillion | ▲ +227.1% |
| 2020 | 0.11x | Rp1.11 Trillion | Rp10.56 Trillion | ▼ -99.5% |
| 2019 | 20.04x | Rp524.45 Billion | Rp26.17 Billion | ▲ +23718.3% |
| 2018 | 0.08x | Rp676.72 Billion | Rp8.04 Trillion | ▲ +56.6% |
| 2017 | 0.05x | Rp370.74 Billion | Rp6.90 Trillion | ▼ -56.3% |
| 2016 | 0.12x | Rp704.35 Billion | Rp5.73 Trillion | ▲ +102.8% |
| 2015 | 0.06x | Rp244.42 Billion | Rp4.03 Trillion | ▲ +101.0% |
| 2014 | -5.83x | Rp-193.23 Billion | Rp33.14 Billion | ▼ -183.1% |
| 2013 | -2.06x | Rp-13.70 Billion | Rp6.65 Billion | — |