Capital City Bank Group (CCBG) — Defensive Interval Ratio

Latest as of March 2026: 319 days

Capital City Bank Group (CCBG) has a Defensive Interval Ratio of 319 days as of March 2026. Defensive assets of $3.31 Billion (cash $-, short-term investments $800.55 Million, receivables $2.51 Billion) cover 319 days of daily cash needs of $10.37 Million/day. Check tangible net worth ratio of Capital City Bank Group to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

319 days
Days of operational coverage

Defensive Assets

$3.31 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$10.37 Million
Current Liabilities ÷ 365

Current Liabilities

$3.78 Billion
USD

Capital City Bank Group Defensive Interval Ratio (1994–2025)

This chart shows how Capital City Bank Group's Defensive Interval Ratio has evolved across 30 annual periods from 1994 to 2025. As of March 2026, the ratio stands at 319 days, meaning defensive assets of $3.31 Billion can fund 319 days of operations without new revenue. Also explore how fast is Capital City Bank Group growing its equity to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Capital City Bank Group (1994–2025)

The table below presents the year-by-year Defensive Interval Ratio for Capital City Bank Group from 1994 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Capital City Bank Group.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 3100 days $425.43 Million $137.24K/day $- $415.63 Million ▲ +3058 days
2024 42 days $425.92 Million $10.14 Million/day $- $425.92 Million ▲ +9 days
2023 33 days $337.90 Million $10.24 Million/day $- $337.90 Million ▼ -5 days
2022 38 days $413.29 Million $10.95 Million/day $- $413.29 Million ▼ -26 days
2021 64 days $654.61 Million $10.27 Million/day $- $654.61 Million ▲ +28 days
2020 36 days $324.87 Million $9.03 Million/day $- $324.87 Million ▼ -20 days
2019 56 days $403.60 Million $7.27 Million/day $- $403.60 Million ▼ -8 days
2018 64 days $446.16 Million $6.97 Million/day $- $446.16 Million ▼ -7 days
2017 71 days $480.91 Million $6.79 Million/day $- $480.91 Million ▼ -8 days
2016 79 days $522.73 Million $6.64 Million/day $- $522.73 Million ▲ +9 days
2015 70 days $451.03 Million $6.48 Million/day $- $451.03 Million ▲ +13 days
2014 57 days $341.55 Million $6.02 Million/day $- $341.55 Million ▲ +15 days
2013 42 days $251.42 Million $5.99 Million/day $- $251.42 Million ▼ -7 days
2012 49 days $296.99 Million $6.01 Million/day $- $296.99 Million ▼ -1 days
2011 51 days $307.15 Million $6.07 Million/day $- $307.15 Million ▼ -1 days
2010 51 days $309.73 Million $6.02 Million/day $- $309.73 Million ▲ +21 days
2009 30 days $191.57 Million $6.29 Million/day $- $191.57 Million ▼ -4 days
2008 34 days $191.57 Million $5.63 Million/day $- $191.57 Million ▲ +2 days
2007 32 days $190.72 Million $6.01 Million/day $- $190.72 Million ▼ -1 days
2006 33 days $191.89 Million $5.88 Million/day $- $191.89 Million ▲ +22 days
2005 10 days $61.16 Million $5.92 Million/day $- $61.16 Million ▼ -3 days
2004 14 days $74.51 Million $5.45 Million/day $- $74.51 Million ▼ -15 days
2003 29 days $125.45 Million $4.34 Million/day $- $125.45 Million ▼ -11 days
2002 40 days $170.94 Million $4.24 Million/day $- $170.94 Million ▲ +3 days
2001 37 days $164.42 Million $4.43 Million/day $- $164.42 Million ▲ +26 days
2000 11 days $40.62 Million $3.70 Million/day $- $40.62 Million ▲ +8 days
1997 2 days $6.30 Million $2.54 Million/day $- $- ▼ 0 days
1996 3 days $6.90 Million $2.47 Million/day $- $- ▼ -1 days
1995 4 days $7.34 Million $1.92 Million/day $- $- ▲ +1 days
1994 3 days $5.55 Million $1.78 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)