Citizens Holding Company (CIZN) — Financial Flexibility Index
Citizens Holding Company (CIZN) has a Financial Flexibility Index of 0.00x as of December 2023. Free cash flow of $1.22 Million (operating CF $1.14 Million minus capex $85.00K) represents 0% of total liabilities ($1.36 Billion). Check strategic asset allocation of Citizens Holding Company to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Citizens Holding Company Financial Flexibility Index (1998–2025)
Historical Financial Flexibility Index trend for Citizens Holding Company across 28 annual periods. See Citizens Holding Company (CIZN) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Citizens Holding Company (1998–2025)
Year-by-year free cash flow to debt coverage for Citizens Holding Company. For the full company profile including market capitalisation, see Citizens Holding Company stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $16.82 Million | $15.21 Million | $1.45 Billion | ▲ +129.5% |
| 2024 | 0.01x | $7.20 Million | $6.75 Million | $1.42 Billion | ▲ +10.4% |
| 2023 | 0.00x | $6.24 Million | $5.52 Million | $1.36 Billion | ▼ -64.1% |
| 2022 | 0.01x | $16.40 Million | $13.76 Million | $1.28 Billion | ▼ -20.2% |
| 2021 | 0.02x | $20.09 Million | $17.49 Million | $1.26 Billion | ▲ +32.6% |
| 2020 | 0.01x | $16.06 Million | $14.04 Million | $1.33 Billion | ▲ +0.6% |
| 2019 | 0.01x | $12.99 Million | $11.95 Million | $1.08 Billion | ▼ -16.2% |
| 2018 | 0.01x | $12.52 Million | $12.17 Million | $874.76 Million | ▼ -4.3% |
| 2017 | 0.01x | $13.53 Million | $10.62 Million | $904.64 Million | ▲ +23.1% |
| 2016 | 0.01x | $11.07 Million | $10.08 Million | $911.21 Million | ▼ -0.8% |
| 2015 | 0.01x | $10.86 Million | $10.40 Million | $887.08 Million | ▼ -10.7% |
| 2014 | 0.01x | $11.50 Million | $9.69 Million | $839.20 Million | ▼ -4.3% |
| 2013 | 0.01x | $11.55 Million | $11.21 Million | $806.80 Million | ▼ -0.4% |
| 2012 | 0.01x | $11.38 Million | $11.09 Million | $791.97 Million | ▼ -11.7% |
| 2011 | 0.02x | $12.50 Million | $11.79 Million | $767.87 Million | ▼ -43.2% |
| 2010 | 0.03x | $21.26 Million | $17.52 Million | $742.02 Million | ▲ +80.6% |
| 2009 | 0.02x | $12.14 Million | $9.82 Million | $765.41 Million | ▼ -23.4% |
| 2008 | 0.02x | $14.38 Million | $10.18 Million | $694.65 Million | ▼ -1.9% |
| 2007 | 0.02x | $12.92 Million | $9.67 Million | $612.71 Million | ▼ -30.7% |
| 2006 | 0.03x | $16.74 Million | $13.58 Million | $550.05 Million | ▲ +15.8% |
| 2005 | 0.03x | $14.45 Million | $13.30 Million | $549.70 Million | ▲ +5.4% |
| 2004 | 0.02x | $13.11 Million | $12.28 Million | $525.58 Million | ▲ +9.9% |
| 2003 | 0.02x | $11.19 Million | $9.57 Million | $492.88 Million | ▼ -7.3% |
| 2002 | 0.02x | $11.34 Million | $7.88 Million | $463.29 Million | ▲ +17.7% |
| 2001 | 0.02x | $7.88 Million | $6.55 Million | $378.82 Million | ▲ +15.2% |
| 2000 | 0.02x | $6.10 Million | $5.67 Million | $337.97 Million | ▼ -14.4% |
| 1999 | 0.02x | $6.83 Million | $6.33 Million | $323.98 Million | ▲ +15.4% |
| 1998 | 0.02x | $5.42 Million | $4.78 Million | $296.38 Million | — |