Public Bank Bhd (1295) — Financial Flexibility Index
Public Bank Bhd (1295) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of RM1.71 Billion (operating CF RM1.67 Billion minus capex RM45.46 Million) represents 0% of total liabilities (RM495.14 Billion). Check 1295 strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Public Bank Bhd Financial Flexibility Index (2005–2024)
Historical Financial Flexibility Index trend for Public Bank Bhd across 20 annual periods. See Public Bank Bhd short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Public Bank Bhd (2005–2024)
Year-by-year free cash flow to debt coverage for Public Bank Bhd. For the full company profile including market capitalisation, see Public Bank Bhd (1295) total market value.
| Year | Flexibility Index | Free Cash Flow (MYR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | RM8.44 Billion | RM8.25 Billion | RM483.22 Billion | ▲ +414.2% |
| 2023 | -0.01x | RM-2.52 Billion | RM-2.83 Billion | RM454.22 Billion | ▼ -126.3% |
| 2022 | 0.02x | RM9.35 Billion | RM9.16 Billion | RM441.74 Billion | ▲ +28.6% |
| 2021 | 0.02x | RM6.80 Billion | RM6.66 Billion | RM413.31 Billion | ▼ -55.9% |
| 2020 | 0.04x | RM15.04 Billion | RM14.67 Billion | RM402.83 Billion | ▲ +1242.1% |
| 2019 | 0.00x | RM1.08 Billion | RM874.68 Million | RM388.08 Billion | ▼ -91.3% |
| 2018 | 0.03x | RM12.10 Billion | RM11.88 Billion | RM377.60 Billion | ▲ +31.9% |
| 2017 | 0.02x | RM8.66 Billion | RM8.35 Billion | RM356.83 Billion | ▲ +322.0% |
| 2016 | 0.01x | RM1.98 Billion | RM1.58 Billion | RM344.69 Billion | ▼ -78.1% |
| 2015 | 0.03x | RM8.69 Billion | RM8.42 Billion | RM331.45 Billion | ▼ -19.7% |
| 2014 | 0.03x | RM10.35 Billion | RM10.05 Billion | RM316.85 Billion | ▲ +43.7% |
| 2013 | 0.02x | RM6.47 Billion | RM6.34 Billion | RM284.53 Billion | ▼ -97.3% |
| 2012 | 0.85x | RM2.59 Billion | RM2.44 Billion | RM3.05 Billion | ▲ +162.2% |
| 2011 | -1.37x | RM-15.46 Billion | RM-15.66 Billion | RM11.32 Billion | ▼ -101.5% |
| 2010 | -0.68x | RM-5.49 Billion | RM-5.61 Billion | RM8.09 Billion | ▼ -122.6% |
| 2009 | 3.01x | RM11.99 Billion | RM11.81 Billion | RM3.99 Billion | ▲ +94.6% |
| 2008 | 1.54x | RM7.78 Billion | RM7.51 Billion | RM5.04 Billion | ▼ -69.4% |
| 2007 | 5.04x | RM14.21 Billion | RM14.09 Billion | RM2.82 Billion | ▲ +252.2% |
| 2006 | 1.43x | RM4.64 Billion | RM4.51 Billion | RM3.24 Billion | ▲ +261.6% |
| 2005 | -0.89x | RM-2.44 Billion | RM-2.54 Billion | RM2.76 Billion | — |