Public Bank Bhd Defensive Interval Ratio

Latest as of June 2026: 2 days

Public Bank Bhd defensive interval ratio. Public Bank Bhd (1295) has a Defensive Interval Ratio of 2 days as of June 2026. Defensive assets of RM107.95 Million (cash RM-, short-term investments RM-, receivables RM107.95 Million) cover 2 days of daily cash needs of RM48.76 Million/day. See Public Bank Bhd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

2 days
Days of operational coverage

Defensive Assets

RM107.95 Million
Cash + ST Investments + Receivables

Daily Cash Need

RM48.76 Million
Current Liabilities ÷ 365

Current Liabilities

RM17.80 Billion
MYR

Defensive Interval Ratio of Public Bank Bhd (2012–2025)

Defensive interval ratio of Public Bank Bhd from 2012 to 2025. This chart shows how Public Bank Bhd's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of June 2026, the ratio stands at 2 days, meaning defensive assets of RM107.95 Million can fund 2 days of operations without new revenue. Check financial resilience of Public Bank Bhd to evaluate the company's liquid asset resilience ratio.

Public Bank Bhd Defensive Interval Ratio by Year (2012–2025)

Public Bank Bhd defensive interval ratio by year from 2012 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Public Bank Bhd from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see 1295 total assets.

Year DIR (days) Defensive Assets (MYR) Daily Cash Need Cash ST Investments Change (days)
2025 0 days RM103.76 Million RM1.28 Billion/day RM- RM- ▼ -3 days
2024 3 days RM3.24 Billion RM1.23 Billion/day RM- RM- ▲ +146 days
2023 -143 days RM-83.75 Billion RM585.40 Million/day RM- RM-86.79 Billion ▼ -735 days
2022 592 days RM3.08 Billion RM5.20 Million/day RM- RM- ▼ -33 days
2021 625 days RM2.51 Billion RM4.01 Million/day RM- RM- ▲ +81 days
2020 545 days RM2.66 Billion RM4.89 Million/day RM- RM- ▲ +283 days
2019 261 days RM1.49 Billion RM5.71 Million/day RM- RM- ▼ -47 days
2018 309 days RM1.60 Billion RM5.17 Million/day RM- RM- ▼ -92 days
2017 401 days RM1.88 Billion RM4.70 Million/day RM- RM- ▼ -175 days
2016 576 days RM2.54 Billion RM4.42 Million/day RM- RM- ▼ -1131 days
2015 1707 days RM8.16 Billion RM4.78 Million/day RM- RM5.57 Billion ▼ -1219 days
2014 2926 days RM11.22 Billion RM3.83 Million/day RM- RM9.25 Billion ▼ -1204 days
2013 4130 days RM13.43 Billion RM3.25 Million/day RM- RM11.44 Billion ▲ +2772 days
2012 1358 days RM11.34 Billion RM8.35 Million/day RM- RM8.16 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)