Citizens Holding Company (CIZN) — Cash Flow Quality Index
Citizens Holding Company (CIZN) has a Cash Flow Quality Index of 1.91x as of September 2023. Operating cash flow of $2.30 Million exceeds net income of $1.21 Million, indicating high earnings quality where cash backs reported profits. Explore Citizens Holding Company cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Citizens Holding Company Cash Flow Quality Index (1998–2025)
Historical Cash Flow Quality Index for Citizens Holding Company across 28 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Citizens Holding Company (CIZN) cash flow conversion.
Annual Cash Flow Quality Index for Citizens Holding Company (1998–2025)
Year-by-year earnings quality comparison for Citizens Holding Company.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.87x | $15.21 Million | $8.15 Million | ▲ +51.8% |
| 2024 | 1.23x | $6.75 Million | $5.49 Million | ▼ -58.7% |
| 2023 | 2.98x | $5.52 Million | $1.85 Million | ▲ +108.3% |
| 2022 | 1.43x | $13.76 Million | $9.62 Million | ▼ -38.7% |
| 2021 | 2.33x | $17.49 Million | $7.49 Million | ▲ +15.2% |
| 2020 | 2.03x | $14.04 Million | $6.93 Million | ▲ +0.1% |
| 2019 | 2.02x | $11.95 Million | $5.90 Million | ▲ +11.0% |
| 2018 | 1.82x | $12.17 Million | $6.67 Million | ▼ -36.4% |
| 2017 | 2.87x | $10.62 Million | $3.70 Million | ▲ +91.7% |
| 2016 | 1.50x | $10.08 Million | $6.74 Million | ▲ +9.2% |
| 2015 | 1.37x | $10.40 Million | $7.59 Million | ▲ +5.4% |
| 2014 | 1.30x | $9.69 Million | $7.45 Million | ▼ -17.0% |
| 2013 | 1.57x | $11.21 Million | $7.15 Million | ▼ -4.1% |
| 2012 | 1.63x | $11.09 Million | $6.78 Million | ▲ +0.1% |
| 2011 | 1.63x | $11.79 Million | $7.22 Million | ▼ -33.2% |
| 2010 | 2.45x | $17.52 Million | $7.16 Million | ▲ +77.8% |
| 2009 | 1.38x | $9.82 Million | $7.14 Million | ▲ +11.8% |
| 2008 | 1.23x | $10.18 Million | $8.27 Million | ▼ -12.1% |
| 2007 | 1.40x | $9.67 Million | $6.91 Million | ▼ -13.5% |
| 2006 | 1.62x | $13.58 Million | $8.39 Million | ▼ -3.1% |
| 2005 | 1.67x | $13.30 Million | $7.97 Million | ▲ +2.6% |
| 2004 | 1.63x | $12.28 Million | $7.55 Million | ▲ +18.6% |
| 2003 | 1.37x | $9.57 Million | $6.97 Million | ▲ +9.6% |
| 2002 | 1.25x | $7.88 Million | $6.30 Million | ▲ +9.2% |
| 2001 | 1.15x | $6.55 Million | $5.71 Million | ▲ +11.9% |
| 2000 | 1.02x | $5.67 Million | $5.53 Million | ▼ -9.0% |
| 1999 | 1.13x | $6.33 Million | $5.62 Million | ▲ +10.9% |
| 1998 | 1.01x | $4.78 Million | $4.71 Million | — |