Bank First National Corp (BFC) — Cash Flow Quality Index
Bank First National Corp (BFC) has a Cash Flow Quality Index of -0.58x as of March 2026. Operating cash flow of $-11.65 Million is below net income of $19.99 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore BFC cash generation efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank First National Corp Cash Flow Quality Index (1998–2025)
Historical Cash Flow Quality Index for Bank First National Corp across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Bank First National Corp investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Bank First National Corp (1998–2025)
Year-by-year earnings quality comparison for Bank First National Corp. For live market cap and the full company financial profile, see how much is Bank First National Corp worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.87x | $62.48 Million | $71.50 Million | ▼ -13.0% |
| 2024 | 1.00x | $65.85 Million | $65.56 Million | ▲ +41.3% |
| 2023 | 0.71x | $52.95 Million | $74.51 Million | ▼ -19.7% |
| 2022 | 0.88x | $40.01 Million | $45.21 Million | ▼ -0.2% |
| 2021 | 0.89x | $40.28 Million | $45.44 Million | ▼ -23.3% |
| 2020 | 1.16x | $43.96 Million | $38.05 Million | ▲ +36.2% |
| 2019 | 0.85x | $22.65 Million | $26.69 Million | ▼ -6.3% |
| 2018 | 0.91x | $23.05 Million | $25.46 Million | ▼ -24.3% |
| 2017 | 1.20x | $18.32 Million | $15.31 Million | ▲ +23.8% |
| 2016 | 0.97x | $14.41 Million | $14.91 Million | ▲ +2.6% |
| 2015 | 0.94x | $12.62 Million | $13.39 Million | ▼ -27.7% |
| 2014 | 1.30x | $16.44 Million | $12.62 Million | ▲ +10.6% |
| 2013 | 1.18x | $13.62 Million | $11.56 Million | ▼ -21.1% |
| 2012 | 1.49x | $15.56 Million | $10.42 Million | ▼ -5.6% |
| 2011 | 1.58x | $13.52 Million | $8.55 Million | ▲ +1.2% |
| 2010 | 1.56x | $11.64 Million | $7.45 Million | ▼ -20.2% |
| 2009 | 1.96x | $13.07 Million | $6.67 Million | ▼ -7.0% |
| 2008 | 2.11x | $13.14 Million | $6.24 Million | ▲ +36.7% |
| 2007 | 1.54x | $11.41 Million | $7.40 Million | ▲ +14.6% |
| 2005 | 1.35x | $9.18 Million | $6.82 Million | ▲ +33.0% |
| 2004 | 1.01x | $7.99 Million | $7.90 Million | ▼ -22.7% |
| 2003 | 1.31x | $9.98 Million | $7.63 Million | ▼ -18.2% |
| 2002 | 1.60x | $11.35 Million | $7.09 Million | ▲ +10.0% |
| 2001 | 1.45x | $7.86 Million | $5.41 Million | ▼ -6.7% |
| 2000 | 1.56x | $8.27 Million | $5.30 Million | ▲ +40.0% |
| 1999 | 1.11x | $5.49 Million | $4.93 Million | ▼ -17.2% |
| 1998 | 1.35x | $6.19 Million | $4.60 Million | — |