Bank First National Corp (BFC) — Cash Flow-to-Debt Ratio
Bank First National Corp (BFC) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of $29.01 Million could theoretically repay 0% of its total liabilities ($3.88 Billion) in one year. See Bank First National Corp free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank First National Corp Cash Flow-to-Debt Ratio (1998–2025)
Historical debt coverage capacity for Bank First National Corp across 27 annual periods. Also explore Bank First National Corp (BFC) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Bank First National Corp (1998–2025)
Year-by-year debt coverage analysis for Bank First National Corp. For market capitalisation and broader financial context, see market cap of Bank First National Corp.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $62.48 Million | $3.88 Billion | ▼ -5.6% |
| 2024 | 0.02x | $65.85 Million | $3.86 Billion | ▲ +16.2% |
| 2023 | 0.01x | $52.95 Million | $3.60 Billion | ▲ +17.8% |
| 2022 | 0.01x | $40.01 Million | $3.21 Billion | ▼ -99.2% |
| 2021 | 1.58x | $40.28 Million | $25.51 Million | ▲ +47.2% |
| 2020 | 1.07x | $43.96 Million | $40.97 Million | ▲ +224.1% |
| 2019 | 0.33x | $22.65 Million | $68.41 Million | ▲ +2224.8% |
| 2018 | 0.01x | $23.05 Million | $1.62 Billion | ▲ +23.7% |
| 2017 | 0.01x | $18.32 Million | $1.59 Billion | ▼ -5.1% |
| 2016 | 0.01x | $14.41 Million | $1.19 Billion | ▲ +7.6% |
| 2015 | 0.01x | $12.62 Million | $1.12 Billion | ▼ -31.7% |
| 2014 | 0.02x | $16.44 Million | $995.95 Million | ▲ +16.2% |
| 2013 | 0.01x | $13.62 Million | $959.32 Million | ▼ -15.7% |
| 2012 | 0.02x | $15.56 Million | $924.33 Million | ▲ +1.8% |
| 2011 | 0.02x | $13.52 Million | $817.21 Million | ▲ +6.1% |
| 2010 | 0.02x | $11.64 Million | $746.57 Million | ▼ -9.6% |
| 2009 | 0.02x | $13.07 Million | $757.46 Million | ▼ -5.9% |
| 2008 | 0.02x | $13.14 Million | $716.66 Million | ▲ +3.7% |
| 2007 | 0.02x | $11.41 Million | $644.94 Million | ▲ +14.5% |
| 2005 | 0.02x | $9.18 Million | $593.73 Million | ▲ +7.6% |
| 2004 | 0.01x | $7.99 Million | $556.30 Million | ▼ -24.9% |
| 2003 | 0.02x | $9.98 Million | $521.73 Million | ▼ -13.7% |
| 2002 | 0.02x | $11.35 Million | $511.53 Million | ▲ +35.6% |
| 2001 | 0.02x | $7.86 Million | $480.81 Million | ▼ -10.2% |
| 2000 | 0.02x | $8.27 Million | $453.95 Million | ▲ +42.0% |
| 1999 | 0.01x | $5.49 Million | $428.01 Million | ▼ -30.8% |
| 1998 | 0.02x | $6.19 Million | $333.94 Million | — |