Affinity Bancshares Inc Financial Flexibility Index

Latest as of March 2026: 0.01x

Affinity Bancshares Inc financial flexibility index. Affinity Bancshares Inc (AFBI) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $4.45 Million (operating CF $4.40 Million minus capex $45.00K) represents 0% of total liabilities ($795.21 Million). See how much free cash does Affinity Bancshares Inc generate to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$4.45 Million
Operating CF − Capex

Total Liabilities

$795.21 Million
USD

Capital Expenditures

$45.00K
USD

Financial Flexibility Index of Affinity Bancshares Inc (2015–2025)

Financial flexibility index of Affinity Bancshares Inc from 2015 to 2025. Historical Financial Flexibility Index trend for Affinity Bancshares Inc across 11 annual periods. Check cash flow quality index of Affinity Bancshares Inc to evaluate the quality of earnings relative to operating cash generation.

Affinity Bancshares Inc Financial Flexibility Index by Year (2015–2025)

Affinity Bancshares Inc financial flexibility index by year from 2015 to 2025. Year-by-year free cash flow to debt coverage for Affinity Bancshares Inc. For the full cash flow conversion analysis, see AFBI cash generation efficiency.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $12.06 Million $11.64 Million $754.68 Million ▲ +63.5%
2024 0.01x $7.21 Million $6.79 Million $737.70 Million ▼ -16.0%
2023 0.01x $8.40 Million $7.87 Million $721.74 Million ▼ -12.5%
2022 0.01x $8.96 Million $7.57 Million $674.18 Million ▼ -30.1%
2021 0.02x $12.68 Million $11.85 Million $667.12 Million ▲ +703.2%
2020 0.00x $1.82 Million $1.37 Million $769.84 Million ▼ -71.5%
2019 0.01x $2.01 Million $1.64 Million $242.13 Million ▼ -82.0%
2018 0.05x $10.62 Million $2.33 Million $229.60 Million ▲ +30.5%
2017 0.04x $7.45 Million $3.10 Million $210.25 Million ▲ +188.2%
2016 0.01x $2.31 Million $1.93 Million $187.75 Million ▼ -27.7%
2015 0.02x $3.10 Million $2.87 Million $182.41 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities