BV Financial, Inc. Common Stock (BVFL) — Cash Flow-to-Debt Ratio
BV Financial, Inc. Common Stock (BVFL) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $3.44 Million could theoretically repay 0% of its total liabilities ($728.41 Million) in one year. See BVFL financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
BV Financial, Inc. Common Stock Cash Flow-to-Debt Ratio (2002–2025)
Historical debt coverage capacity for BV Financial, Inc. Common Stock across 22 annual periods. For the full cash flow conversion analysis, see BVFL cash generation efficiency.
Annual Cash Flow-to-Debt Ratio for BV Financial, Inc. Common Stock (2002–2025)
Year-by-year debt coverage analysis for BV Financial, Inc. Common Stock. Check how high is BV Financial, Inc. Common Stock's earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | $19.02 Million | $728.41 Million | ▲ +16.5% |
| 2024 | 0.02x | $16.06 Million | $716.32 Million | ▲ +1.3% |
| 2023 | 0.02x | $15.19 Million | $686.19 Million | ▲ +70.3% |
| 2022 | 0.01x | $9.71 Million | $747.21 Million | ▼ -10.1% |
| 2021 | 0.01x | $10.58 Million | $731.68 Million | ▲ +113.9% |
| 2020 | 0.01x | $5.02 Million | $743.48 Million | ▲ +33.7% |
| 2019 | 0.01x | $1.16 Million | $228.85 Million | ▼ -61.2% |
| 2017 | 0.01x | $1.90 Million | $145.64 Million | ▲ +22.2% |
| 2016 | 0.01x | $1.59 Million | $149.60 Million | ▲ +50.0% |
| 2015 | 0.01x | $1.05 Million | $148.31 Million | ▼ -6.9% |
| 2014 | 0.01x | $1.14 Million | $148.69 Million | ▼ -31.1% |
| 2013 | 0.01x | $1.75 Million | $158.13 Million | ▼ -1.8% |
| 2012 | 0.01x | $1.87 Million | $166.18 Million | ▼ -10.5% |
| 2011 | 0.01x | $1.67 Million | $132.83 Million | ▼ -13.3% |
| 2009 | 0.01x | $2.05 Million | $140.90 Million | ▲ +7498.1% |
| 2008 | 0.00x | $-29.00K | $147.68 Million | ▼ -104.5% |
| 2007 | 0.00x | $509.00K | $115.79 Million | ▼ -6.5% |
| 2006 | 0.00x | $552.00K | $117.40 Million | ▼ -51.2% |
| 2005 | 0.01x | $958.00K | $99.35 Million | ▲ +0.0% |
| 2004 | 0.01x | $958.00K | $99.35 Million | ▲ +24.9% |
| 2003 | 0.01x | $693.00K | $89.74 Million | ▼ -12.6% |
| 2002 | 0.01x | $684.00K | $77.44 Million | — |