Capital City Bank Group (CCBG) — Financial Flexibility Index

Latest as of March 2026: 0.00x

Capital City Bank Group (CCBG) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $17.21 Million (operating CF $15.94 Million minus capex $1.28 Million) represents 0% of total liabilities ($3.89 Billion). Check CCBG PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$17.21 Million
Operating CF − Capex

Total Liabilities

$3.89 Billion
USD

Capital Expenditures

$1.28 Million
USD

Capital City Bank Group Financial Flexibility Index (1994–2025)

Historical Financial Flexibility Index trend for Capital City Bank Group across 32 annual periods. See CCBG working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Capital City Bank Group (1994–2025)

Year-by-year free cash flow to debt coverage for Capital City Bank Group. For the full company profile including market capitalisation, see Capital City Bank Group (CCBG) total market value.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $95.20 Million $87.61 Million $3.83 Billion ▲ +31.6%
2024 0.02x $72.26 Million $63.57 Million $3.83 Billion ▲ +17.7%
2023 0.02x $61.83 Million $54.78 Million $3.86 Billion ▼ -1.2%
2022 0.02x $66.89 Million $60.56 Million $4.12 Billion ▼ -48.2%
2021 0.03x $121.12 Million $115.92 Million $3.87 Billion ▲ +378.3%
2020 -0.01x $-38.87 Million $-48.61 Million $3.46 Billion ▼ -154.1%
2019 0.02x $57.45 Million $53.69 Million $2.76 Billion ▲ +53.1%
2018 0.01x $36.08 Million $34.63 Million $2.66 Billion ▼ -17.0%
2017 0.02x $42.77 Million $38.78 Million $2.61 Billion ▲ +55.3%
2016 0.01x $27.07 Million $22.62 Million $2.57 Billion ▼ -30.9%
2015 0.02x $38.46 Million $33.76 Million $2.52 Billion ▲ +18.6%
2014 0.01x $30.27 Million $25.15 Million $2.35 Billion ▼ -20.0%
2013 0.02x $37.54 Million $34.85 Million $2.34 Billion ▼ -35.6%
2012 0.02x $59.57 Million $56.71 Million $2.39 Billion ▲ +49.3%
2011 0.02x $39.93 Million $37.52 Million $2.39 Billion ▼ -38.4%
2010 0.03x $64.07 Million $57.09 Million $2.36 Billion ▼ -0.1%
2009 0.03x $66.25 Million $50.56 Million $2.44 Billion ▼ -2.6%
2008 0.03x $61.61 Million $46.98 Million $2.21 Billion ▼ -0.9%
2007 0.03x $65.36 Million $46.95 Million $2.32 Billion ▼ -2.3%
2006 0.03x $65.70 Million $46.19 Million $2.28 Billion ▲ +0.9%
2005 0.03x $66.20 Million $48.76 Million $2.32 Billion ▲ +20.9%
2004 0.02x $49.75 Million $44.17 Million $2.11 Billion ▼ -20.8%
2003 0.03x $49.01 Million $37.85 Million $1.64 Billion ▲ +8.7%
2002 0.03x $44.93 Million $38.06 Million $1.64 Billion ▲ +10.2%
2001 0.02x $41.04 Million $33.37 Million $1.65 Billion ▲ +14.5%
2000 0.02x $29.98 Million $26.75 Million $1.38 Billion ▼ -2.7%
1999 0.02x $29.00 Million $24.50 Million $1.30 Billion ▲ +42.6%
1998 0.02x $20.60 Million $16.30 Million $1.31 Billion ▼ -41.9%
1997 0.03x $24.50 Million $22.30 Million $909.20 Million ▼ -5.9%
1996 0.03x $26.70 Million $24.10 Million $931.90 Million ▲ +24.1%
1995 0.02x $16.92 Million $16.92 Million $732.50 Million ▼ -21.6%
1994 0.03x $19.75 Million $13.69 Million $670.23 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities