Bank First National Corp (BFC) — Defensive Interval Ratio
Bank First National Corp (BFC) has a Defensive Interval Ratio of 1994 days as of December 2025. Defensive assets of $164.42 Million (cash $-, short-term investments $164.42 Million, receivables $-) cover 1994 days of daily cash needs of $82.45K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Bank First National Corp Defensive Interval Ratio (2007–2025)
This chart shows how Bank First National Corp's Defensive Interval Ratio has evolved across 17 annual periods from 2007 to 2025. As of December 2025, the ratio stands at 1994 days, meaning defensive assets of $164.42 Million can fund 1994 days of operations without new revenue. For the complete balance sheet picture, see Bank First National Corp balance sheet assets.
Annual Defensive Interval Ratio for Bank First National Corp (2007–2025)
The table below presents the year-by-year Defensive Interval Ratio for Bank First National Corp from 2007 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital to net assets of Bank First National Corp to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1994 days | $164.42 Million | $82.45K/day | $- | $164.42 Million | ▲ +1979 days |
| 2024 | 15 days | $152.96 Million | $10.03 Million/day | $- | $152.96 Million | ▼ -1 days |
| 2023 | 17 days | $159.97 Million | $9.61 Million/day | $- | $159.97 Million | ▼ -53 days |
| 2022 | 70 days | $314.61 Million | $4.51 Million/day | $- | $305.03 Million | ▲ +38 days |
| 2021 | 32 days | $217.71 Million | $6.78 Million/day | $- | $212.69 Million | ▲ +2 days |
| 2020 | 30 days | $165.79 Million | $5.56 Million/day | $- | $165.79 Million | ▼ -15 days |
| 2019 | 45 days | $185.64 Million | $4.11 Million/day | $- | $185.64 Million | ▼ -47 days |
| 2018 | 93 days | $121.83 Million | $1.32 Million/day | $- | $121.83 Million | ▼ -8870 days |
| 2017 | 8962 days | $122.77 Million | $13.70K/day | $- | $122.77 Million | ▲ +8928 days |
| 2016 | 35 days | $111.33 Million | $3.23 Million/day | $- | $111.33 Million | ▲ +2 days |
| 2015 | 32 days | $97.36 Million | $3.04 Million/day | $- | $97.36 Million | ▲ +4 days |
| 2014 | 28 days | $75.23 Million | $2.70 Million/day | $- | $75.23 Million | ▼ -14 days |
| 2013 | 42 days | $109.65 Million | $2.60 Million/day | $- | $109.65 Million | ▼ -5 days |
| 2012 | 47 days | $117.95 Million | $2.50 Million/day | $- | $117.95 Million | ▲ +46 days |
| 2011 | 2 days | $3.54 Million | $2.20 Million/day | $- | $3.54 Million | ▼ 0 days |
| 2010 | 2 days | $3.54 Million | $2.00 Million/day | $- | $3.54 Million | ▼ -1 days |
| 2007 | 2 days | $3.64 Million | $1.50 Million/day | $- | $3.64 Million | — |