Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) — Tangible Net Worth Ratio
Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) has a Tangible Net Worth Ratio of 98.3% as of March 2026. This metric is calculated by deducting intangible assets (Rp178.82 Billion) from net assets (Rp10.28 Trillion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Bank Tabungan Pensiunan Nasional Syariah current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Bank Tabungan Pensiunan Nasional Syariah PT Tangible Net Worth Ratio (2013–2025)
This chart shows how Bank Tabungan Pensiunan Nasional Syariah PT's Tangible Net Worth Ratio has changed across 13 annual periods from 2013 to 2025. As of March 2026, the ratio stands at 98.3%, reflecting net assets of Rp10.28 Trillion with intangible assets of Rp178.82 Billion IDR. See Bank Tabungan Pensiunan Nasional Syariah defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for Bank Tabungan Pensiunan Nasional Syariah PT (2013–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Bank Tabungan Pensiunan Nasional Syariah PT from 2013 to 2025, covering 13 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see market cap of Bank Tabungan Pensiunan Nasional Syariah.
| Year | Tangible NW Ratio | Net Assets (IDR) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 98.0% | Rp9.96 Trillion | Rp202.98 Billion | Rp22.75 Trillion | ▲ +0.2 pp |
| 2024 | 97.7% | Rp9.32 Trillion | Rp212.95 Billion | Rp21.75 Trillion | ▲ +0.1 pp |
| 2023 | 97.6% | Rp8.78 Trillion | Rp210.74 Billion | Rp21.44 Trillion | ▼ -0.4 pp |
| 2022 | 98.0% | Rp8.41 Trillion | Rp170.61 Billion | Rp21.16 Trillion | ▼ -0.2 pp |
| 2021 | 98.2% | Rp7.09 Trillion | Rp129.49 Billion | Rp18.54 Trillion | ▼ -0.1 pp |
| 2020 | 98.3% | Rp5.88 Trillion | Rp102.31 Billion | Rp16.44 Trillion | ▼ -1.3 pp |
| 2019 | 99.6% | Rp15.36 Trillion | Rp66.79 Billion | Rp15.38 Trillion | ▲ +0.7 pp |
| 2018 | 98.9% | Rp4.00 Trillion | Rp45.73 Billion | Rp12.04 Trillion | ▲ +0.5 pp |
| 2017 | 98.3% | Rp2.25 Trillion | Rp37.70 Billion | Rp9.16 Trillion | ▲ +0.6 pp |
| 2016 | 97.7% | Rp1.59 Trillion | Rp36.42 Billion | Rp7.32 Trillion | ▼ -0.4 pp |
| 2015 | 98.1% | Rp1.16 Trillion | Rp22.41 Billion | Rp5.20 Trillion | ▼ -1.5 pp |
| 2014 | 99.6% | Rp3.68 Trillion | Rp14.98 Billion | Rp3.71 Trillion | ▲ +0.8 pp |
| 2013 | 98.8% | Rp293.79 Billion | Rp3.53 Billion | Rp300.44 Billion | — |