Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) — Financial Flexibility Index
Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of Rp276.03 Billion (operating CF Rp242.67 Billion minus capex Rp33.36 Billion) represents 0% of total liabilities (Rp12.87 Trillion). Check Bank Tabungan Pensiunan Nasional Syariah strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Tabungan Pensiunan Nasional Syariah PT Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for Bank Tabungan Pensiunan Nasional Syariah PT across 13 annual periods. See Bank Tabungan Pensiunan Nasional Syariah current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bank Tabungan Pensiunan Nasional Syariah PT (2013–2025)
Year-by-year free cash flow to debt coverage for Bank Tabungan Pensiunan Nasional Syariah PT. For the full company profile including market capitalisation, see Bank Tabungan Pensiunan Nasional Syariah (BTPS) total market value.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.15x | Rp1.92 Trillion | Rp1.79 Trillion | Rp12.79 Trillion | ▼ -6.4% |
| 2024 | 0.16x | Rp1.99 Trillion | Rp1.85 Trillion | Rp12.43 Trillion | ▲ +1.8% |
| 2023 | 0.16x | Rp1.99 Trillion | Rp1.78 Trillion | Rp12.66 Trillion | ▼ -12.3% |
| 2022 | 0.18x | Rp2.28 Trillion | Rp2.11 Trillion | Rp12.75 Trillion | ▼ -50.2% |
| 2021 | 0.36x | Rp4.12 Trillion | Rp3.94 Trillion | Rp11.45 Trillion | ▲ +205.9% |
| 2020 | 0.12x | Rp1.24 Trillion | Rp1.11 Trillion | Rp10.56 Trillion | ▼ -99.6% |
| 2019 | 26.20x | Rp685.48 Billion | Rp524.45 Billion | Rp26.17 Billion | ▲ +26865.4% |
| 2018 | 0.10x | Rp781.27 Billion | Rp676.72 Billion | Rp8.04 Trillion | ▲ +38.2% |
| 2017 | 0.07x | Rp485.21 Billion | Rp370.74 Billion | Rp6.90 Trillion | ▼ -50.7% |
| 2016 | 0.14x | Rp817.29 Billion | Rp704.35 Billion | Rp5.73 Trillion | ▲ +54.7% |
| 2015 | 0.09x | Rp371.84 Billion | Rp244.42 Billion | Rp4.03 Trillion | ▲ +105.9% |
| 2014 | -1.57x | Rp-52.07 Billion | Rp-193.23 Billion | Rp33.14 Billion | ▲ +20.5% |
| 2013 | -1.98x | Rp-13.14 Billion | Rp-13.70 Billion | Rp6.65 Billion | — |