Affinity Bancshares Inc (AFBI) — Tangible Net Worth Ratio

Latest as of March 2026: 86.1%

Affinity Bancshares Inc (AFBI) has a Tangible Net Worth Ratio of 86.1% as of March 2026. This metric is calculated by deducting intangible assets ($17.94 Million) from net assets ($129.46 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See how liquid is Affinity Bancshares Inc's working capital to evaluate short-term liquidity relative to the company's equity base.

Tangible NW Ratio

86.1%
Tangible equity / total equity

Net Assets (Equity)

$129.46 Million
USD

Intangible Assets

$17.94 Million
Goodwill, patents, brand value

Total Assets

$924.68 Million
USD

Affinity Bancshares Inc Tangible Net Worth Ratio (2015–2025)

This chart shows how Affinity Bancshares Inc's Tangible Net Worth Ratio has changed across 11 annual periods from 2015 to 2025. As of March 2026, the ratio stands at 86.1%, reflecting net assets of $129.46 Million with intangible assets of $17.94 Million USD. See Affinity Bancshares Inc (AFBI) defensive interval to measure how many days the company can operate on defensive assets alone.

Annual Tangible Net Worth Ratio for Affinity Bancshares Inc (2015–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for Affinity Bancshares Inc from 2015 to 2025, covering 11 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see market cap of Affinity Bancshares Inc.

Year Tangible NW Ratio Net Assets (USD) Intangible Assets Total Assets Change (pp)
2025 99.4% $127.02 Million $784.00K $881.70 Million ▲ +13.5 pp
2024 85.9% $129.12 Million $18.18 Million $866.82 Million ▲ +1.0 pp
2023 84.9% $121.52 Million $18.37 Million $843.26 Million ▲ +0.7 pp
2022 84.2% $117.10 Million $18.56 Million $791.28 Million ▼ -14.6 pp
2021 98.7% $120.97 Million $1.52 Million $788.09 Million ▲ +22.2 pp
2020 76.6% $80.78 Million $18.94 Million $850.63 Million ▼ -23.4 pp
2019 100.0% $77.17 Million $0.00 $319.29 Million ▲ +0.0 pp
2018 100.0% $76.38 Million $0.00 $305.98 Million ▲ +0.0 pp
2017 100.0% $75.66 Million $0.00 $285.92 Million ▲ +0.0 pp
2016 100.0% $45.08 Million $0.00 $232.83 Million ▲ +0.0 pp
2015 100.0% $43.92 Million $0.00 $226.34 Million
pp = percentage points