BV Financial, Inc. Common Stock (BVFL) — Financial Flexibility Index
BV Financial, Inc. Common Stock (BVFL) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $3.57 Million (operating CF $3.44 Million minus capex $132.00K) represents 0% of total liabilities ($728.41 Million). Check how aggressively does BV Financial, Inc. Common Stock reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
BV Financial, Inc. Common Stock Financial Flexibility Index (2002–2025)
Historical Financial Flexibility Index trend for BV Financial, Inc. Common Stock across 22 annual periods. For the full cash flow conversion analysis, see BV Financial, Inc. Common Stock cash conversion from operations.
Annual Financial Flexibility Index for BV Financial, Inc. Common Stock (2002–2025)
Year-by-year free cash flow to debt coverage for BV Financial, Inc. Common Stock. Explore cash flow to debt ratio of BV Financial, Inc. Common Stock to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $19.26 Million | $19.02 Million | $728.41 Million | ▲ +13.6% |
| 2024 | 0.02x | $16.67 Million | $16.06 Million | $716.32 Million | ▲ +4.1% |
| 2023 | 0.02x | $15.35 Million | $15.19 Million | $686.19 Million | ▲ +63.6% |
| 2022 | 0.01x | $10.22 Million | $9.71 Million | $747.21 Million | ▼ -9.0% |
| 2021 | 0.02x | $10.99 Million | $10.58 Million | $731.68 Million | ▲ +106.9% |
| 2020 | 0.01x | $5.40 Million | $5.02 Million | $743.48 Million | ▲ +2.0% |
| 2019 | 0.01x | $1.63 Million | $1.16 Million | $228.85 Million | ▼ -46.4% |
| 2017 | 0.01x | $1.93 Million | $1.90 Million | $145.64 Million | ▲ +17.1% |
| 2016 | 0.01x | $1.70 Million | $1.59 Million | $149.60 Million | ▲ +48.1% |
| 2015 | 0.01x | $1.14 Million | $1.05 Million | $148.31 Million | ▼ -7.6% |
| 2014 | 0.01x | $1.23 Million | $1.14 Million | $148.69 Million | ▼ -29.2% |
| 2013 | 0.01x | $1.85 Million | $1.75 Million | $158.13 Million | ▼ 0.0% |
| 2012 | 0.01x | $1.95 Million | $1.87 Million | $166.18 Million | ▼ -39.2% |
| 2011 | 0.02x | $2.56 Million | $1.67 Million | $132.83 Million | ▲ +25.5% |
| 2009 | 0.02x | $2.16 Million | $2.05 Million | $140.90 Million | ▲ +166.6% |
| 2008 | 0.01x | $850.00K | $-29.00K | $147.68 Million | ▲ +15.1% |
| 2007 | 0.01x | $579.00K | $509.00K | $115.79 Million | ▼ -4.1% |
| 2006 | 0.01x | $612.00K | $552.00K | $117.40 Million | ▼ -48.9% |
| 2005 | 0.01x | $1.01 Million | $958.00K | $99.35 Million | ▲ +0.0% |
| 2004 | 0.01x | $1.01 Million | $958.00K | $99.35 Million | ▼ -49.6% |
| 2003 | 0.02x | $1.81 Million | $693.00K | $89.74 Million | ▼ -14.5% |
| 2002 | 0.02x | $1.83 Million | $684.00K | $77.44 Million | — |