Bank First National Corp (BFC) — Cash Flow Reinvestment Rate

Latest as of December 2025: 0.36x

Bank First National Corp (BFC) has a Cash Flow Reinvestment Rate of 0.36x as of December 2025, reinvesting $10.55 Million (capex $2.69 Million plus investments $7.86 Million) from operating cash flow of $29.01 Million. Check Bank First National Corp (BFC) cash flow quality to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.36x
(Capex + Investments) / Operating CF

Total Reinvested

$10.55 Million
Capex + Investments

Operating Cash Flow

$29.01 Million
USD

Capital Expenditures

$2.69 Million
USD

Bank First National Corp Cash Flow Reinvestment Rate (1998–2025)

Historical reinvestment intensity for Bank First National Corp across 27 annual periods. Explore Bank First National Corp (BFC) long-term investment share to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Bank First National Corp (1998–2025)

Year-by-year capital reinvestment analysis for Bank First National Corp. For live market cap and broader valuation context, see Bank First National Corp (BFC) total market value.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 1.38x $86.00 Million $62.48 Million $11.44 Million ▼ -65.2%
2024 3.95x $260.16 Million $65.85 Million $7.22 Million ▲ +29.6%
2023 3.05x $161.40 Million $52.95 Million $13.48 Million ▼ -40.4%
2022 5.12x $204.77 Million $40.01 Million $6.87 Million ▲ +104.0%
2021 2.51x $101.08 Million $40.28 Million $8.72 Million ▼ -56.0%
2020 5.71x $250.90 Million $43.96 Million $8.37 Million ▲ +27.3%
2019 4.48x $101.52 Million $22.65 Million $7.27 Million ▲ +171.8%
2018 1.65x $38.02 Million $23.05 Million $7.93 Million ▼ -33.8%
2017 2.49x $45.65 Million $18.32 Million $2.83 Million ▼ -57.4%
2016 5.85x $84.35 Million $14.41 Million $1.32 Million ▲ +170.9%
2015 2.16x $27.25 Million $12.62 Million $3.08 Million ▲ +788.2%
2014 0.24x $4.00 Million $16.44 Million $2.94 Million ▲ +289.2%
2013 0.06x $851.00K $13.62 Million $851.00K ▼ -48.5%
2012 0.12x $1.89 Million $15.56 Million $1.89 Million ▼ -1.4%
2011 0.12x $1.66 Million $13.52 Million $1.66 Million ▼ -22.1%
2010 0.16x $1.84 Million $11.64 Million $1.84 Million ▲ +168.6%
2009 0.06x $768.00K $13.07 Million $768.00K ▼ -59.2%
2008 0.14x $1.90 Million $13.14 Million $1.90 Million ▲ +72.0%
2007 0.08x $956.00K $11.41 Million $956.00K ▼ -7.2%
2005 0.09x $829.00K $9.18 Million $829.00K ▼ -19.1%
2004 0.11x $893.00K $7.99 Million $893.00K ▲ +59.2%
2003 0.07x $701.00K $9.98 Million $701.00K ▲ +161.1%
2002 0.03x $305.00K $11.35 Million $305.00K ▼ -46.9%
2001 0.05x $398.00K $7.86 Million $398.00K ▼ -70.3%
2000 0.17x $1.41 Million $8.27 Million $1.41 Million ▼ -55.1%
1999 0.38x $2.08 Million $5.49 Million $2.08 Million ▲ +224.0%
1998 0.12x $725.55K $6.19 Million $725.55K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow