Affinity Bancshares Inc (AFBI) — Financial Flexibility Index
Affinity Bancshares Inc (AFBI) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $4.45 Million (operating CF $4.40 Million minus capex $45.00K) represents 0% of total liabilities ($795.21 Million). Check Affinity Bancshares Inc (AFBI) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Affinity Bancshares Inc Financial Flexibility Index (2015–2025)
Historical Financial Flexibility Index trend for Affinity Bancshares Inc across 11 annual periods. For the full cash flow conversion analysis, see Affinity Bancshares Inc (AFBI) cash flow conversion.
Annual Financial Flexibility Index for Affinity Bancshares Inc (2015–2025)
Year-by-year free cash flow to debt coverage for Affinity Bancshares Inc. Explore Affinity Bancshares Inc (AFBI) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $12.06 Million | $11.64 Million | $754.68 Million | ▲ +63.5% |
| 2024 | 0.01x | $7.21 Million | $6.79 Million | $737.70 Million | ▼ -16.0% |
| 2023 | 0.01x | $8.40 Million | $7.87 Million | $721.74 Million | ▼ -12.5% |
| 2022 | 0.01x | $8.96 Million | $7.57 Million | $674.18 Million | ▼ -30.1% |
| 2021 | 0.02x | $12.68 Million | $11.85 Million | $667.12 Million | ▲ +703.2% |
| 2020 | 0.00x | $1.82 Million | $1.37 Million | $769.84 Million | ▼ -71.5% |
| 2019 | 0.01x | $2.01 Million | $1.64 Million | $242.13 Million | ▼ -82.0% |
| 2018 | 0.05x | $10.62 Million | $2.33 Million | $229.60 Million | ▲ +30.5% |
| 2017 | 0.04x | $7.45 Million | $3.10 Million | $210.25 Million | ▲ +188.2% |
| 2016 | 0.01x | $2.31 Million | $1.93 Million | $187.75 Million | ▼ -27.7% |
| 2015 | 0.02x | $3.10 Million | $2.87 Million | $182.41 Million | — |