Public Bank Bhd (1295) — Financial Flexibility Index

Latest as of September 2025: 0.00x

Public Bank Bhd (1295) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of RM1.71 Billion (operating CF RM1.67 Billion minus capex RM45.46 Million) represents 0% of total liabilities (RM495.14 Billion). Check 1295 capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

RM1.71 Billion
Operating CF − Capex

Total Liabilities

RM495.14 Billion
MYR

Capital Expenditures

RM45.46 Million
MYR

Public Bank Bhd Financial Flexibility Index (2005–2024)

Historical Financial Flexibility Index trend for Public Bank Bhd across 20 annual periods. For the full cash flow conversion analysis, see 1295 cash flow metrics.

Annual Financial Flexibility Index for Public Bank Bhd (2005–2024)

Year-by-year free cash flow to debt coverage for Public Bank Bhd. Explore 1295 debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (MYR) Operating CF Total Liabilities YoY Change
2024 0.02x RM8.44 Billion RM8.25 Billion RM483.22 Billion ▲ +414.2%
2023 -0.01x RM-2.52 Billion RM-2.83 Billion RM454.22 Billion ▼ -126.3%
2022 0.02x RM9.35 Billion RM9.16 Billion RM441.74 Billion ▲ +28.6%
2021 0.02x RM6.80 Billion RM6.66 Billion RM413.31 Billion ▼ -55.9%
2020 0.04x RM15.04 Billion RM14.67 Billion RM402.83 Billion ▲ +1242.1%
2019 0.00x RM1.08 Billion RM874.68 Million RM388.08 Billion ▼ -91.3%
2018 0.03x RM12.10 Billion RM11.88 Billion RM377.60 Billion ▲ +31.9%
2017 0.02x RM8.66 Billion RM8.35 Billion RM356.83 Billion ▲ +322.0%
2016 0.01x RM1.98 Billion RM1.58 Billion RM344.69 Billion ▼ -78.1%
2015 0.03x RM8.69 Billion RM8.42 Billion RM331.45 Billion ▼ -19.7%
2014 0.03x RM10.35 Billion RM10.05 Billion RM316.85 Billion ▲ +43.7%
2013 0.02x RM6.47 Billion RM6.34 Billion RM284.53 Billion ▼ -97.3%
2012 0.85x RM2.59 Billion RM2.44 Billion RM3.05 Billion ▲ +162.2%
2011 -1.37x RM-15.46 Billion RM-15.66 Billion RM11.32 Billion ▼ -101.5%
2010 -0.68x RM-5.49 Billion RM-5.61 Billion RM8.09 Billion ▼ -122.6%
2009 3.01x RM11.99 Billion RM11.81 Billion RM3.99 Billion ▲ +94.6%
2008 1.54x RM7.78 Billion RM7.51 Billion RM5.04 Billion ▼ -69.4%
2007 5.04x RM14.21 Billion RM14.09 Billion RM2.82 Billion ▲ +252.2%
2006 1.43x RM4.64 Billion RM4.51 Billion RM3.24 Billion ▲ +261.6%
2005 -0.89x RM-2.44 Billion RM-2.54 Billion RM2.76 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities