BV Financial, Inc. Common Stock Cash Flow Quality Index
BV Financial, Inc. Common Stock cash flow quality index. BV Financial, Inc. Common Stock (BVFL) has a Cash Flow Quality Index of 0.72x as of December 2025. Operating cash flow of $3.44 Million is below net income of $4.80 Million, suggesting accrual-heavy earnings not yet converted to cash. See BVFL financial flexibility score to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of BV Financial, Inc. Common Stock (2002–2025)
Cash flow quality index of BV Financial, Inc. Common Stock from 2002 to 2025. Historical Cash Flow Quality Index for BV Financial, Inc. Common Stock across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore BVFL operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
BV Financial, Inc. Common Stock Cash Flow Quality Index by Year (2002–2025)
BV Financial, Inc. Common Stock cash flow quality index by year from 2002 to 2025. Year-by-year earnings quality comparison for BV Financial, Inc. Common Stock. For the full cash flow conversion analysis, see BVFL cash flow metrics.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.41x | $19.02 Million | $13.49 Million | ▲ +2.9% |
| 2024 | 1.37x | $16.06 Million | $11.72 Million | ▲ +23.6% |
| 2023 | 1.11x | $15.19 Million | $13.71 Million | ▲ +20.1% |
| 2022 | 0.92x | $9.71 Million | $10.52 Million | ▼ -17.6% |
| 2021 | 1.12x | $10.58 Million | $9.44 Million | ▲ +70.5% |
| 2020 | 0.66x | $5.02 Million | $7.64 Million | ▲ +40.5% |
| 2019 | 0.47x | $1.16 Million | $2.47 Million | ▼ -97.8% |
| 2017 | 20.86x | $1.90 Million | $91.00K | ▲ +753.9% |
| 2016 | 2.44x | $1.59 Million | $653.00K | ▲ +53.4% |
| 2014 | 1.59x | $1.14 Million | $713.00K | ▼ -37.4% |
| 2013 | 2.54x | $1.75 Million | $689.00K | ▼ -33.8% |
| 2012 | 3.84x | $1.87 Million | $488.00K | ▲ +146.2% |
| 2011 | 1.56x | $1.67 Million | $1.07 Million | ▼ -72.1% |
| 2007 | 5.59x | $509.00K | $91.00K | ▲ +344.8% |
| 2006 | 1.26x | $552.00K | $439.00K | ▼ -26.2% |
| 2005 | 1.70x | $958.00K | $562.00K | ▲ +0.0% |
| 2004 | 1.70x | $958.00K | $562.00K | ▲ +33.3% |
| 2003 | 1.28x | $693.00K | $542.00K | ▼ -26.3% |
| 2002 | 1.74x | $684.00K | $394.00K | — |