BV Financial, Inc. Common Stock Defensive Interval Ratio
BV Financial, Inc. Common Stock defensive interval ratio. BV Financial, Inc. Common Stock (BVFL) has a Defensive Interval Ratio of 15 days as of December 2025. Defensive assets of $28.28 Million (cash $-, short-term investments $25.13 Million, receivables $3.15 Million) cover 15 days of daily cash needs of $1.85 Million/day. See how liquid is BV Financial, Inc. Common Stock's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of BV Financial, Inc. Common Stock (2003–2025)
Defensive interval ratio of BV Financial, Inc. Common Stock from 2003 to 2025. This chart shows how BV Financial, Inc. Common Stock's Defensive Interval Ratio has evolved across 18 annual periods from 2003 to 2025. As of December 2025, the ratio stands at 15 days, meaning defensive assets of $28.28 Million can fund 15 days of operations without new revenue. Check BV Financial, Inc. Common Stock liquid asset ratio to evaluate the company's liquid asset resilience ratio.
BV Financial, Inc. Common Stock Defensive Interval Ratio by Year (2003–2025)
BV Financial, Inc. Common Stock defensive interval ratio by year from 2003 to 2025. The table below presents the year-by-year Defensive Interval Ratio for BV Financial, Inc. Common Stock from 2003 to 2025, covering 18 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see BVFL asset base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 15 days | $28.28 Million | $1.85 Million/day | $- | $25.13 Million | ▼ -1 days |
| 2024 | 17 days | $29.60 Million | $1.78 Million/day | $- | $26.44 Million | ▼ -5 days |
| 2023 | 22 days | $38.06 Million | $1.74 Million/day | $- | $34.78 Million | ▲ +3 days |
| 2022 | 19 days | $35.99 Million | $1.88 Million/day | $- | $33.03 Million | ▼ -2 days |
| 2021 | 22 days | $40.38 Million | $1.86 Million/day | $- | $37.79 Million | ▲ +3 days |
| 2020 | 19 days | $35.40 Million | $1.86 Million/day | $- | $32.46 Million | ▲ +4 days |
| 2019 | 15 days | $9.34 Million | $604.99K/day | $- | $8.35 Million | ▼ -20 days |
| 2017 | 36 days | $13.58 Million | $379.96K/day | $- | $13.08 Million | ▲ +1 days |
| 2016 | 35 days | $13.55 Million | $390.69K/day | $- | $12.98 Million | ▲ +24 days |
| 2015 | 11 days | $1.46 Million | $137.12K/day | $- | $1.46 Million | ▼ -12 days |
| 2014 | 22 days | $3.21 Million | $144.59K/day | $- | $3.21 Million | ▲ +12 days |
| 2013 | 10 days | $4.32 Million | $413.16K/day | $- | $4.32 Million | ▲ +6 days |
| 2009 | 5 days | $1.77 Million | $379.45K/day | $- | $1.18 Million | ▼ -21 days |
| 2008 | 25 days | $9.51 Million | $375.43K/day | $- | $8.84 Million | ▲ +11 days |
| 2007 | 14 days | $3.84 Million | $269.84K/day | $- | $3.30 Million | ▼ -4 days |
| 2006 | 18 days | $4.72 Million | $266.01K/day | $- | $4.23 Million | ▼ -1 days |
| 2005 | 19 days | $4.76 Million | $250.41K/day | $- | $4.34 Million | ▲ +18 days |
| 2003 | 1 days | $344.00K | $238.39K/day | $- | $- | — |