Bank First National Corp Cash Flow Quality Index
Bank First National Corp cash flow quality index. Bank First National Corp (BFC) has a Cash Flow Quality Index of 0.99x as of June 2026. Operating cash flow of $24.44 Million is below net income of $24.69 Million, suggesting accrual-heavy earnings not yet converted to cash. See Bank First National Corp (BFC) financial flexibility to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Bank First National Corp (1998–2025)
Cash flow quality index of Bank First National Corp from 1998 to 2025. Historical Cash Flow Quality Index for Bank First National Corp across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of Bank First National Corp to assess how comfortably operating cash covers total debt obligations.
Bank First National Corp Cash Flow Quality Index by Year (1998–2025)
Bank First National Corp cash flow quality index by year from 1998 to 2025. Year-by-year earnings quality comparison for Bank First National Corp. For the full cash flow conversion analysis, see BFC cash flow metrics.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.87x | $62.48 Million | $71.50 Million | ▼ -13.0% |
| 2024 | 1.00x | $65.85 Million | $65.56 Million | ▲ +41.3% |
| 2023 | 0.71x | $52.95 Million | $74.51 Million | ▼ -19.7% |
| 2022 | 0.88x | $40.01 Million | $45.21 Million | ▼ -0.2% |
| 2021 | 0.89x | $40.28 Million | $45.44 Million | ▼ -23.3% |
| 2020 | 1.16x | $43.96 Million | $38.05 Million | ▲ +36.2% |
| 2019 | 0.85x | $22.65 Million | $26.69 Million | ▼ -6.3% |
| 2018 | 0.91x | $23.05 Million | $25.46 Million | ▼ -24.3% |
| 2017 | 1.20x | $18.32 Million | $15.31 Million | ▲ +23.8% |
| 2016 | 0.97x | $14.41 Million | $14.91 Million | ▲ +2.6% |
| 2015 | 0.94x | $12.62 Million | $13.39 Million | ▼ -27.7% |
| 2014 | 1.30x | $16.44 Million | $12.62 Million | ▲ +10.6% |
| 2013 | 1.18x | $13.62 Million | $11.56 Million | ▼ -21.1% |
| 2012 | 1.49x | $15.56 Million | $10.42 Million | ▼ -5.6% |
| 2011 | 1.58x | $13.52 Million | $8.55 Million | ▲ +1.2% |
| 2010 | 1.56x | $11.64 Million | $7.45 Million | ▼ -20.2% |
| 2009 | 1.96x | $13.07 Million | $6.67 Million | ▼ -7.0% |
| 2008 | 2.11x | $13.14 Million | $6.24 Million | ▲ +36.7% |
| 2007 | 1.54x | $11.41 Million | $7.40 Million | ▲ +14.6% |
| 2005 | 1.35x | $9.18 Million | $6.82 Million | ▲ +33.0% |
| 2004 | 1.01x | $7.99 Million | $7.90 Million | ▼ -22.7% |
| 2003 | 1.31x | $9.98 Million | $7.63 Million | ▼ -18.2% |
| 2002 | 1.60x | $11.35 Million | $7.09 Million | ▲ +10.0% |
| 2001 | 1.45x | $7.86 Million | $5.41 Million | ▼ -6.7% |
| 2000 | 1.56x | $8.27 Million | $5.30 Million | ▲ +40.0% |
| 1999 | 1.11x | $5.49 Million | $4.93 Million | ▼ -17.2% |
| 1998 | 1.35x | $6.19 Million | $4.60 Million | — |