Capital City Bank Group Cash Flow Quality Index
Capital City Bank Group cash flow quality index. Capital City Bank Group (CCBG) has a Cash Flow Quality Index of 0.78x as of June 2026. Operating cash flow of $12.77 Million is below net income of $16.28 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore CCBG debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Capital City Bank Group (1994–2025)
Cash flow quality index of Capital City Bank Group from 1994 to 2025. Historical Cash Flow Quality Index for Capital City Bank Group across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. See Capital City Bank Group balance sheet quality to measure how much of total assets are equity-financed.
Capital City Bank Group Cash Flow Quality Index by Year (1994–2025)
Capital City Bank Group cash flow quality index by year from 1994 to 2025. Year-by-year earnings quality comparison for Capital City Bank Group. For the full cash flow conversion analysis, see Capital City Bank Group operating cash flow efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.42x | $87.61 Million | $61.56 Million | ▲ +18.5% |
| 2024 | 1.20x | $63.57 Million | $52.91 Million | ▲ +14.6% |
| 2023 | 1.05x | $54.78 Million | $52.26 Million | ▼ -30.5% |
| 2022 | 1.51x | $60.56 Million | $40.15 Million | ▼ -56.5% |
| 2021 | 3.47x | $115.92 Million | $33.40 Million | ▲ +325.5% |
| 2020 | -1.54x | $-48.61 Million | $31.58 Million | ▼ -188.3% |
| 2019 | 1.74x | $53.69 Million | $30.81 Million | ▲ +32.0% |
| 2018 | 1.32x | $34.63 Million | $26.22 Million | ▼ -63.0% |
| 2017 | 3.57x | $38.78 Million | $10.86 Million | ▲ +85.4% |
| 2016 | 1.93x | $22.62 Million | $11.75 Million | ▼ -48.0% |
| 2015 | 3.70x | $33.76 Million | $9.12 Million | ▲ +36.4% |
| 2014 | 2.72x | $25.15 Million | $9.26 Million | ▼ -52.9% |
| 2013 | 5.77x | $34.85 Million | $6.04 Million | ▼ -98.9% |
| 2012 | 525.10x | $56.71 Million | $108.00K | ▲ +6752.9% |
| 2011 | 7.66x | $37.52 Million | $4.90 Million | ▲ +148.3% |
| 2008 | 3.09x | $46.98 Million | $15.22 Million | ▲ +95.1% |
| 2007 | 1.58x | $46.95 Million | $29.68 Million | ▲ +13.9% |
| 2006 | 1.39x | $46.19 Million | $33.27 Million | ▼ -13.8% |
| 2005 | 1.61x | $48.76 Million | $30.28 Million | ▲ +7.1% |
| 2004 | 1.50x | $44.17 Million | $29.37 Million | ▲ +0.1% |
| 2003 | 1.50x | $37.85 Million | $25.19 Million | ▼ -8.9% |
| 2002 | 1.65x | $38.06 Million | $23.08 Million | ▼ -16.7% |
| 2001 | 1.98x | $33.37 Million | $16.87 Million | ▲ +34.3% |
| 2000 | 1.47x | $26.75 Million | $18.15 Million | ▼ -8.0% |
| 1999 | 1.60x | $24.50 Million | $15.30 Million | ▲ +50.3% |
| 1998 | 1.07x | $16.30 Million | $15.30 Million | ▼ -31.2% |
| 1997 | 1.55x | $22.30 Million | $14.40 Million | ▼ -26.7% |
| 1996 | 2.11x | $24.10 Million | $11.40 Million | ▲ +19.0% |
| 1995 | 1.78x | $16.92 Million | $9.52 Million | ▲ +14.6% |
| 1994 | 1.55x | $13.69 Million | $8.83 Million | — |