Bank First National Corp (BFC) — Defensive Interval Ratio

Latest as of December 2025: 1994 days

Bank First National Corp (BFC) has a Defensive Interval Ratio of 1994 days as of December 2025. Defensive assets of $164.42 Million (cash $-, short-term investments $164.42 Million, receivables $-) cover 1994 days of daily cash needs of $82.45K/day. Check BFC tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

1994 days
Days of operational coverage

Defensive Assets

$164.42 Million
Cash + ST Investments + Receivables

Daily Cash Need

$82.45K
Current Liabilities ÷ 365

Current Liabilities

$30.09 Million
USD

Bank First National Corp Defensive Interval Ratio (2007–2025)

This chart shows how Bank First National Corp's Defensive Interval Ratio has evolved across 17 annual periods from 2007 to 2025. As of December 2025, the ratio stands at 1994 days, meaning defensive assets of $164.42 Million can fund 1994 days of operations without new revenue. Also explore BFC net assets growth trend to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Bank First National Corp (2007–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank First National Corp from 2007 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see BFC company net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 1994 days $164.42 Million $82.45K/day $- $164.42 Million ▲ +1979 days
2024 15 days $152.96 Million $10.03 Million/day $- $152.96 Million ▼ -1 days
2023 17 days $159.97 Million $9.61 Million/day $- $159.97 Million ▼ -53 days
2022 70 days $314.61 Million $4.51 Million/day $- $305.03 Million ▲ +38 days
2021 32 days $217.71 Million $6.78 Million/day $- $212.69 Million ▲ +2 days
2020 30 days $165.79 Million $5.56 Million/day $- $165.79 Million ▼ -15 days
2019 45 days $185.64 Million $4.11 Million/day $- $185.64 Million ▼ -47 days
2018 93 days $121.83 Million $1.32 Million/day $- $121.83 Million ▼ -8870 days
2017 8962 days $122.77 Million $13.70K/day $- $122.77 Million ▲ +8928 days
2016 35 days $111.33 Million $3.23 Million/day $- $111.33 Million ▲ +2 days
2015 32 days $97.36 Million $3.04 Million/day $- $97.36 Million ▲ +4 days
2014 28 days $75.23 Million $2.70 Million/day $- $75.23 Million ▼ -14 days
2013 42 days $109.65 Million $2.60 Million/day $- $109.65 Million ▼ -5 days
2012 47 days $117.95 Million $2.50 Million/day $- $117.95 Million ▲ +46 days
2011 2 days $3.54 Million $2.20 Million/day $- $3.54 Million ▼ 0 days
2010 2 days $3.54 Million $2.00 Million/day $- $3.54 Million ▼ -1 days
2007 2 days $3.64 Million $1.50 Million/day $- $3.64 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)