BV Financial, Inc. Common Stock (BVFL) — Cash Flow Quality Index
BV Financial, Inc. Common Stock (BVFL) has a Cash Flow Quality Index of 0.72x as of December 2025. Operating cash flow of $3.44 Million is below net income of $4.80 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore BV Financial, Inc. Common Stock (BVFL) long-term investment share to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
BV Financial, Inc. Common Stock Cash Flow Quality Index (2002–2025)
Historical Cash Flow Quality Index for BV Financial, Inc. Common Stock across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how tangible is BV Financial, Inc. Common Stock's equity to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for BV Financial, Inc. Common Stock (2002–2025)
Year-by-year earnings quality comparison for BV Financial, Inc. Common Stock. For live market cap and the full company financial profile, see BVFL market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.41x | $19.02 Million | $13.49 Million | ▲ +2.9% |
| 2024 | 1.37x | $16.06 Million | $11.72 Million | ▲ +23.6% |
| 2023 | 1.11x | $15.19 Million | $13.71 Million | ▲ +20.1% |
| 2022 | 0.92x | $9.71 Million | $10.52 Million | ▼ -17.6% |
| 2021 | 1.12x | $10.58 Million | $9.44 Million | ▲ +70.5% |
| 2020 | 0.66x | $5.02 Million | $7.64 Million | ▲ +40.5% |
| 2019 | 0.47x | $1.16 Million | $2.47 Million | ▼ -97.8% |
| 2017 | 20.86x | $1.90 Million | $91.00K | ▲ +753.9% |
| 2016 | 2.44x | $1.59 Million | $653.00K | ▲ +53.4% |
| 2014 | 1.59x | $1.14 Million | $713.00K | ▼ -37.4% |
| 2013 | 2.54x | $1.75 Million | $689.00K | ▼ -33.8% |
| 2012 | 3.84x | $1.87 Million | $488.00K | ▲ +146.2% |
| 2011 | 1.56x | $1.67 Million | $1.07 Million | ▼ -72.1% |
| 2007 | 5.59x | $509.00K | $91.00K | ▲ +344.8% |
| 2006 | 1.26x | $552.00K | $439.00K | ▼ -26.2% |
| 2005 | 1.70x | $958.00K | $562.00K | ▲ +0.0% |
| 2004 | 1.70x | $958.00K | $562.00K | ▲ +33.3% |
| 2003 | 1.28x | $693.00K | $542.00K | ▼ -26.3% |
| 2002 | 1.74x | $684.00K | $394.00K | — |