Citizens Holding Company (CIZN) — Cash Flow-to-Debt Ratio
Citizens Holding Company (CIZN) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2023, meaning its operating cash flow of $1.14 Million could theoretically repay 0% of its total liabilities ($1.36 Billion) in one year. See Citizens Holding Company (CIZN) flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Citizens Holding Company Cash Flow-to-Debt Ratio (1998–2025)
Historical debt coverage capacity for Citizens Holding Company across 28 annual periods. For the full cash flow conversion analysis, see Citizens Holding Company operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for Citizens Holding Company (1998–2025)
Year-by-year debt coverage analysis for Citizens Holding Company. Check Citizens Holding Company earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $15.21 Million | $1.45 Billion | ▲ +121.3% |
| 2024 | 0.00x | $6.75 Million | $1.42 Billion | ▲ +16.9% |
| 2023 | 0.00x | $5.52 Million | $1.36 Billion | ▼ -62.1% |
| 2022 | 0.01x | $13.76 Million | $1.28 Billion | ▼ -23.1% |
| 2021 | 0.01x | $17.49 Million | $1.26 Billion | ▲ +32.1% |
| 2020 | 0.01x | $14.04 Million | $1.33 Billion | ▼ -4.4% |
| 2019 | 0.01x | $11.95 Million | $1.08 Billion | ▼ -20.7% |
| 2018 | 0.01x | $12.17 Million | $874.76 Million | ▲ +18.5% |
| 2017 | 0.01x | $10.62 Million | $904.64 Million | ▲ +6.1% |
| 2016 | 0.01x | $10.08 Million | $911.21 Million | ▼ -5.7% |
| 2015 | 0.01x | $10.40 Million | $887.08 Million | ▲ +1.6% |
| 2014 | 0.01x | $9.69 Million | $839.20 Million | ▼ -16.9% |
| 2013 | 0.01x | $11.21 Million | $806.80 Million | ▼ -0.7% |
| 2012 | 0.01x | $11.09 Million | $791.97 Million | ▼ -8.8% |
| 2011 | 0.02x | $11.79 Million | $767.87 Million | ▼ -35.0% |
| 2010 | 0.02x | $17.52 Million | $742.02 Million | ▲ +84.1% |
| 2009 | 0.01x | $9.82 Million | $765.41 Million | ▼ -12.5% |
| 2008 | 0.01x | $10.18 Million | $694.65 Million | ▼ -7.2% |
| 2007 | 0.02x | $9.67 Million | $612.71 Million | ▼ -36.1% |
| 2006 | 0.02x | $13.58 Million | $550.05 Million | ▲ +2.0% |
| 2005 | 0.02x | $13.30 Million | $549.70 Million | ▲ +3.6% |
| 2004 | 0.02x | $12.28 Million | $525.58 Million | ▲ +20.4% |
| 2003 | 0.02x | $9.57 Million | $492.88 Million | ▲ +14.1% |
| 2002 | 0.02x | $7.88 Million | $463.29 Million | ▼ -1.6% |
| 2001 | 0.02x | $6.55 Million | $378.82 Million | ▲ +3.0% |
| 2000 | 0.02x | $5.67 Million | $337.97 Million | ▼ -14.1% |
| 1999 | 0.02x | $6.33 Million | $323.98 Million | ▲ +21.0% |
| 1998 | 0.02x | $4.78 Million | $296.38 Million | — |