Columbia Financial Inc (CLBK) — Cash Flow Quality Index
Columbia Financial Inc (CLBK) has a Cash Flow Quality Index of 1.55x as of December 2025. Operating cash flow of $24.38 Million exceeds net income of $15.69 Million, indicating high earnings quality where cash backs reported profits. Explore Columbia Financial Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Columbia Financial Inc Cash Flow Quality Index (2016–2025)
Historical Cash Flow Quality Index for Columbia Financial Inc across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how tangible is Columbia Financial Inc's equity to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Columbia Financial Inc (2016–2025)
Year-by-year earnings quality comparison for Columbia Financial Inc. For live market cap and the full company financial profile, see Columbia Financial Inc stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.32x | $68.40 Million | $51.77 Million | ▲ +17.1% |
| 2023 | 1.13x | $40.72 Million | $36.09 Million | ▼ -31.6% |
| 2022 | 1.65x | $142.16 Million | $86.17 Million | ▲ +53.8% |
| 2021 | 1.07x | $98.70 Million | $92.05 Million | ▲ +29.0% |
| 2020 | 0.83x | $47.89 Million | $57.60 Million | ▼ -63.2% |
| 2019 | 2.26x | $123.77 Million | $54.72 Million | ▼ -9.1% |
| 2018 | 2.49x | $56.59 Million | $22.74 Million | ▲ +114.6% |
| 2017 | 1.16x | $36.04 Million | $31.07 Million | ▼ -35.2% |
| 2016 | 1.79x | $58.99 Million | $32.95 Million | — |