BV Financial, Inc. Common Stock (BVFL) — Working Capital to Net Assets Ratio
BV Financial, Inc. Common Stock (BVFL) has a Working Capital to Net Assets ratio of -322.1% as of December 2025. Working capital of $-592.11 Million (current assets of $83.99 Million minus current liabilities of $676.09 Million) is measured against net assets of $183.80 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See BV Financial, Inc. Common Stock liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
BV Financial, Inc. Common Stock Working Capital to Net Assets (2002–2025)
This chart shows how BV Financial, Inc. Common Stock's Working Capital to Net Assets ratio has evolved across 20 annual periods from 2002 to 2025. As of December 2025, the ratio stands at -322.1%, reflecting working capital of $-592.11 Million against net assets of $183.80 Million USD. For the complete balance sheet picture, see BV Financial, Inc. Common Stock balance sheet assets.
Annual Working Capital to Net Assets for BV Financial, Inc. Common Stock (2002–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for BV Financial, Inc. Common Stock from 2002 to 2025, covering 20 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check BV Financial, Inc. Common Stock (BVFL) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -322.1% | $-592.11 Million | $183.80 Million | $83.99 Million | $676.09 Million | ▼ -40.1 pp |
| 2024 | -282.0% | $-551.39 Million | $195.50 Million | $100.10 Million | $651.49 Million | ▼ -19.7 pp |
| 2023 | -262.4% | $-522.32 Million | $199.06 Million | $111.80 Million | $634.12 Million | ▲ +330.9 pp |
| 2022 | -593.3% | $-579.98 Million | $97.75 Million | $104.64 Million | $684.62 Million | ▲ +40.0 pp |
| 2021 | -633.3% | $-528.46 Million | $83.45 Million | $151.57 Million | $680.02 Million | ▲ +110.7 pp |
| 2020 | -744.0% | $-550.71 Million | $74.02 Million | $127.39 Million | $678.10 Million | ▼ -460.3 pp |
| 2019 | -283.7% | $-187.25 Million | $66.00 Million | $33.57 Million | $220.82 Million | ▲ +245.8 pp |
| 2017 | -529.5% | $-114.64 Million | $21.65 Million | $24.04 Million | $138.69 Million | ▲ +20.7 pp |
| 2016 | -550.2% | $-118.97 Million | $21.62 Million | $23.63 Million | $142.60 Million | ▼ -380.2 pp |
| 2015 | -170.1% | $-35.68 Million | $20.98 Million | $14.37 Million | $50.05 Million | ▲ +2.6 pp |
| 2014 | -172.7% | $-36.27 Million | $21.01 Million | $16.50 Million | $52.77 Million | ▲ +480.6 pp |
| 2013 | -653.2% | $-132.51 Million | $20.29 Million | $18.29 Million | $150.80 Million | ▲ +59.5 pp |
| 2012 | -712.7% | $-139.07 Million | $19.51 Million | $18.93 Million | $158.00 Million | ▲ +273.6 pp |
| 2009 | -986.4% | $-134.63 Million | $13.65 Million | $3.87 Million | $138.50 Million | ▼ -166.4 pp |
| 2008 | -820.0% | $-134.03 Million | $16.34 Million | $3.00 Million | $137.03 Million | ▼ -291.9 pp |
| 2007 | -528.1% | $-96.21 Million | $18.22 Million | $2.28 Million | $98.49 Million | ▼ -49.7 pp |
| 2006 | -478.4% | $-88.88 Million | $18.58 Million | $8.22 Million | $97.09 Million | ▼ -24.8 pp |
| 2005 | -453.5% | $-83.67 Million | $18.45 Million | $7.74 Million | $91.40 Million | ▲ +563.1 pp |
| 2003 | -1016.6% | $-80.46 Million | $7.91 Million | $6.55 Million | $87.01 Million | ▼ -408.9 pp |
| 2002 | -607.7% | $-45.30 Million | $7.45 Million | $10.24 Million | $55.54 Million | — |