Affinity Bancshares Inc (AFBI) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.30x

Affinity Bancshares Inc (AFBI) has a Cash Flow Reinvestment Rate of 0.30x as of March 2026, reinvesting $1.31 Million (capex $45.00K plus investments $1.26 Million) from operating cash flow of $4.40 Million. See AFBI free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.30x
(Capex + Investments) / Operating CF

Total Reinvested

$1.31 Million
Capex + Investments

Operating Cash Flow

$4.40 Million
USD

Capital Expenditures

$45.00K
USD

Affinity Bancshares Inc Cash Flow Reinvestment Rate (2015–2025)

Historical reinvestment intensity for Affinity Bancshares Inc across 11 annual periods. For the full cash flow conversion analysis, see AFBI cash flow metrics.

Annual Cash Flow Reinvestment Rate for Affinity Bancshares Inc (2015–2025)

Year-by-year capital reinvestment analysis for Affinity Bancshares Inc. See AFBI financial flexibility score to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 2.41x $28.10 Million $11.64 Million $422.00K ▼ -51.3%
2024 4.96x $33.67 Million $6.79 Million $422.00K ▼ -31.0%
2023 7.19x $56.56 Million $7.87 Million $527.00K ▼ -42.3%
2022 12.45x $94.25 Million $7.57 Million $1.39 Million ▲ +443.9%
2021 2.29x $27.13 Million $11.85 Million $830.00K ▼ -20.3%
2020 2.87x $3.94 Million $1.37 Million $451.00K ▼ -76.1%
2019 12.00x $19.64 Million $1.64 Million $377.00K ▲ +169.6%
2018 4.45x $10.36 Million $2.33 Million $8.29 Million ▲ +218.3%
2017 1.40x $4.34 Million $3.10 Million $4.34 Million ▲ +607.1%
2016 0.20x $381.00K $1.93 Million $381.00K ▲ +145.7%
2015 0.08x $231.00K $2.87 Million $231.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow