Citizens Holding Company (CIZN) — Net Asset Quality Index
Citizens Holding Company (CIZN) has a Net Asset Quality Index of 4.5% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.56 Billion minus total liabilities of $1.49 Billion yields net assets of $69.69 Million. A higher index indicates a stronger, lower-leverage balance sheet. For live market cap and overall valuation, see market cap of Citizens Holding Company.
Quality Index
Net Assets
Total Assets
Total Liabilities
Citizens Holding Company Net Asset Quality Index Over Time (1998–2025)
This chart shows how Citizens Holding Company's Net Asset Quality Index has evolved across 28 annual periods from 1998 to 2025. As of June 2026, the index stands at 4.5%, representing net assets of $69.69 Million against total assets of $1.56 Billion USD. See Citizens Holding Company (CIZN) net assets for net asset value and shareholders' equity analysis.
Annual Net Asset Quality Index for Citizens Holding Company (1998–2025)
The table below presents the year-by-year Net Asset Quality Index for Citizens Holding Company from 1998 to 2025, covering 28 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check Citizens Holding Company strategic capital allocation to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 4.1% | $62.13 Million | $1.51 Billion | $1.45 Billion | ▲ +0.8 pp |
| 2024 | 3.3% | $48.09 Million | $1.47 Billion | $1.42 Billion | ▲ +0.2 pp |
| 2023 | 3.0% | $42.77 Million | $1.40 Billion | $1.36 Billion | ▲ +0.1 pp |
| 2022 | 2.9% | $39.02 Million | $1.32 Billion | $1.28 Billion | ▼ -4.8 pp |
| 2021 | 7.8% | $105.90 Million | $1.36 Billion | $1.26 Billion | ▼ -0.5 pp |
| 2020 | 8.2% | $119.55 Million | $1.45 Billion | $1.33 Billion | ▼ -1.2 pp |
| 2019 | 9.4% | $112.80 Million | $1.20 Billion | $1.08 Billion | ▲ +0.7 pp |
| 2018 | 8.7% | $83.87 Million | $958.63 Million | $874.76 Million | ▼ -0.2 pp |
| 2017 | 8.9% | $88.45 Million | $993.10 Million | $904.64 Million | ▲ +0.4 pp |
| 2016 | 8.5% | $85.06 Million | $996.27 Million | $911.21 Million | ▼ -0.3 pp |
| 2015 | 8.9% | $86.42 Million | $973.50 Million | $887.08 Million | ▼ 0.0 pp |
| 2014 | 8.9% | $81.86 Million | $921.06 Million | $839.20 Million | ▲ +1.3 pp |
| 2013 | 7.6% | $66.27 Million | $873.07 Million | $806.80 Million | ▼ -2.5 pp |
| 2012 | 10.1% | $88.87 Million | $880.84 Million | $791.97 Million | ▲ +0.0 pp |
| 2011 | 10.1% | $86.08 Million | $853.95 Million | $767.87 Million | ▲ +0.8 pp |
| 2010 | 9.3% | $76.30 Million | $818.32 Million | $742.02 Million | ▲ +0.4 pp |
| 2009 | 8.9% | $74.60 Million | $840.00 Million | $765.41 Million | ▼ -0.4 pp |
| 2008 | 9.3% | $71.40 Million | $766.05 Million | $694.65 Million | ▼ -0.7 pp |
| 2007 | 10.0% | $68.19 Million | $680.90 Million | $612.71 Million | ▼ -1.4 pp |
| 2006 | 11.5% | $71.15 Million | $621.20 Million | $550.05 Million | ▲ +0.9 pp |
| 2005 | 10.6% | $65.13 Million | $614.83 Million | $549.70 Million | ▲ +0.1 pp |
| 2004 | 10.5% | $61.66 Million | $587.24 Million | $525.58 Million | ▼ 0.0 pp |
| 2003 | 10.5% | $57.89 Million | $550.76 Million | $492.88 Million | ▼ -0.1 pp |
| 2002 | 10.6% | $55.16 Million | $518.45 Million | $463.29 Million | ▼ -0.7 pp |
| 2001 | 11.3% | $48.39 Million | $427.21 Million | $378.82 Million | ▼ -0.4 pp |
| 2000 | 11.7% | $44.83 Million | $382.80 Million | $337.97 Million | ▲ +1.0 pp |
| 1999 | 10.7% | $38.81 Million | $362.79 Million | $323.98 Million | ▼ -0.6 pp |
| 1998 | 11.3% | $37.85 Million | $334.23 Million | $296.38 Million | — |