Columbia Financial Inc Cash Flow Quality Index
Columbia Financial Inc cash flow quality index. Columbia Financial Inc (CLBK) has a Cash Flow Quality Index of 1.55x as of December 2025. Operating cash flow of $24.38 Million exceeds net income of $15.69 Million, indicating high earnings quality where cash backs reported profits. See Columbia Financial Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Columbia Financial Inc (2016–2025)
Cash flow quality index of Columbia Financial Inc from 2016 to 2025. Historical Cash Flow Quality Index for Columbia Financial Inc across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore CLBK operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Columbia Financial Inc Cash Flow Quality Index by Year (2016–2025)
Columbia Financial Inc cash flow quality index by year from 2016 to 2025. Year-by-year earnings quality comparison for Columbia Financial Inc. For the full cash flow conversion analysis, see CLBK operating cash flow.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.32x | $68.40 Million | $51.77 Million | ▲ +17.1% |
| 2023 | 1.13x | $40.72 Million | $36.09 Million | ▼ -31.6% |
| 2022 | 1.65x | $142.16 Million | $86.17 Million | ▲ +53.8% |
| 2021 | 1.07x | $98.70 Million | $92.05 Million | ▲ +29.0% |
| 2020 | 0.83x | $47.89 Million | $57.60 Million | ▼ -63.2% |
| 2019 | 2.26x | $123.77 Million | $54.72 Million | ▼ -9.1% |
| 2018 | 2.49x | $56.59 Million | $22.74 Million | ▲ +114.6% |
| 2017 | 1.16x | $36.04 Million | $31.07 Million | ▼ -35.2% |
| 2016 | 1.79x | $58.99 Million | $32.95 Million | — |