BV Financial, Inc. Common Stock (BVFL) — Cash Flow Quality Index
BV Financial, Inc. Common Stock (BVFL) has a Cash Flow Quality Index of 0.72x as of December 2025. Operating cash flow of $3.44 Million is below net income of $4.80 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore BVFL cash generation efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
BV Financial, Inc. Common Stock Cash Flow Quality Index (2002–2025)
Historical Cash Flow Quality Index for BV Financial, Inc. Common Stock across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BV Financial, Inc. Common Stock (BVFL) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for BV Financial, Inc. Common Stock (2002–2025)
Year-by-year earnings quality comparison for BV Financial, Inc. Common Stock. For live market cap and the full company financial profile, see BVFL market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.41x | $19.02 Million | $13.49 Million | ▲ +2.9% |
| 2024 | 1.37x | $16.06 Million | $11.72 Million | ▲ +23.6% |
| 2023 | 1.11x | $15.19 Million | $13.71 Million | ▲ +20.1% |
| 2022 | 0.92x | $9.71 Million | $10.52 Million | ▼ -17.6% |
| 2021 | 1.12x | $10.58 Million | $9.44 Million | ▲ +70.5% |
| 2020 | 0.66x | $5.02 Million | $7.64 Million | ▲ +40.5% |
| 2019 | 0.47x | $1.16 Million | $2.47 Million | ▼ -97.8% |
| 2017 | 20.86x | $1.90 Million | $91.00K | ▲ +753.9% |
| 2016 | 2.44x | $1.59 Million | $653.00K | ▲ +53.4% |
| 2014 | 1.59x | $1.14 Million | $713.00K | ▼ -37.4% |
| 2013 | 2.54x | $1.75 Million | $689.00K | ▼ -33.8% |
| 2012 | 3.84x | $1.87 Million | $488.00K | ▲ +146.2% |
| 2011 | 1.56x | $1.67 Million | $1.07 Million | ▼ -72.1% |
| 2007 | 5.59x | $509.00K | $91.00K | ▲ +344.8% |
| 2006 | 1.26x | $552.00K | $439.00K | ▼ -26.2% |
| 2005 | 1.70x | $958.00K | $562.00K | ▲ +0.0% |
| 2004 | 1.70x | $958.00K | $562.00K | ▲ +33.3% |
| 2003 | 1.28x | $693.00K | $542.00K | ▼ -26.3% |
| 2002 | 1.74x | $684.00K | $394.00K | — |