Affinity Bancshares Inc (AFBI) — Cash Flow-to-Debt Ratio
Affinity Bancshares Inc (AFBI) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $4.40 Million could theoretically repay 0% of its total liabilities ($795.21 Million) in one year. See Affinity Bancshares Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Affinity Bancshares Inc Cash Flow-to-Debt Ratio (2015–2025)
Historical debt coverage capacity for Affinity Bancshares Inc across 11 annual periods. For the full cash flow conversion analysis, see Affinity Bancshares Inc (AFBI) cash conversion ratio.
Annual Cash Flow-to-Debt Ratio for Affinity Bancshares Inc (2015–2025)
Year-by-year debt coverage analysis for Affinity Bancshares Inc. Check Affinity Bancshares Inc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $11.64 Million | $754.68 Million | ▲ +67.5% |
| 2024 | 0.01x | $6.79 Million | $737.70 Million | ▼ -15.6% |
| 2023 | 0.01x | $7.87 Million | $721.74 Million | ▼ -2.9% |
| 2022 | 0.01x | $7.57 Million | $674.18 Million | ▼ -36.8% |
| 2021 | 0.02x | $11.85 Million | $667.12 Million | ▲ +897.5% |
| 2020 | 0.00x | $1.37 Million | $769.84 Million | ▼ -73.6% |
| 2019 | 0.01x | $1.64 Million | $242.13 Million | ▼ -33.3% |
| 2018 | 0.01x | $2.33 Million | $229.60 Million | ▼ -31.3% |
| 2017 | 0.01x | $3.10 Million | $210.25 Million | ▲ +43.9% |
| 2016 | 0.01x | $1.93 Million | $187.75 Million | ▼ -34.8% |
| 2015 | 0.02x | $2.87 Million | $182.41 Million | — |