Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) — Financial Flexibility Index

Latest as of June 2026: 0.02x

Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of Rp246.52 Billion (operating CF Rp217.91 Billion minus capex Rp28.60 Billion) represents 0% of total liabilities (Rp13.04 Trillion). Check BTPS cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp246.52 Billion
Operating CF − Capex

Total Liabilities

Rp13.04 Trillion
IDR

Capital Expenditures

Rp28.60 Billion
IDR

Bank Tabungan Pensiunan Nasional Syariah PT Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for Bank Tabungan Pensiunan Nasional Syariah PT across 13 annual periods. For the full cash flow conversion analysis, see BTPS cash flow conversion.

Annual Financial Flexibility Index for Bank Tabungan Pensiunan Nasional Syariah PT (2013–2025)

Year-by-year free cash flow to debt coverage for Bank Tabungan Pensiunan Nasional Syariah PT. Explore Bank Tabungan Pensiunan Nasional Syariah debt service capacity to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2025 0.15x Rp1.92 Trillion Rp1.79 Trillion Rp12.79 Trillion ▼ -6.4%
2024 0.16x Rp1.99 Trillion Rp1.85 Trillion Rp12.43 Trillion ▲ +1.8%
2023 0.16x Rp1.99 Trillion Rp1.78 Trillion Rp12.66 Trillion ▼ -12.3%
2022 0.18x Rp2.28 Trillion Rp2.11 Trillion Rp12.75 Trillion ▼ -50.2%
2021 0.36x Rp4.12 Trillion Rp3.94 Trillion Rp11.45 Trillion ▲ +205.9%
2020 0.12x Rp1.24 Trillion Rp1.11 Trillion Rp10.56 Trillion ▼ -99.6%
2019 26.20x Rp685.48 Billion Rp524.45 Billion Rp26.17 Billion ▲ +26865.4%
2018 0.10x Rp781.27 Billion Rp676.72 Billion Rp8.04 Trillion ▲ +38.2%
2017 0.07x Rp485.21 Billion Rp370.74 Billion Rp6.90 Trillion ▼ -50.7%
2016 0.14x Rp817.29 Billion Rp704.35 Billion Rp5.73 Trillion ▲ +54.7%
2015 0.09x Rp371.84 Billion Rp244.42 Billion Rp4.03 Trillion ▲ +105.9%
2014 -1.57x Rp-52.07 Billion Rp-193.23 Billion Rp33.14 Billion ▲ +20.5%
2013 -1.98x Rp-13.14 Billion Rp-13.70 Billion Rp6.65 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities