Bank First National Corp (BFC) — Cash Flow Quality Index

Latest as of December 2025: 1.58x

Bank First National Corp (BFC) has a Cash Flow Quality Index of 1.58x as of December 2025. Operating cash flow of $29.01 Million exceeds net income of $18.39 Million, indicating high earnings quality where cash backs reported profits. Explore long-term investment intensity of Bank First National Corp to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.58x
Operating CF / Net Income

Operating Cash Flow

$29.01 Million
USD

Net Income

$18.39 Million
USD

Data as of

Dec 2025
Most recent filing

Bank First National Corp Cash Flow Quality Index (1998–2025)

Historical Cash Flow Quality Index for Bank First National Corp across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Bank First National Corp tangible equity quality to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Bank First National Corp (1998–2025)

Year-by-year earnings quality comparison for Bank First National Corp. For live market cap and the full company financial profile, see Bank First National Corp (BFC) market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 0.87x $62.48 Million $71.50 Million ▼ -13.0%
2024 1.00x $65.85 Million $65.56 Million ▲ +41.3%
2023 0.71x $52.95 Million $74.51 Million ▼ -19.7%
2022 0.88x $40.01 Million $45.21 Million ▼ -0.2%
2021 0.89x $40.28 Million $45.44 Million ▼ -23.3%
2020 1.16x $43.96 Million $38.05 Million ▲ +36.2%
2019 0.85x $22.65 Million $26.69 Million ▼ -6.3%
2018 0.91x $23.05 Million $25.46 Million ▼ -24.3%
2017 1.20x $18.32 Million $15.31 Million ▲ +23.8%
2016 0.97x $14.41 Million $14.91 Million ▲ +2.6%
2015 0.94x $12.62 Million $13.39 Million ▼ -27.7%
2014 1.30x $16.44 Million $12.62 Million ▲ +10.6%
2013 1.18x $13.62 Million $11.56 Million ▼ -21.1%
2012 1.49x $15.56 Million $10.42 Million ▼ -5.6%
2011 1.58x $13.52 Million $8.55 Million ▲ +1.2%
2010 1.56x $11.64 Million $7.45 Million ▼ -20.2%
2009 1.96x $13.07 Million $6.67 Million ▼ -7.0%
2008 2.11x $13.14 Million $6.24 Million ▲ +36.7%
2007 1.54x $11.41 Million $7.40 Million ▲ +14.6%
2005 1.35x $9.18 Million $6.82 Million ▲ +33.0%
2004 1.01x $7.99 Million $7.90 Million ▼ -22.7%
2003 1.31x $9.98 Million $7.63 Million ▼ -18.2%
2002 1.60x $11.35 Million $7.09 Million ▲ +10.0%
2001 1.45x $7.86 Million $5.41 Million ▼ -6.7%
2000 1.56x $8.27 Million $5.30 Million ▲ +40.0%
1999 1.11x $5.49 Million $4.93 Million ▼ -17.2%
1998 1.35x $6.19 Million $4.60 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.