Public Bank Bhd (1295) — Cash Flow Quality Index
Public Bank Bhd (1295) has a Cash Flow Quality Index of 0.68x as of September 2025. Operating cash flow of RM1.67 Billion is below net income of RM2.45 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Public Bank Bhd (1295) long-term investment share to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Public Bank Bhd Cash Flow Quality Index (2005–2024)
Historical Cash Flow Quality Index for Public Bank Bhd across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check 1295 tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Public Bank Bhd (2005–2024)
Year-by-year earnings quality comparison for Public Bank Bhd. For live market cap and the full company financial profile, see market value of Public Bank Bhd.
| Year | Quality Index | Operating CF (MYR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.92x | RM8.25 Billion | RM8.93 Billion | ▲ +316.9% |
| 2023 | -0.43x | RM-2.83 Billion | RM6.65 Billion | ▼ -141.1% |
| 2022 | 1.04x | RM9.16 Billion | RM8.83 Billion | ▲ +14.7% |
| 2021 | 0.90x | RM6.66 Billion | RM7.37 Billion | ▼ -61.3% |
| 2020 | 2.33x | RM14.67 Billion | RM6.29 Billion | ▲ +1803.7% |
| 2019 | 0.12x | RM874.68 Million | RM7.13 Billion | ▼ -92.7% |
| 2018 | 1.67x | RM11.88 Billion | RM7.10 Billion | ▲ +42.5% |
| 2017 | 1.17x | RM8.35 Billion | RM7.12 Billion | ▲ +387.3% |
| 2016 | 0.24x | RM1.58 Billion | RM6.55 Billion | ▼ -81.4% |
| 2015 | 1.30x | RM8.42 Billion | RM6.49 Billion | ▼ -25.0% |
| 2014 | 1.73x | RM10.05 Billion | RM5.81 Billion | ▲ +44.7% |
| 2013 | 1.19x | RM6.34 Billion | RM5.31 Billion | ▲ +146.7% |
| 2012 | 0.48x | RM2.44 Billion | RM5.05 Billion | ▲ +115.1% |
| 2011 | -3.21x | RM-15.66 Billion | RM4.88 Billion | ▼ -133.6% |
| 2010 | -1.37x | RM-5.61 Billion | RM4.09 Billion | ▼ -138.6% |
| 2009 | 3.56x | RM11.81 Billion | RM3.32 Billion | ▲ +60.0% |
| 2008 | 2.22x | RM7.51 Billion | RM3.38 Billion | ▼ -52.6% |
| 2007 | 4.69x | RM14.09 Billion | RM3.00 Billion | ▲ +151.7% |
| 2006 | 1.86x | RM4.51 Billion | RM2.42 Billion | ▲ +251.4% |
| 2005 | -1.23x | RM-2.54 Billion | RM2.06 Billion | — |