Affinity Bancshares Inc Cash Flow Quality Index

Latest as of March 2026: 1.93x

Affinity Bancshares Inc cash flow quality index. Affinity Bancshares Inc (AFBI) has a Cash Flow Quality Index of 1.93x as of March 2026. Operating cash flow of $4.40 Million exceeds net income of $2.28 Million, indicating high earnings quality where cash backs reported profits. See Affinity Bancshares Inc free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.93x
Operating CF / Net Income

Operating Cash Flow

$4.40 Million
USD

Net Income

$2.28 Million
USD

Data as of

Mar 2026
Most recent filing

Cash Flow Quality Index of Affinity Bancshares Inc (2015–2025)

Cash flow quality index of Affinity Bancshares Inc from 2015 to 2025. Historical Cash Flow Quality Index for Affinity Bancshares Inc across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore AFBI operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Affinity Bancshares Inc Cash Flow Quality Index by Year (2015–2025)

Affinity Bancshares Inc cash flow quality index by year from 2015 to 2025. Year-by-year earnings quality comparison for Affinity Bancshares Inc. For the full cash flow conversion analysis, see Affinity Bancshares Inc cash conversion from operations.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.40x $11.64 Million $8.33 Million ▲ +11.9%
2024 1.25x $6.79 Million $5.44 Million ▲ +2.2%
2023 1.22x $7.87 Million $6.45 Million ▲ +15.1%
2022 1.06x $7.57 Million $7.13 Million ▼ -32.2%
2021 1.56x $11.85 Million $7.57 Million ▲ +252.5%
2020 0.44x $1.37 Million $3.09 Million ▼ -90.4%
2019 4.61x $1.64 Million $355.00K ▼ -11.1%
2018 5.18x $2.33 Million $449.00K ▲ +127.9%
2017 2.27x $3.10 Million $1.36 Million ▲ +36.6%
2016 1.66x $1.93 Million $1.16 Million ▼ -6.4%
2015 1.78x $2.87 Million $1.61 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.