BV Financial, Inc. Common Stock (BVFL) — Financial Flexibility Index
BV Financial, Inc. Common Stock (BVFL) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $3.57 Million (operating CF $3.44 Million minus capex $132.00K) represents 0% of total liabilities ($728.41 Million). Check BV Financial, Inc. Common Stock (BVFL) strategic investment index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
BV Financial, Inc. Common Stock Financial Flexibility Index (2002–2025)
Historical Financial Flexibility Index trend for BV Financial, Inc. Common Stock across 22 annual periods. See BVFL current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for BV Financial, Inc. Common Stock (2002–2025)
Year-by-year free cash flow to debt coverage for BV Financial, Inc. Common Stock. For the full company profile including market capitalisation, see BV Financial, Inc. Common Stock (BVFL) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $19.26 Million | $19.02 Million | $728.41 Million | ▲ +13.6% |
| 2024 | 0.02x | $16.67 Million | $16.06 Million | $716.32 Million | ▲ +4.1% |
| 2023 | 0.02x | $15.35 Million | $15.19 Million | $686.19 Million | ▲ +63.6% |
| 2022 | 0.01x | $10.22 Million | $9.71 Million | $747.21 Million | ▼ -9.0% |
| 2021 | 0.02x | $10.99 Million | $10.58 Million | $731.68 Million | ▲ +106.9% |
| 2020 | 0.01x | $5.40 Million | $5.02 Million | $743.48 Million | ▲ +2.0% |
| 2019 | 0.01x | $1.63 Million | $1.16 Million | $228.85 Million | ▼ -46.4% |
| 2017 | 0.01x | $1.93 Million | $1.90 Million | $145.64 Million | ▲ +17.1% |
| 2016 | 0.01x | $1.70 Million | $1.59 Million | $149.60 Million | ▲ +48.1% |
| 2015 | 0.01x | $1.14 Million | $1.05 Million | $148.31 Million | ▼ -7.6% |
| 2014 | 0.01x | $1.23 Million | $1.14 Million | $148.69 Million | ▼ -29.2% |
| 2013 | 0.01x | $1.85 Million | $1.75 Million | $158.13 Million | ▼ 0.0% |
| 2012 | 0.01x | $1.95 Million | $1.87 Million | $166.18 Million | ▼ -39.2% |
| 2011 | 0.02x | $2.56 Million | $1.67 Million | $132.83 Million | ▲ +25.5% |
| 2009 | 0.02x | $2.16 Million | $2.05 Million | $140.90 Million | ▲ +166.6% |
| 2008 | 0.01x | $850.00K | $-29.00K | $147.68 Million | ▲ +15.1% |
| 2007 | 0.01x | $579.00K | $509.00K | $115.79 Million | ▼ -4.1% |
| 2006 | 0.01x | $612.00K | $552.00K | $117.40 Million | ▼ -48.9% |
| 2005 | 0.01x | $1.01 Million | $958.00K | $99.35 Million | ▲ +0.0% |
| 2004 | 0.01x | $1.01 Million | $958.00K | $99.35 Million | ▼ -49.6% |
| 2003 | 0.02x | $1.81 Million | $693.00K | $89.74 Million | ▼ -14.5% |
| 2002 | 0.02x | $1.83 Million | $684.00K | $77.44 Million | — |