Affinity Bancshares Inc (AFBI) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.30x

Affinity Bancshares Inc (AFBI) has a Cash Flow Reinvestment Rate of 0.30x as of March 2026, reinvesting $1.31 Million (capex $45.00K plus investments $1.26 Million) from operating cash flow of $4.40 Million. Check Affinity Bancshares Inc cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.30x
(Capex + Investments) / Operating CF

Total Reinvested

$1.31 Million
Capex + Investments

Operating Cash Flow

$4.40 Million
USD

Capital Expenditures

$45.00K
USD

Affinity Bancshares Inc Cash Flow Reinvestment Rate (2015–2025)

Historical reinvestment intensity for Affinity Bancshares Inc across 11 annual periods. Explore AFBI strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Affinity Bancshares Inc (2015–2025)

Year-by-year capital reinvestment analysis for Affinity Bancshares Inc. For live market cap and broader valuation context, see AFBI market cap.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 2.41x $28.10 Million $11.64 Million $422.00K ▼ -51.3%
2024 4.96x $33.67 Million $6.79 Million $422.00K ▼ -31.0%
2023 7.19x $56.56 Million $7.87 Million $527.00K ▼ -42.3%
2022 12.45x $94.25 Million $7.57 Million $1.39 Million ▲ +443.9%
2021 2.29x $27.13 Million $11.85 Million $830.00K ▼ -20.3%
2020 2.87x $3.94 Million $1.37 Million $451.00K ▼ -76.1%
2019 12.00x $19.64 Million $1.64 Million $377.00K ▲ +169.6%
2018 4.45x $10.36 Million $2.33 Million $8.29 Million ▲ +218.3%
2017 1.40x $4.34 Million $3.10 Million $4.34 Million ▲ +607.1%
2016 0.20x $381.00K $1.93 Million $381.00K ▲ +145.7%
2015 0.08x $231.00K $2.87 Million $231.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow