Affinity Bancshares Inc (AFBI) — Cash Flow Quality Index
Affinity Bancshares Inc (AFBI) has a Cash Flow Quality Index of 1.93x as of March 2026. Operating cash flow of $4.40 Million exceeds net income of $2.28 Million, indicating high earnings quality where cash backs reported profits. Explore Affinity Bancshares Inc (AFBI) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Affinity Bancshares Inc Cash Flow Quality Index (2015–2025)
Historical Cash Flow Quality Index for Affinity Bancshares Inc across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see AFBI cash flow conversion.
Annual Cash Flow Quality Index for Affinity Bancshares Inc (2015–2025)
Year-by-year earnings quality comparison for Affinity Bancshares Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.40x | $11.64 Million | $8.33 Million | ▲ +11.9% |
| 2024 | 1.25x | $6.79 Million | $5.44 Million | ▲ +2.2% |
| 2023 | 1.22x | $7.87 Million | $6.45 Million | ▲ +15.1% |
| 2022 | 1.06x | $7.57 Million | $7.13 Million | ▼ -32.2% |
| 2021 | 1.56x | $11.85 Million | $7.57 Million | ▲ +252.5% |
| 2020 | 0.44x | $1.37 Million | $3.09 Million | ▼ -90.4% |
| 2019 | 4.61x | $1.64 Million | $355.00K | ▼ -11.1% |
| 2018 | 5.18x | $2.33 Million | $449.00K | ▲ +127.9% |
| 2017 | 2.27x | $3.10 Million | $1.36 Million | ▲ +36.6% |
| 2016 | 1.66x | $1.93 Million | $1.16 Million | ▼ -6.4% |
| 2015 | 1.78x | $2.87 Million | $1.61 Million | — |